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Paytm AND BUSINESS MODEL OF PAYTM

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PAYTM Business model
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Paytm AND BUSINESS MODEL OF PAYTM

  1. 1. Introduction  Paytm is an Indian electronic payment and ecommerce brand based out of Delhi NCR, India.  It is Founded in 2000 by Vijay Shekhar Sharma. PayTM is owned by One97 Communications Ltd.  Paytm is one single place for all your bill payment requirements Mobile Bill Payments Post-Paid / Pre- Paid Landline / Internet Bills DTH
  2. 2. FUNDING: Paytm got a major boost by Equity participation by Ratan Tata in March 2015. In 2015, Paytm became the first Indian company to receive funding from Chinese eCommerce company Alibaba.
  3. 3. • 22 million+ visitors per month • 15 million active wallet users • 15,000 merchants accepting Paytm wallet • 8 million+ transactions per month • 70% through mobiles • 6 million CC/DC users/month • 2 million stored credit cards • 40000+ new users acquired everyday Paytm – Massive Scale and Rapid Growth
  4. 4. Business Model of Paytm 1. Recharge Services 2. Bill Payment 3. Payments solution 4. Digital Gold 5. Paytm Wallet 6. Paytm Bank 6. Paytm mall
  5. 5. Paytm Wallet
  6. 6. Paytm Bank
  7. 7. Paytm Mall
  8. 8. How Paytm Earn Money? E-Commerce store: Continuing with the above point, today Paytm offers much more than recharge options. You can buy books, apparel, electronics and literally everything though it is not quite extensive as Amazon (which has over 6 crore products). Advertising: They also earn a good amount of money from advertising.
  9. 9.  Cash/Wallet transactions: The amount that you load into their wallet and all the cash transactions that happen through them is also making them money. It’s like how banks are making money with our money. We deposit, purchase, make transactions through them and so on. Similarly, not just Paytm every mobile wallet is making money in a similar way.  Through sellers : People like you and me who wants to sell online, Paytm provides a platform for us and in return it charges you monthly fee/cost per sale fee.
  10. 10.  Partnerships/tie ups : We all know Paytm has grown from a simple online recharge site to the leading player in the market. It has tie ups with number of outlets across various categories. All these pay a good amount of money to Paytm in order to get promoted on this amazing platform.
  11. 11. Advantages: •Easy accessible • Quick payment at paytm • Mobile friendly • Cash backs • Discount on products • RBI approved digital wallets • Safe and secured payment • 45+ Banks for net banking • Rs 1 lakh + money transfer
  12. 12. THANK YOU

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