2. Why Personal finance:
Because life is a game of economics
For adequate planning
Current economic reaiities and emerging trends
Because financial success is an ongoing affair
Because a change of mind set is required
Because these concepts are not taught in school but in real life and
by experience
To hasten the growth curve
To start with the end in mind
To exit the rat race early
To become an astute player in the financial sphere
3. Why teachers
Because theirs is a sacrificial job and it is assumed that
they must be Spartans
The job description — a teacher is usually defined as
someone who instructs but in most cases, this is not the
only job done by a teacher he is to serve as a role
model, mentor, traffic cop, surrogate parent,
psychologist, strategic planner, records keeper,
messenger, disciplinarian and coach.
Theirs is a tedious and oftentimes thankless job.
4. Complementary famiiy iife and
Lifetime Career Goals include :
Maximizing earnings and wealth
Practicing efficient consumption
Obtaining what you value (Home, career,
children's education, free time, social service)
Financial Security
Retire blissfully
5. TO THIS END A PROFESSIONAL TEACH ER
NEEDS AN ORIENTATION IN PERSONAL
FINANCE.
Pinancial Aptitude for wealth
“What you do with money once you make it, how you
keep others from taking it from you, how long you keep
it and how hard it works
for you.’’
6. Personal finance course topics usually
include:
The importance of Personal Finance
Careers and other factors affecting Income
Financial Planning
Budgeting and Cash flow
Management
Managing your cash and debit and credit cards
Planned Borrowing
Major Purchases - Automobiles
The Housing Expenditure
Income and Asset Protection
7. Personal Finance topics also include
Risk Management and Property / Liability Insurance
Health Care Planning
Life Insurance Planning
Investment Fundamentals and Portfolio Management
Investing in Stock and Bonds
Mutual Funds
Buying and selling Securities
Real Estate and Advanced Portfolio Management
Retirement and pension funds administration
Estate Planning
8. Our own treatment usually includes:
Importance of personal finance
Careers and other factors affecting income
Basic real life economic principles
Personal Banking Accounts
Intro to Investment Fundamentals and portfolio mgt.
Health and wellbeing
Retirement plan and Pension Fund Administration
Children and Family
Equity / Debt / Growth
Asset/ Liability classification . . .
Further-Education
Faith, Integrity, Equity and Professionalism
9. LIFE IS A GAME OF ECONOMICS
NOT OF NUMBERS OR RESOURCES, BUT LEVERAGING NJUMBERS AND
RESOURCES TO CREATE VALUE AND SATISFACTION
10. Economic Principles
Insatiable needs
Scarce Means
Opportunity Cost
Scale of preference
The economic system
Demand and supply
Economies of scale
Entry barriers to trade
Specialization and division of labour
Marginal returns
Economic Cycles - Growth, inflation, depression.
Marketing and the product mix
Positioning and target marketing
11. “An individual earnestly seeks and strives to
attain, to maintain if attained, to preserve if
threatened and to regain If lost a required
level of comfort in living.”
12. Steps at attaining financial freedom.
The first step is accumulating six months living expenses in case you
are a salary earner as fixed savings not to be touched. -
The next step is increasing growth of income beyond growth of
expenses
Then you plan investments that will dovetail into multiple streams of
income.
Build a business model about what you do.
Develop a system that replicates growth of income without further
outlays of cash
Manage your system
Retire early, monitoring your business system
14. Contact Details
For Online Seminars, Presentations and other Content Development
Market Research and Sales Representation
Phone / Text: +2348033770019
Email:agadelanwa@Hotmail.com , pedikonsult123@gmail.com
Facebook / LinkedIn Profile: Akinwunmi Adelanwa
Address: 92 Iwaya Road, Onike, Yaba, Lagos, Nigeria, West Africa
15. On-going Content Development
Screencasts
Secondary School – best time of your life
Destined for success (High School Motivational)
Signposts to becoming parent of A grade Student
Signposts on road to successful life-long career
Fun, Rewards and future benefits of attending College the right
way.
Demographics of the changing Lagos market
16. Thanks for dropping a Line of
Positive feedback
AKINWUNMI ADELANWA
PEDIGREE KONSULT
