AlHuda CIBE is pleased to announce its upcoming event the "African Interest-free Banking and Finance Forum" on 6th February, 2019 followed by Post Event Workshop “Interest-Free Banking & Finance, Insurance & Microfinance” on 7th - 8th February, 2019 at Addis Ababa, Ethiopia. The aim of this forum is to address the latest trends, challenges, and opportunities in Finance Industry of Africa.

1. www.alhudacibe.com/ethiopia2019
th
6 February, 2019 - Addis Ababa, Ethiopia
Africa is a new destination for Interest-Free Finance
“ “
African Interest-Free
Banking & Finance Forum
Post Event Workshop
th th7 -8 February, 2019 at Addis Ababa, Ethiopia
Interest-Free Banking & Finance,
Insurance & Microfinance
CIBE - UAE

2. AboutAlHudaCentreofIslamicBanking&Economics
Towards the pursuance of our goal to promote interest-free Banking and Finance all
over the globe, AlHuda Centre of Islamic Banking and Economics is working diligently
since its existence 13years ago. AlHuda CIBE has been acknowledged as a
distinguished service provider due to our notable services, team of dedicated
professionals and one stop solutions of interest-freeBanking and Finance. Our aim is
to provide state-of-the-art services of interest-free banking and finance. We are
proud to be prominent for our Advisory and consultancy, research and development,
education and capacity building, Shariah advisory, publication and events all over the
world.
AlHuda CIBE is supported by many national and international organizations and
institutions as Strategic Partners support and our Alumni have spread over
70countries. We are proud to stand among world's largest presences for capacity
building,trainings,consultancyandotherservices.
Moredetailsareavailableatwww.alhudacibe.com
AboutInterest-FreeBankingandFinanceinAfrica
Africa is the world’s second largest and most popular continent after Asia. With 1.0
billion people, it accounts for about 14.72% of the world’s human population.
According to the World Book Encyclopedia, Islam is largest religion in Africa, followed
byChristianity.
The region has significant potential as it is home to more than 413 million Muslims and
the interest-free finance industry in Africa is rather untapped. Interest-free banking
and their products are likely to be most popular in the parts of Africa comprising the
highest concentration of Muslims such as North Africa, large part of West Africa and
down the eastern seaboard. Interest-free banking is also expected to become
attractive in countries with significant population of Muslim business persons such as
in South Africa. Moving forward, expansion of interest-free banking and finance
industry in Africa is expected to bring the favorable turns in trade progress and
business interactions with the Middle East. Interest-free banking and finance can
potentially play a part in facilitating more trade opportunities between Africa, Middle
East and rest of the world with the involvement of more global and interest-free banks
ofbothregions.
The aim of this forum is to explore the untapped market of Africa and to adopt the
latest trends, challenges and opportunities in interest-free banking and finance
industryinAfrica.
Thisconferencewillprovideyouwithpracticalinsightsinto:
• Globaleffortsandachievementsininterest-freeBankingandTakaful
• This effective platform will demonstrate the flexibility of interest-free financial
marketsduringthecurrentfinancialcrisis.
Africa is a new destination for Interest-Free Finance
“ “

3. Africa
is a new
destination
Interest-Free
Finance
for

4. Introduction to Interest-Free Banking and Finance
• Historical Developments and Global Trends of interest-free Banking and Finance
• Introduction to interest-free Financial Products
• Regulatory Framework of interest-free Banking and Finance in Africa
• interest-freeBanking & Finance in Africa – Emerging Opportunity
Interest-Free Finance and Financial Inclusion
• How interest-free finance helps financial inclusion
• Policy and strategy development for financial inclusion through interest-free banking
• Financial inclusion and poverty alleviation
• Current trends in Shariah compliant financial inclusion
Takaful (Interest-Free Insurance)
• Takaful (interest-freeInsurance) and Takaful Models
• How Takaful industry can facilitate interest-freefinancial industry in Africa
• Innovative products of general &family Takaful
• Vastly growing trends of Takaful Industry in Africa
• Takaful management system
Investment Opportunities in Africa and Ethiopia
• Investment opportunities on interest-free banking and Takaful in Africa
• Emerging trends of interest-free banking and finance in Africa
• How Ethiopia can play a vital role for the development of interest-free banking and
financial sector in Africa
• Creation of Shariah compliant investment avenues in Ethiopia
Sukuk, Interest-Free Bond & Interest-Free Capital Market
• Introduction of Sukuk
• How Sukuk can facilitate Ethiopian government for country development
• Asset based financing: A complete risk free solutions for International crises
• Structuring of Shariah compliant fund
6th February, 2019 at, Addis Ababa, Ethiopia
Event Agenda
African Interest-Free Banking & Finance Forum
Africa is a new destination for Interest-Free Finance
“ “

5. Post Event Workshop on
Interest-Free Banking & Finance, Insurance & Microfinance
7th-8th February, 2019 at Addis Ababa, Ethiopia
A Glance on Interest-Free Finance
• Riba (Interest) and Prohibition of Riba
• Types of Riba
• Economics Rationale for Prohibition of Riba
• Deference between interest-free banking &
finance and conventional banking & finance
Partnership Based Mode of interest-free Banking &
Finance (Mudarabah & Musharakah)
Mudarabah
• The basic rules and Features of Mudarabah
• Distribution of Profit & Loss in Mudarabah
Musharakah
• The basic rules and Features of Musharakah
• Distribution of Profit & Loss in Musharakah
Diminishing Musharakah
• Determine the Rental in Diminishing Musharakah
• Unit Sale mechanism in Diminishing Musharakah
• Diminishing Musharakah as Ideal product for
Interest-Free Housing Finance.
Trade Based Mode of interest-free Banking &
Finance (Murabahah, Musawamah, Salam & Istisna)
Murabahah
• Basic Features of Murabahah
• Murabahah as financing mode
• Stages involve in Murabaha Transaction.
• Shariah compliance & legal documentation of
Murabaha contract.
• Murabahah in International Trade.
• Practical aspects & issues of Murabahah
Salam & Istisna
• Basics of Bai Istisna & Bai Istisna
• Difference between Salam & Istisna
• Practical implementation of Salam & Istisna.
Rental Based Modes of interest-free Banking &
Finance (Ijarah)
• Introduction and Brief Perspective of Ijarah.
Day One
• Sharia’h alternative of Conventional Leasing -
Ijarah.
• Ijarah (Operating Lease) vs. conventional leasing
(Financial Leasing)
• Legal framework & documentations for ijarah
products
• Basic feature of Ijarah contract & Its Operational
Mechanism
Sukuk (Interest-Free Bond)
• Introduction of Sukuk
• Structuring and Operation of Sukuk
• Advantages of Sukuk for Issuer and Investors
Interest-Free Microfinance at Glance
• Interest-freeMicrofinance as effective tool of
poverty alleviation
• Interest-freeMicrofinancial Products
mechanisms & Compatibility with Conventional
Microfinance Products
• Introduction & Historical Background of Takaful
• Definition & Fundamental Principles
• Difference in concept & contract
• Reference in first constitution of Madina
Recent Development in Takaful (Interest-Free
Insurance) Industry
• Evolution during the seventies
• Judicial opinions and Fatwas
• Formation of first Takaful companies
• Developments in the World
Takaful Models
• The Mudaraba Model
• The Wakala Model
• The Waqaf Wakala Model
• Investment Models
Day Two
Africa is a new destination for Interest-Free Finance
“ “

6. Africa needs to keep an eye on the potential of Islamic Banking & Finance and what value it can
bring to the current system of IB&F. Investing in IB&F leads to have greater foreign investment
which could result an enhanced global connectivity, improved job creation, socio-economic
developmentandpovertyalleviation.
Islamic Banking & Takaful conference aims to provide an excellent opportunity for the
inhabitants of African countries and rest of the world to develop stronger knowledge of Islamic
banking and finance procedures that will create genuine global opportunities for the long term
developmentofthisgrowingandincreasinglytranscendingIslamicfinancialsector.
This high profile event will provide you with practical insights into:
Ÿ RecognizingsignificantdevelopmentsinIslamicfinancialinfrastructureofAfrica
Ÿ LinkagesofAfricanIslamicfinanceindustrywithInternationalfinancialmarket
Ÿ Demonstration of the flexibility of Islamic financial markets during the recent financial
crisis
Ÿ Share the best practices of International Islamic Banking market with African Islamic finance
industry
Ÿ How Islamic banks and financial institutions are optimizing their performance & managing
totideoverthecurrentmarketsituation
Ÿ Assessing innovations in Islamic financial markets through the growth of newly developed
researchbasedproducts
Ÿ Latest developments&futuretrendswithintheIslamicFinancialServicesIndustry
Event Summary
Africa is a new destination for Interest-Free Finance
“ “

7. Key Objective of Conference
• Promote the Awareness of interest-free banking and Finance
• Recognize the interest-free banking and Finance as sustainable financial solution for West Africa
• A milestone of strengthening Ethiopia interest-free Banking and Finance Industry
• Explore the potentials of interest-free banking and finance
• Attracting International business players, investors and financials to benefit business growth of the region
• Attract Foreign Direct Investment (FDI) in interest-free banking and finance industry
• A platform to discover best successful international and local practices
• Learn winning strategies from the experts of the forefront of the interest-free industry
Benefits of Attending
• A platform to discover best successful international and local practices.
• Chance to explore new horizon of interest-free Banking.
• Enhance your understanding of the complexities of interest-free products’ structure and how it can leverage
to add to your portfolio.
• Provides a guarantee that your organization is ideally positioned to meet challenges and to capitalize the
opportunities.
• Ensure the sustainable growth of your institution in the future.
• Learn winning strategies from the experts of the forefront of the interest-free financial industry.
Who Should Attend?
• Heads, Managing Directors and CEOs of commercial and interest-free banks and interest-free financial
institutions
• Retail, Corporate, SME and Treasury Bankers
• Business Development Managers
• Heads of Research and Development
• Financial Consultants
• Unit Trust Agents and Insurance/Takaful Agents
• Brokers of bonds and Sukuk
• Fund Managers and Selectors
• Government Officials and Representatives
• Financial Consultants and Advisors
• Economists and Policy Makers
• Stock Brokers and Shareholders
• Financial Market Regulators
• Business Analysts and Business
• Development Managers
• Financial Controllers and Account Managers
• Academia and Researchers
• Media
Africa is a new destination for Interest-Free Finance
“ “

8. Return address:
AlHuda CIBE FZ LLE - U.A.E
(Advisory, Consulting & Capacity Building)
P.O. Box. 120867, Dubai - U.A.E
Ph: +971 56 928 6664
E-mail: info@alhudacibe.com
Web: www.alhudacibe.com
Date:___________
Signature: ____________________________
Discount Policy
v Five or more delegates from the same organization - 20% Discount
v Early Bird Discount till 30 days before the event - 20% Discount
v From the above only one discount option can be availed at a time
Account details for Payment
You can proceed your fee by cheque or demand draft in favour
of AlHuda CIBE or you can also transfer your fee online/wire
transfer. Banks detail is as under:
Please complete and return by e-mail, regular mail or fax.
Please note that the name and title you give here will be printed on participants’ list and on certificates.
Summit Fee
Summit fee include admission to conference sessions, tea/coffee, lunch, registration materials and Certificate.
** Please state the conference name and the full name of the participant on the reverse of the chaque.
Bank Name:
Account Title:
AED A/C No:
IBAN :
Swift Code:
Emirates Islamic Bank, Dubai, U.A.E
ALHUDA CIBE FZ LLE
370-73859877-01
AE59 0340 0037 0738 5987 701
MEBLAEAD
Participant Information
Title:
Full Name:
Organization:
Address:
Postal/Zip code: City Country
Telephone: Cell Fax
Email (Official) Email (Personal)
Event you wish to join (Summit / Workshop)
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Additional Instructions
v Payment Information: Registration forms must be accompanied by full payment
in order to be processed.
v Full payment is due on registration
v Confirmation: Please allow 3 days for e-mail confirmation of your registration.
v Cancellation Policy: AlHuda CIBE do not have any cancelation policy once
registration finalized, meanwhile, alternative can be nominated.
Account details form Payment
Participation Fee
Registration Form
6th February, 2019 at Addis Ababa, Ethiopia
295 USD (1 Day)
Post Event Workshop on Interest-Free Banking & Finance, Insurance and Microfinance
7th-8th February, 2019 at Addis Ababa, Ethiopia
495 USD (2 Days)
African Interest-Free Banking & Finance Forum and Post Event Workshop on Interest-Free
Banking & Finance, Insurance and Microfinance
(6th - 8th December, 2019 - Addis Ababa, Ethiopia)
695 USD (3 Days)
By sending in this registration form, I acknowledge that I commit myself to the immediate payment of the full workshop fee. I have taken notice of the cancellation terms on this form.
African Interest-Free Banking & Finance Forum

9. E-mail: info@alhudacibe.com Web: www.alhudacibe.com
AlHuda CIBE FZ LLE - U.A.E
(Advisory, Consulting & Capacity Building)
P.O. Box. 120867, Dubai - United Arab Emirates.
Ph: +971 56 928 6664
Fax: +971 4818 7280
AlHuda CIBE - Pakistan
98A Sunflower Society, J1 Johar Town,
Lahore - Pakistan
Ph: +92 42 359 130 96 – 98
Fax: +92 42 353 030 96
CENTRE OF ISLAMIC BANKING & ECONOMICS