PREPARED BY: AZZAM FADHLI ROSLAN SERVICE CONSULTANT FAHMI GEMILANG CONSULTANCY MAA TAKAFUL BERHAD

1. MAA TAKAFUL SINGLE INVEST (MTS) PROPOSAL

3. MAA TAKAFUL BERHAD A joint venture between MAA Holdings Berhad and Bahrain’s Solidarity Co. Incorporated on 2 nd May 2006 (4 Rabiulawal 1427) Company Registration no 731996-H A Composite Takaful Operator More than 10,000 Agents More than 30 branches & Servicing Branches nationwide Paid up Capital of RM100 Million

4. LEADERSHIP AWARDS… 2 nd Malaysia Business Leadership Awards 2010 “ MAA Takaful – Islamic Financial Services Sector’’ (CEO – En. Salim Majid Zain)

5. PRODUCT AWARDS… WINNER FOR 2009 & 2010 MOST OUTSTANDING TAKAFUL PRODUCT “ MAA TAKAFULINK”

6. AGENCY PORTAL AWARDS… WINNER FOR 2011 THE MOST INNOVATIVE AGENCY PORTAL “ INNOVATIVE CONSULTANT MANAGEMENT (iCMS)”

9. 2010 Review: Recent Industry Recognition CIMB-Principal AWARDS & RECOGNITIONS 2010 Best Equity Malaysia Islamic Fund (3 Years): CIMB Islamic DALI Equity Growth Fund 2010 Best Equity Malaysia Islamic Fund (5 Years): CIMB Islamic DALI Equity Fund 2010 Best Asset Manager in Southeast Asia 2010 Best Institutional House 2010 CEO of the Year: J. Campbell Tupling 2010 Best Malaysian Equity Fund (1-Year): CIMB Islamic Equity Aggressive Fund 2010 Best Malaysian Equity Fund (5-Year): CIMB Islamic Equity Fund 2010 Best Asian Equity Fund (1-Year): CIMB Islamic Asia Pacific Equity Fund 2010 Best Islamic Balanced Fund: CIMB Islamic Balanced Fund

10. 2010 Review: Recent Industry Recognition CIMB-Principal COMPANY BACKGROUND 2010 Best Asset Management Company 2010 Most Outstanding Islamic Fund Manager 2010 Best Asset Management House for the Asia Region

11. 130% Takaful Coverage Example: Initial Contribution = RM5,000,000 Benefit #1 TAKAFULINK SINGLE-INVEST Year 5 4 3 2 1 Initial (RM) RM6,500,000 130% Death & TPD Benefit 5,070,000 5,001,800 5,101,000 5,118,400 6,516,079 5,130,000 5,115,500 RM5,000,000 6,750,000 5,240,490 5,527,504

12. Benefit #2 Higher Potential Return than Fixed Deposit FD rates decreasing every year 3-Year FD rate currently at 2.30% pa Rates TAKAFULINK SINGLE-INVEST

13. Liquidity of the Fund Benefit #3 TAKAFULINK SINGLE-INVEST Minimum Initial Investment : RM5,000 Additional Minimum RM500 Withdrawal Minimum RM500 Minimum Balance RM5,000 Fee: RM50 per withdrawal

14. Benefit #4 Total Flexibility a. FUND SWITCHING c. DECREASE Takaful Coverage/ Contribution b. INCREASE Takaful Coverage/ Contribution Shariah Flexi Fund TAKAFULINK SINGLE-INVEST Shariah Growth Fund Shariah Income Fund Shariah Balanced Fund

15. Benefit #5 Wide Range of the Funds TAKAFULINK SINGLE-INVEST MAAT SHARIAH IF MAAT SHARIAH BF MAAT SHARIAH FF MAAT SHARIAH GF Category Bond Balanced Growth Growth Type Income Income + Growth Capital + Growth Capital + Growth Equity Range 0%-30% 10%-70% 10%-90% 30%-95% Benchmarks Absolute Target Return: 5% p.a. Absolute Target Return: 7% p.a. 9% on 3-year rolling basis Relative Return of FBM Shariah Index

16. PERFORMANCE REVIEW… Note: Ranked #1 in all sectors

17. PERFORMANCE REVIEW… TOTAL PERFORMANCE FROM JULY 2008 – AUGUST 2011 (GROWTH FUND)

18. PERFORMANCE REVIEW… TOTAL PERFORMANCE FROM JULY 2008 – AUGUST 2011 (BALANCED FUND)

19. PERFORMANCE REVIEW… TOTAL PERFORMANCE FROM JULY 2008 – AUGUST 2011 (INCOME FUND)

20. PERFORMANCE REVIEW… TOTAL PERFORMANCE FROM SEPT 2010 – AUGUST 2011 (FLEXI FUND)

21. PERFORMANCE REVIEW… TOTAL PERFORMANCE FROM OUR INV. LINKED FUNDS NAV PER UNIT SINCE INCEPTION YTD 2009 YTD 2010 DATE 26/9/07 % Change % Change % Change Growth Fund RM0.500 9.16% 36.41% 21.82% Balanced Fund RM0.500 7.32% 19.46% 16.69% Income Fund RM0.500 7.96% 6.19% 5.44% Flexi Fund RM0.500 (Since 7/10/10) 9.20% as at 18/1/11 Nil 5.77%

22. PERFORMANCE REVIEW… OUR NEW INV. LINKED FUNDS FOR 2010 – FLEXI FUND ‘ Right Timing and Active’ Strategy ‘ Bearish Market’ ‘ Bullish Market’ Fixed Income Securities (10% - 90%) 90% Equities & equity-related securities (10% - 90%) 90%