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Choosing an Alternative Accommodation: A Simple Guide for Home Insurance Claimants
Choosing Alternative Accommodation: A
Simple Guide for Home Insurance
Brought to You By:
Your home is your safe haven. It is a place where you
and your family feel secure. However, natural disasters
or unforeseen events can render your house
uninhabitable. The most damaging are storms and
bushfires. During such catastrophes, you’ll be very
thankful that you have a home and content insurance
policy which enables you to file a claim for
compensation for your property.
While it is quite obvious that processing your home
insurance claim is the first and foremost move that
you’ll take if your home becomes uninhabitable, there
is also another important thing to prioritise – and that
is finding a temporary place for you to stay.
Check Your Insurance Policy’s Fine Print
Usually, the amount of alternative accommodation cover provided for
your home is limited to the ‘reasonable cost’ of rental properties
comparable to the property under coverage or a percentage of the
total value insured. It is important that you know the details of
your home insurance policy to be aware of what are covered, the
period of covered and how much cost will be compensated.
Research for Rental Prices Online
Go over the internet and check for property rental prices online. This will help
you know at what price range ‘reasonably-priced’ accommodation similar
to your home will be at. It will also provide you with an idea on what to
expect for your temporary home.
Find a Property that Suits You Best
While there are many home insurance claimants who prefer living temporarily
at hotels or other similar accommodation options, these are not the ideal
place to live, especially for families. They lack the facilities that a ‘true home’
offers. Thus, it is best to look for the alternative accommodation where you
can live comfortably similar to your own home. Well, self contained homes
such as the ones we offer in Bayside Melbourne are your best pick.
Look for the Ideal Location
Even if your home is rendered uninhabitable, this doesn’t mean that the lives of
your family have to stop. Of course, you will need to continue working if you
have a day job. If you have children and they are still studying, they have to
continue going to school too. Thus, it would also be important to pick an
alternative accommodation that is conveniently located and with easy
access to public transportation if needed.
If you are searching for alternative
accommodation in Melbourne during the
course of your home insurance claims,
then Stay Innercity can help you. We offer self
contained accommodation in great locations in Albert
Park, Middle Park, South Melbourne and Port
Melbourne. For more information about alternative
accommodation, visit our website at