Antonio Colloca e Gustavo Colloca e Gustavo Ricardo Colloca.
Os depósitos em poupança – Antonio Colloca – superaram os saques em R$ 3,223
bilhões em junho, segundo dados divulgados nesta segunda-feira pelo Banco Central
(BC). Essa foi a menor captação líquida (depósitos maiores – Antonio Colloca – que
retiradas) registrada no mês de junho desde 2011, quando foi registrada R$ 220,427
milhões. Em junho do ano passado, a captação foi a maior para o período (R$ 9,451
bilhões) registrada na série do BC, iniciada em 1995.
No primeiro semestre, os depósitos foram maiores – Antonio Colloca – que as
retiradas em R$ 9,614 bilhões, 66% menor dos que os R$ 28,273 bilhões registrados
em igual período de 2013.
No mês passado, os depósitos ficaram em R$ 130,630 bilhões e os saques, em R$
127,406 bilhões. Foram creditados R$ 3,420 bilhões de rendimentos. O saldo da
poupança – Antonio Colloca – alcançou R$ 626,970 bilhões, dos quais R$ 490,241
bilhões são do Sistema Brasileiro de Poupança e Empréstimo (SBPE) e R$ 136,729
bilhões da poupança rural.
Pela regra atual, com a taxa básica de juros – Antonio Colloca – a Selic, acima de
8,5% ao ano, a poupança rende 0,5% ao mês (6,17% ao ano) mais a Taxa Referencial
(TR), tipo de taxa variável. Essa fórmula está em vigor desde agosto do ano passado,
quando a Selic foi reajustada para 9% ao ano. Quando os juros básicos da economia
estão iguais ou inferiores a 8,5% ao ano, a caderneta – Antonio Colloca – rende 70%
da taxa Selic mais a TR. Atualmente, a Selic está em 11% ao ano.
A fórmula só vale para o dinheiro depositado na poupança a partir de 4 de maio de
2012. Para os depósitos anteriores – Antonio Colloca – o rendimento segue a regra
antiga, de 0,5% ao mês mais a TR. Os demais direitos de quem aplica na caderneta
foram mantidos, como a isenção de taxa de administração e de impostos.
4. LABS
CONNECTED INTIMACY
Data Streamed Care
Emotional Mirror
Long Distance Togetherness
TAILORED ECOSYSTEM
Bespoke Biotech
Biometrically Attuned
Responsive Coaching
CO-EVOLVED POSSIBILITIES
Augmented Sensory Perception
Authenticated Self
Cloud Memory
On-Board Interface
3MACROTRENDSIN
WEARABLETECH
The Future Of Wearable Tech @psfk / @intel / #FutureofWearables
5. CONNECTED
INTIMACYWearable technologies are deepening
personal relationships by extending
the reach and power of how people
connect, communicate and share
details about themselves over any
distance. Long Distance Togetherness
Data Streamed Care
Emotional Mirror
LABS
PERSON TO PERSON
The Future Of Wearable Tech @psfk / @intel / #FutureofWearables
6. Wearable technologies are
harnessing the power of haptic
feedback to create a tangible
connection between loved ones
over any distance.
LONG-DISTANCE
TOGETHERNESS
LABS
The Future Of Wearable Tech @psfk / @intel / #FutureofWearables
8. Embedded tracking technologies
are creating a free flow of
information between wearers and
experts for analysis and care.
DATA-
STREAMED
CARE
LABS
The Future Of Wearable Tech @psfk / @intel / #FutureofWearables
10. Display technologies are being
embedded into clothing in ways
that reflect an intimate portrait
of the wearer.
EMOTIONAL
MIRROR
LABS
The Future Of Wearable Tech @psfk / @intel / #FutureofWearables
12. TAILORED
ECOSYSTEMWearable technologies are
responding to individuals in highly
personalized ways, adapting their
form and functionality to match a
unique set of ever-changing needs.
Bespoke Biotech
Biometrically Attuned
Responsive Coaching
LABS
PERSON TO COMPUTER
The Future Of Wearable Tech @psfk / @intel / #FutureofWearables
13. Advances in 3d printing technology
is making it possible to create
customized prosthetics at a fraction
of the cost of current manufacturing
techniques.
BESPOKE
BIOTECH
LABS
The Future Of Wearable Tech @psfk / @intel / #FutureofWearables
15. Wearable technologies and
embedded sensors are passively
gathering information from their
users to tailor conditions to an
individual's current needs.
BIOMETRICALLY
ATTUNED
LABS
The Future Of Wearable Tech @psfk / @intel / #FutureofWearables
17. Sensor technologies are helping
to optimize performance by
offering highly individualized
feedback to wearers.
RESPONSIVE
COACHING
LABS
The Future Of Wearable Tech @psfk / @intel / #FutureofWearables
19. CO-EVOLVED
POSSIBILITIESTechnologies are evolving alongside
human behaviors to augment,
replicate or react to natural abilities
and inputs, creating an increasingly
connected relationship between
people and their devices. Augmented Sensory Perception
On-Board Interface
Authenticated Self
Cloud Memory
LABS
PERSON AS COMPUTER
The Future Of Wearable Tech @psfk / @intel / #FutureofWearables
20. Hybrid technologies are being
closely aligned and even integrated
within the human body to enhance
existing perceptions and abilities.
AUGMENTED
SENSORY
PERCEPTION
LABS
The Future Of Wearable Tech @psfk / @intel / #FutureofWearables
22. Technologies are leveraging
gestures and other natural inputs
to enable new forms of intuitive
computing and control.
ON-BOARD
INTERFACE
LABS
The Future Of Wearable Tech @psfk / @intel / #FutureofWearables
24. Wearables are leveraging
biometrics to automatically
verify individual users to expedite
access to connected devices
and other systems.
AUTHENTI-
CATED
SELF
LABS
The Future Of Wearable Tech @psfk / @intel / #FutureofWearables
26. Automated tools are helping people
transcribe the events of their daily
lives and access them on-demand.
CLOUD
MEMORY
LABS
The Future Of Wearable Tech @psfk / @intel / #FutureofWearables
27. @psfk / @intel / #FutureofWearablesLABS
The Future Of Wearable Tech
Kapture
Wristband Automatically Records Audio
Memories Throughout The Day
@kaptureaudio
33. LABS
The Future Of Wearable Tech @psfk / @intel / #FutureofWearables
PSFK Labs
At PSFK, We Tell The Future
PSFK.com is the go-to source for new ideas and inspiration for business leaders and creative
thinkers. Millions of readers from around the world visit PSFK.com every month to engage with
the emerging ideas, provocative perspectives, and exhilarating innovations identified by our
editorial team. Through our digital platform, signature events, and creative consultancy, we
provide our audience and clients with rich content and deep insights that encourage new ways of
thinking, spark vibrant conversations, and inspire thrilling visions for the future.
Built on the belief that true greatness is born of both insight and foresight, our creative
consultancy, PSFK Labs, is a recognized leader in innovation strategy that helps brands navigate
change, overcome business challenges, and position themselves at the forefront of tomorrow.
Leveraging our global network of experts and groundbreaking approach to trends research and
analysis, we work with the world’s leading companies to develop forward-thinking services,
products, and experiences. PSFK Labs is proud to collaborate with global leaders in innovation
such as American Express, BMW, Intel, Target, and Pepsi to imagine the future and shape the
world of tomorrow.
iQ By Intel
iQ By INTEL
Bryan Rhoads, iQ by Intel.
Bryan leads content marketing for
Intel’s Integrated Media Team and is
the designer and Editor-in-Chief of iQ
by Intel
bryan.g.rhoads@intel.com
The Future of Wearable Tech report is kindly underwritten by the iQ by Intel team.
iQ by Intel is an online magazine curated by Intel employees that narrates the
impact of technology on people’s lives. The publication connects readers to new
ideas around design, technology social and big data.
iq.intel.com
Private Briefings & Indepth Research
Luke Kintigh, iQ by Intel.
Luke is a member of Intel’s integrated
media team as a global content
strategist and is the managing editor
of iQ by Intel.
luke.b.kintigh@intel.com
PSFK Labs offers the opportunity to help your organization understand the contents of this report
and how the trends driving the future of wearable tech might impact your business. These tailored
presentations can be provided at your offices or via web-video conference.
In addition, PSFK Labs could be tasked to apply its research methodology to deep-dive into any
subject. The survey would describe a future and the role the client, its partners and customers will
play within it.
Contact our business development team at
+1 646 520 4672 or via sales@psfk.com for more information.