Bestpractices

U.S. Consumer Best Practices
Version 6.0
Publication Date: March 1, 2011
Effective Date: April 1, 2011*
*On June 1, 2011 the changes in this document will take effect for all digital advertising formats &
message flows. For print, radio, television media advertisements changes in this document will take
effect on June 1, 2011.

Mobile Marketing Association
© 2011 Mobile Marketing Association
US Consumer Best Practices (v6.0) www.mmaglobal.com Page 2 of 165
Table of Contents
INTRODUCTION: US CONSUMER BEST PRACTICES ............................................................. 6
PURPOSE: STANDARDIZE, & SIMPLIFY............................................................................................7
SCOPE: STANDARD RATE, PREMIUM RATE, AND FREE TO END USER.........................................................7
REFERENCES: MMA DOCUMENTS AND LINKS FOR REFERENCE PURPOSES ....................................................8
RECENT CHANGES ...................................................................................................................9
CROSS CARRIER STANDARDS........................................................................................... 11
SECTION 1: STANDARD RATE....................................................................................................11
Standard Rate Cross Carrier Guidelines .............................................................................11
1.0 General Guidelines............................................................................................................ 11
1.1 Messaging Frequency Guidelines.......................................................................................... 11
1.2 Guidelines for Advertising Messaging Programs...................................................................... 12
1.3 Advertising to Children ...................................................................................................... 13
1.4 Viral Marketing................................................................................................................. 13
1.5 Opt-In ............................................................................................................................ 14
1.6 Program Termination, STOP and Opt Out .............................................................................. 15
1.7 Program Short Code Transfer.............................................................................................. 16
1.8 Customer Care and HELP Guidelines..................................................................................... 16
1.9 Customer Record Maintenance ............................................................................................ 17
1.10 Terms and Conditions ...................................................................................................... 17
1.11 Tobacco & Alcohol Programs ............................................................................................. 18
1.12 Sweepstakes & Contests................................................................................................... 19
Standard Rate Examples..................................................................................................20
Opt-In Examples.................................................................................................................... 20
STOP Message Examples ......................................................................................................... 23
HELP Message Examples.......................................................................................................... 24
Change of Short Code Example Messages................................................................................... 25
Standard Rate Cross Carrier Standards Matrix....................................................................26
SECTION 2: PREMIUM RATE......................................................................................................28
Premium Rate Cross Carrier Guidelines..............................................................................28
2.1 Messaging Frequency Guidelines.......................................................................................... 28
2.2 Tobacco & Alcohol Programs ............................................................................................... 28
2.4 Advertising to Children ...................................................................................................... 29
2.5 Viral Marketing................................................................................................................. 30
2.6 Opt-In ............................................................................................................................ 30
2.7 Program Termination and Opt Out ....................................................................................... 36
2.8 Customer Care and HELP Guidelines..................................................................................... 38
2.9 Customer Record Maintenance ............................................................................................ 39
2.10 Promotional Content........................................................................................................ 39
2.11 Sweepstakes & Contests................................................................................................... 40
2.12 Use of ‘Free’ and ‘Bonus’ Terminology................................................................................. 41
2.13 Terms & Conditions ......................................................................................................... 41
2.14 Bill Face Descriptors ........................................................................................................ 42
2.15 Premium Billing Dispute Resolution .................................................................................... 42
2.16 Affiliate Marketing ........................................................................................................... 42
2.17 Premium WAP Sites ......................................................................................................... 43
2.18 Subscription Programs ..................................................................................................... 44
2.19 Spending Cap Limits – Non Chat Programs .......................................................................... 46
2.20 Chat Programs................................................................................................................ 46
2.21 Charitable Giving ............................................................................................................ 47
Premium Rate Examples..................................................................................................48
EXAMPLE: STOP Messages (CCS-EG-02) .................................................................................... 49
EXAMPLE: PREMIUM Rate IVR (Initial Opt In IVR) (CCS-EG-04 )..................................................... 50
EXAMPLE: Premium Rated Double Opt In– Alert Subscription (CCS-EG-05) ...................................... 51

EXAMPLE: Premium Rated Opt In for WAP (CCS-EG-06)................................................................ 52
EXAMPLE: Premium Rated Chat Opt In (CCS-EG-07) .................................................................... 53
EXAMPLE: Billing Renewal Message (CCS-EG-10)......................................................................... 54
EXAMPLE: Bill Face Descriptor by Carrier (CCS – EG-11)............................................................... 54
Premium Rate Cross Carrier Standards Matrix ....................................................................55
SECTION 3: FREE TO END USER (FTEU)......................................................................................56
Free to End User Cross Carrier Guidelines..........................................................................56
3.2 Free To End User Opt In..................................................................................................... 56
3.3 Free to End User Opt Out ................................................................................................... 57
3.4 Terms & Conditions........................................................................................................... 58
3.5 Free to End User HELP Guidelines ........................................................................................ 58
FTEU Examples...............................................................................................................60
EXAMPLE: FTEU Single Opt In.................................................................................................. 60
Free to End User Cross Carrier Standards Matrix.................................................................61
VERIZON .......................................................................................................................... 62
PROVISIONING .....................................................................................................................62
Additions to VZW BP Guidelines ................................................................................................ 62
White Label Solutions.............................................................................................................. 67
Single Host ........................................................................................................................... 67
Single Opt-In by Web, IV or Handset......................................................................................... 67
Double Opt-In by Web, IVR or Handset...................................................................................... 67
Opt Out (STOP) ..................................................................................................................... 67
Spending Cap Limits ............................................................................................................... 67
Subscriptions Renewal Reminder............................................................................................... 67
Contests and Sweepstakes....................................................................................................... 67
Superseded by VZW - 3 .......................................................................................................... 69
Mobile Giving......................................................................................................................... 69
Peer to Peer Communication .................................................................................................... 69
Superseded by VZW - 01........................................................................................................ 69
VZW Examples ...............................................................................................................71
Compliance Matrix Chart: Initial Opt In (First MT)........................................................................ 71
Confirmation MT .................................................................................................................... 72
VERIZON CERTIFICATION .........................................................................................................72
VERIZON AUDIT....................................................................................................................73
SPRINT/NEXTEL............................................................................................................... 87
PROVISIONING .....................................................................................................................87
Supported Campaign Matrix.............................................................................................87
Short Code Enablement Process................................................................................................ 88
SPRINT/NEXTEL CERTIFICATION.................................................................................................89
SPRINT/NEXTEL AUDIT ...........................................................................................................90
Compliance Reporting and Audits.............................................................................................. 90
Campaign Violations ............................................................................................................... 90
Content Policy ....................................................................................................................... 90
MDN Recycling Enforcement..................................................................................................... 91
Compliance Monitoring and Enforcement on the Sprint Network ..................................................... 91
Compliance Monitoring Process................................................................................................. 91
Enforcement Process .............................................................................................................. 94
Q&A Process.......................................................................................................................... 94
Retests................................................................................................................................. 95
Appeals Process..................................................................................................................... 95
Penalties............................................................................................................................... 96
Compliance Timelines and Accountability.................................................................................... 96
Appendix A: In-Market Short code Violations & Actions Required.................................................... 99
Appendix B: Standard Rate Short code Violations and Actions Required......................................... 103
Appendix C: WAP Billing Violations and Actions Required............................................................. 105
Appendix D: Message Flow Short code Violations and Actions Required ......................................... 112

Appendix E: Standard Rate Message Flow Short code Violations and Actions Required...................... 118
Appendix F.......................................................................................................................... 121
T-MOBILE ....................................................................................................................... 125
PROVISIONING ................................................................................................................... 125
Service Advertising ....................................................................................................... 125
Direct Marketing through Messaging........................................................................................ 126
T-Mobile Trademark Rules ............................................................................................. 127
D2C General Service Guidelines...................................................................................... 127
Universal Help Command............................................................................................... 128
Universal STOP command and Confirmation Message........................................................ 129
Customer Support ........................................................................................................ 130
Short Codes (message routes) ....................................................................................... 130
Short Code Extensions .................................................................................................. 131
General Opt In Guidelines.............................................................................................. 131
Single Opt In....................................................................................................................... 131
Double Opt In...................................................................................................................... 132
Opt In Methods ............................................................................................................ 132
Single Opt In by Handset....................................................................................................... 132
Double Opt In by Handset...................................................................................................... 132
Opt In by Web..................................................................................................................... 133
Opt In by Mobile Internet Browser .......................................................................................... 133
Opt In and Opt Out via IVR.................................................................................................... 135
Standard Rated Program Guidelines................................................................................ 135
One Time Event Non-Recurring............................................................................................... 135
Recurring Messages – Subscription Services ............................................................................. 135
Premium Rated Program Guidelines ................................................................................ 135
One Time Event Non Recurring............................................................................................... 136
Recurring Events Billed Per Message........................................................................................ 136
Recurring Messages Subscription Services ................................................................................ 136
Multiple Subscription Services ................................................................................................ 137
Premium Messaging Chat Guidelines........................................................................................ 137
Match Notification Functionality .............................................................................................. 139
Group/ Community Chat....................................................................................................... 139
Chat Advertising .................................................................................................................. 139
Additional Program Guidelines........................................................................................ 140
Sweepstakes and Contests..................................................................................................... 140
Interactive TV (iTV) Campaigns .............................................................................................. 140
Promotional Messaging.......................................................................................................... 140
Alternate Billing Methods....................................................................................................... 140
Charitable Giving Programs.................................................................................................... 140
Viral or Word of Mouth Marketing Campaigns............................................................................ 141
Free to End User (FTEU) Campaigns ........................................................................................ 141
Download Messaging..................................................................................................... 141
General Guidelines ............................................................................................................... 141
Device Discovery and Support ................................................................................................ 142
Wap Push for Content Delivery ............................................................................................... 142
WAP Address White Listing – For Binary Content Downloads........................................................ 142
Billing for Content Delivery and Notification .............................................................................. 143
Premium Download Guidelines ....................................................................................... 143
Premium Download – One Time Event / Non Recurring ............................................................... 143
Premium Download – Recurring Messages/ Subscription Service.................................................. 144
Promotional Download Messaging ........................................................................................... 146
Mobile Internet Browsing – WAP Storefronts ............................................................................. 146
SMS Messages with Embedded URLs ....................................................................................... 146
Applications ................................................................................................................. 146
Testing and Certification................................................................................................ 147
Service Audits and Compliance ............................................................................................... 147
D2C Examples.............................................................................................................. 148

Correct Short Code Use Examples: Short Codes Section 6.1 ........................................................ 148
Universal HELP Command Example: Section 5.1........................................................................ 148
Double Opt-in Example: Section 7.2........................................................................................ 149
Std Rate One Time Event Example: Section 8.1......................................................................... 149
Std Rate Subscription: Section 8.2.......................................................................................... 149
Premium One-Time Event Example 1: Premium text to Jumbotron – Section 9.1............................. 149
Premium One-Time Even Example 2: Premium text to vote – Section 9.1 ...................................... 150
Premium Recurring Events Billed Per Message: Section 9.2 ......................................................... 150
Premium Recurring Message Subscription Service Example: Section 9.3 ....................................... 150
Premium Chat Example: Section 9.5....................................................................................... 151
Premium One-Time Download Event Example: Section 11.6 ....................................................... 151
Alternative Payment Example: Section 11.6............................................................................. 151
Web Initiated Opt-In Example: Section 11.6 ............................................................................. 152
T-MOBILE CERTIFICATION...................................................................................................... 152
T-MOBILE AUDIT ................................................................................................................ 152
AT&T .............................................................................................................................. 153
PROVISIONING ................................................................................................................... 153
Section............................................................................................................................... 153
AT&T Customer Experience Policy (CEP) for 3rd
Party Content Providers......................................... 153
Refund Threshold ................................................................................................................. 153
Premium Rate Program Double Opt-in ..................................................................................... 153
AT&T Confirmation Messages ................................................................................................. 154
AT&T Opt-out Requirements................................................................................................... 154
Subscription Migration Policy.................................................................................................. 154
Additional Subscription Considerations..................................................................................... 155
Program Price Points............................................................................................................. 155
Subscription Periods ............................................................................................................. 155
Termination of Subscription Services ....................................................................................... 156
Failed Billing Retry ............................................................................................................... 156
General Advertising Policy for AT&T......................................................................................... 156
Stacked and Incentive Marketing ............................................................................................ 158
Chat and Social Networks Policy for AT&T................................................................................. 158
Chat Programs..................................................................................................................... 159
Mobile Quiz Programs ........................................................................................................... 159
Subscription Services Advertising Policy for AT&T ...................................................................... 159
Program Change Approvals.................................................................................................... 159
Inappropriate Content........................................................................................................... 160
Profanity............................................................................................................................. 160
Drug Use ............................................................................................................................ 160
Sexual Conduct.................................................................................................................... 161
AT&T Naming Conventions and Product Descriptions (DCBO) ............................................. 161
AT&T CERTIFICATION & AUDITS .............................................................................................. 162
Frequency........................................................................................................................... 162
Audit Process....................................................................................................................... 162
Audit Triggers...................................................................................................................... 163
Audit Script Overview ........................................................................................................... 163
Auditing Pass/Fail................................................................................................................. 163
Content Provider Responsiveness............................................................................................ 164
Audit Issues ........................................................................................................................ 164
AT&T Branding..................................................................................................................... 164
Certification ........................................................................................................................ 164

Introduction: US Consumer Best Practices
The Mobile Marketing Association (MMA) is the premier global non-profit trade association
established to lead the growth of mobile marketing and its associated technologies. The MMA is an
action-oriented organization designed to clear obstacles to market development, establish mobile
media guidelines and best practices for sustainable growth, and evangelize the use of the mobile
channel. The more than 750 member companies, representing over forty countries around the globe,
include all members of the mobile media ecosystem. The Mobile Marketing Association’s global
headquarters are located in the United States and it has regional chapters including North America
(NA), Europe, Latin American (LATAM) and Asia Pacific (APAC) branches.
As the primary source for mobile marketing information and expertise, the MMA is dedicated to:
 Provide an industry forum to work cooperatively to resolve key issues
 Unify industry-wide, global and regional work groups that focus on industry initiatives
 Provide representation for the mobile marketing industry for major legislative bodies worldwide
 Globally share perspectives on mobile marketing for Europe, Asia, Americas, and Africa
 Fuel B2B interaction through seminars, conferences and events
 Develop metrics to measure ad delivery and consumer response
 Develop open and compatible mobile marketing technical and creative standards
 Define and publish mobile marketing practices on privacy, ad delivery, ad measurement, etc.
 Provide effective guidelines for mobile marketing to advertisers, agencies and consumers
 Serve as the key advocate on behalf of the mobile marketing industry
The MMA US Consumer Best Practices (CBP) committee focus is on consumer protection and privacy.
The CBP committee brings together numerous stakeholders in the mobile ecosystem in an on-going
effort to improve the mobile subscriber experience in North America and to create greater
operational efficiencies throughout the industry.
The Mobile Marketing Association’s (MMA) Consumer Best Practices (CBP) Guidelines, for the United
States market, provides a guide to implementing short code programs. Fundamentally, the Cross
Carrier section of the guidelines document is a compilation of accepted industry practices, wireless
carrier policies, and regulatory guidance that have been agreed upon by representative member
companies from all parts of the off-deck ecosystem. While the MMA CBP committee strives to
implement policies that encourage the growth of the off-net industry, the primary focus is on
consumer protection and privacy, as industry growth without consumer satisfaction is not
sustainable.

The US Consumer Best Practices Committee developed these guidelines in collaboration with
representatives from the following member companies:
3C Interactive mBlox, Inc. Telcordia Technologies, Inc.
4INFO, Inc. Mobile Messenger Telescope, Inc.
AT&T Mobility Motricity Thumbplay Inc.
BANGO Neustar, Inc. T-Mobile USA
Brightkite OpenMarket Velti
Buongiorno Payfone VeriSign, Inc.
Cellfish Media LLC. Publicis NA Verizon Wireless
Distributive Networks Snackable Media Virgin Mobile USA
FOX Mobile Entertainment Sprint-Nextel Wells Fargo Bank
Lavalife Mobile Sybase, Inc.
At the beginning of each year, the MMA holds an industry forum to solicit feedback on the CBP
guidelines from representatives of the Mobile Marketing ecosystem. In January 2011, more than 200
individuals, representing over 120 companies, were in attendance. The industry forum is held
annually. To receive information on this event as well as other MMA related events please sign up for
the newsletter here: http://mmaglobal.com/resources/newsletter_signup
For more information, please contact:
Email: mma@mmaglobal.com
www.mmaglobal.com
Purpose: Standardize, & Simplify
This document attempts to standardize U.S. Carrier business rules for mobile value added services
that exist outside of the carrier network (also known as “off-deck” or “off-portal” services). In doing
so, the purpose is to continually reduce the number of different rules between carriers to improve
the consumer experience.
Scope: Standard Rate, Premium Rate, and Free to End User
From a pricing perspective, there are three categories of short code programs. This document
groups the standards according to these categories:
 Standard Rate – The consumer is charged standard messaging fees (per message, or
decremented from their messaging bundle) when participating in the program. Premium fees
are not charged.
 Premium Rate – The consumer is charged premium fees in addition to standard messaging
fees applying.
 Free to End User (FTEU) – The consumer incurs no charges at all for participating in the
program. The carrier waives standard message fees for these programs.

References: MMA documents and links for reference purposes
The following documents provide additional sources of information and reference:
MMA Code of Conduct
http://www.mmaglobal.com/codeofconduct.pdf
MMA Glossary of Terms
http://www.mmaglobal.com/glossary.pdf
MMA Mobile Advertising Guidelines
http://www.mmaglobal.com/mobileadvertising.pdf
MMA Introduction to Mobile Coupons
http://www.mmaglobal.com/mobilecoupons.pdf
MMA Introduction to Mobile Search
http://www.mmaglobal.com/mobilesearchintro.pdf
MMA Mobile Advertising Overview
http://www.mmaglobal.com/mobileadoverview.pdf
MMA Mobile Applications
http://www.mmaglobal.com/mobileapplications.pdf
MMA Mobile Marketing Sweepstakes & Promotions Guide
http://www.mmaglobal.com/mobilepromotions.pdf
MMA Mobile Search Use Cases
http://www.mmaglobal.com/mobilesearchusecases.pdf
MMA Off Portal - An Introduction to the Market Opportunity
http://www.mmaglobal.com/offportal.pdf
MMA Short Code Primer
http://www.mmaglobal.com/shortcodeprimer.pdf
MMA Understanding Mobile Marketing: Technology & Reach
http://www.mmaglobal.com/uploads/MMAMobileMarketing102.pdf
Mobile Marketing Association Website
http://www.mmaglobal.com
Telephone Consumer Protection Act
http://www.the-dma.org/guidelines/tcpa.shtml
TRUSTe
http://www.truste.org
CAN-SPAM
http://www.fcc.gov/cgb/policy/canspam.html
Common Short Code Administration
http://www.usshortcodes.com
COPPA
http://www.ftc.gov/ogc/coppa1.htm
FTC Guide Concerning Use of the Word “Free” and similar representations site defining ‘free’
www.ftc.gov/bcp/guides/free.htm

Recent Changes
Version 6.0
Below is a list of changes modified between version 6.0 of this document and the previous version
5.2 (released on June 1, 2010):
Structural Changes
 Cross Carrier standards have been separated into stand-alone sections by billing type in order to
make the document easier to use.
 General Guidelines have been propagated to each individual billing type section to support stand-
alone rules for each billing type. Billing type specific guidelines were added to General
Guidelines, resulting in renumbering and removal of redundant sections.
 All Cross Carrier sections have been re-numbered.
 Matrix updates were made for all Cross Carrier sections.
 The program approvals section has been removed and the guidelines added to General
Guidelines sections.
 From the old program approvals section, Section 5.2 for charitable giving has been moved to
Premium Guidelines and changed to section 2.21.
 Removed certification and audit sections from Cross Carrier Guidelines; there are no guidelines.
Content Changes
 NEW Standard Rate guidelines were created:
o 1.1-2, 1.1-3 Define two types of standard rate programs: Recurring and One-Time
Message programs. In the rest of the document, guidelines were modified to clarify when
they apply to new or recurring programs or both.
o 1.2-7 Allows advertising to use HELP messaging in lieu of providing full customer support
information, when it is required.
o 1.5-3 Requires handset verification when recurring program opt-in happens from the web
or other non-mobile originated source.
o 1.5-7 Defines required elements for opt-in confirmation messages.
o 1.7 Provides requirements when standard rate programs are changing short codes. This
section provides for full consumer transparency and provides the opportunity for opt-out
when short code changes are made.
o 1.10-6 Requires customer service contact information be included in program Terms and
Conditions.
o 1.10-7 Requires message frequency be included in the T&Cs.
 Standard Rate guidelines were updated:
o 1.2-4 thru 1.2-6 Updated required elements in advertising messaging programs, by ad
channel (eg. print, tv, radio/audio, web). (Replaces old #1.3-3 thru 1.3-7)
o 1.6-6 Allows for a STOP reply MT that tells a user who isn’t subscribed to anything that
they aren’t subscribed to anything. This replaces the requirement for a notification that
they had been opted out, even if they’d never been opted in.
o 1.6-13 Changed automatic opt-out due to inactivity requirement from 6 months to 18
months. (Old #1.7-17)
o 1.8-8: Updated guidance on inclusion of “msg&data rates may apply” in HELP messages.
 Standard Rate Cross Carrier Examples were added and numbering was removed.
 Sprint audit criteria have been updated with new audits (marked in highlights).
 Updated version of T-Mobile playbook has been added.

 AT&T added to section 2 and 3: Failed Billing Retry, Stacked and Incentive Marketing, and
Inappropriate Content. Audit section
 Verizon added an updated version of the Premium SMS monitoring and enforcement guide.
Version 5.2
Below is a list of changes modified between version 5.2 of this document and the previous version
5.1 released in May 2010:
Carrier Specific Sections
 Updates to the Sprint section of this document. These updates have been made to accurately
reflect the recent updates for this specific operator. Changes, unless otherwise noted, are
effective on June 1, 2010.

Cross Carrier Standards
Section 1: Standard Rate
Standard Rate Cross Carrier Guidelines
1.0 General Guidelines
Guideline MMA ID
1.0–1 At a minimum, programs (including short code, IVR and WAP sites) should be
run in a manner that is congruous with the letter and spirit of the MMA Global
Code of Conduct for Mobile Marketing. The Code of Conduct is located
at:http://www.mmaglobal.com/codeofconduct.pdf
CCS-01
1.0-2 At all times, programs must be in accordance with applicable federal and state
laws, rules and regulations.
CCS-02
1.0-3 Wireless subscribers have a right to privacy. CCS-07
1.0-4 All content must be available for all audiences. CCS-70
1.0-5 Short codes are approved and provisioned based on the specific program
submitted to the aggregator and carrier.
CCS-03
CCS-256
1.0-6 If the content provider wishes to run new, modified, or additional programs on
the short code, they must submit the additional program for approval to the
aggregator/carrier.
CCS-04
CCS-257
1.0-7 For example, here are some changes and additions that must be submitted for
carrier approval (for a comprehensive list, please refer to specific carrier
policies):
 Addition or modification of sweepstakes to the program
 Opt-in/opt-out logic change (not including keywords)
 Deviations from Consumer Best Practices
 Material change in content
CCS-05
CCS-258
1.0-8 Finally, here are modifications that should trigger a notification to the carrier via
the aggregator within five business days:
 Content provider care contact information
 Brand name changes
 Early termination of program
CCS-06
CCS-259
1.0-9 For programs that use MMS, all keywords in this document should be supported
via both SMS and MMS.
CCS-11
1.1 Messaging Frequency Guidelines
Guideline MMA ID
1.1-1 Content providers must always be cognizant of the number of messages they are
sending to participants in their programs to avoid a poor user experience.
CCS-09
1.1-2 A “one-time” message program results in only one message being delivered to
the user.
CCS-268
1.1-3 A “recurring” message program results in multiple messages being delivered to
the user. This is also called a standard rate subscription program or an alert
program.
CCS-269
1.1-4 The information submitted to the carrier for program approval should include the
estimated frequency with which end users will receive messages. Note that
many standard rate applications will involve event-triggered alert messages, the
frequency of which cannot be precisely predetermined.
CCS-242
CCS-261

1.2 Guidelines for Advertising Messaging Programs
Guideline MMA ID
1.2-1 When promoting programs, content providers should ensure that their
advertising in all forms is clear and conspicuous regarding all terms and
conditions associated with offers and adheres to all state and federal regulations.
CCS-12
1.2-2 Use of the word “free” varies by carrier. However, when there are no fees or
charges other than standard messaging and data charges, synonyms (i.e.
complimentary, promotional, no charge) are supported by all carriers and must
be used with the phrase “Msg & Data Rates may apply”.
The communication stating that “Msg&Data Rates May Apply” should be added at
the lower third of the commercial or advertisement when “free” appears in the
audio or visual.
The verbiage around the placement of “Msg&Data Rates May Apply” should be
clear and conspicuous on the call to action/promotion/advertising and should
NOT be deceptive in any nature nor lead to an indirect subscription of services.
Illegible font sizes or presentment (including scrolling or moving graphics) and
obscuring of the disclaimer “Msg&Data Rates May Apply” are prohibited.
CCS-30
1.2-3 Program advertising or its placement must not be deceptive about the
functionality, features, or content of the underlying program.
CCS-93
1.2-4 Print Advertising must include:
a) Additional carrier costs (Msg&Data Rates May Apply)
b) A resource (such as a website or phone number) where subscribers can
reference all terms and conditions.
c) If the program is recurring, instructions on cancelling or opting-out of the
service must be included. If the program being advertised is non-
recurring, then STOP messaging is not required
CCS-270
1.2-5 Television, Radio and Audio Advertising must include:
CCS-271
1.2-6 Web Advertising must include:
b) A resource (such as a website or phone number) where subscribers can
reference all terms and conditions.
c) The frequency of the messaging
d) Instructions for obtaining help (HELP)
e) If the program is recurring, instructions on cancelling or opting-out of the
service must be included. If the program being advertised is non-
recurring, then STOP messaging is not required.
CCS-272
1.2-7 Instructions on using the HELP keyword (i.e. Text HELP for help) may be
provided in lieu of full customer service contact information in advertising
materials.
CCS-273
1.2-8 If space is not available for the full terms and conditions, the location where the
full terms and conditions may be accessed without charge to the consumer must
be disclosed (e.g. via a website address and/or toll free phone number).
CCS-87

1.3 Advertising to Children
The offering of programs that engage children under 13 in the
promotion/consumption of digital content of any type (including SMS and MMS)
imposes important ethical obligations, responsibilities, and sensitivity that all
industry participants are expected to uphold. The Consumer Best Practices
Guidelines call for all participants in the ecosystem to ensure that their activities
and their businesses are consistent with and supportive of the principles listed in
this section.
CCS-23.5
Guideline MMA ID
1.3-1 Industry participants must comply with all applicable laws and industry
standards that apply to advertising and marketing to children. This includes
compliance with the FCC’s Children’s Television Act as it applies to the promotion
of commercial websites, the FTC’s Children’s Online Privacy Protection Act
(COPPA), FTC advertising regulations, Children’s Advertising Review Unit (CARU)
guidelines and various trade organization regulations such as those set forth by
the MPAA and ESRB.
CCS-24
1.3-2 All industry participants are also expected to ensure that the products being
marketed are appropriate for the intended audience. As such, products that
would be considered “mature” or might be considered dangerous or harmful to
children (including, for example, alcohol, Rx and OTC medication, household
cleaners, etc.) should not be marketed to children.
CCS-25
1.4 Viral Marketing
Viral marketing is the communication via text message or other mobile content
including ringtones, games and wallpaper by a process in which consumer A
receives the message, identifies consumer B whom they believe will be
interested in the message, and initiates a process – such as inputting a phone
number – by which consumer B will automatically receive the message.
CCS-13
Guideline MMA ID
1.4-1 A viral message must disclose to the recipient (consumer B) that the message
was forwarded by another consumer (consumer A), as well as the identity of
that consumer.
CCS-16
1.4-2 Permitted viral marketing campaigns include those where: The originator
(consumer A) is a non-commercial entity and manually intervenes to select a
recipient (consumer B) to receive the message, e.g., by inputting the secondary
recipient’s mobile phone number (must identify the originator of the message);
AND
The forwarded message is directed to Consumer B’s mobile telephone number.
Note: If Consumer A is sending from the mobile web, Consumer A’s identity
must be verified prior to any message being sent from mobile web.
CCS-17
1.4-3 Content providers/aggregators are responsible for ensuring compliance with all
applicable state and federal laws regarding commercial text messaging.
CCS-18
1.4-4 Prohibited viral marketing practices include:
 Forwarding messages automatically via an application (e.g., accessing a
consumer’s contact list or address book).
CCS-19
1.4-5  Forwarding Messages to an Internet domain name assigned to a wireless
operator for mobile messaging service.
CCS-20
1.4-6  Providing inducements – e.g., payments, discounts, free goods or services –
in exchange for a consumer’s agreement to forward a message.
CCS-21

1.4-7  Origination of the communication from a commercial source CCS-22
1.4-8  Sending communication to deactivated numbers. CCS-23
1.5 Opt-In
Guideline MMA ID
1.5-1 Content providers must obtain opt-in approval from subscribers before sending
them any SMS or MMS messages or other content from a short code.
CCS-08
1.5-2 Program flow and information must not be misleading in any way. CCS-104
1.5-3 Recurring standard rate programs require a single opt-in. However, when opt-in
occurs via the web or other non-mobile point of origination, the content provider
must obtain verification that the subscriber is in possession of the handset being
opted-in to the service.
CCS-37
1.5-4 For recurring standard rate programs, subscribers should indicate their
willingness to participate in a program and receive messages from the program
as follows:
CCS-100
1.5-5 1. Subscriber initiates opt-in to a recurring Standard Rate Program by
responding to a call to action (CTA)
i.) Subscriber may send a Mobile Originated (MO) message from their
handset to the short code.
ii.) Subscriber may initiate opt-in from a web interface
iii.) Subscriber may initiate opt-in from a WAP interface
iv.) Subscriber may initiate opt-in from an IVR system
v.) Subscriber may initiate opt-in from a paper-based consent form
2. Program responds with pertinent phone, program, and contact information
via a Web/WAP/IVR/handset/paper application-based form.
CCS-101
1.5-6 If web-based opt-in is used for a standard rated campaign the PIN code sent to
the subscriber for confirmation may be placed anywhere in the message. For
web-based opt-ins, the use of a PIN code, although not required, is suggested to
confirm possession of the handset.
CCS-102
1.5-7 After opt-in to a recurring program, a confirmation Mobile Terminating (MT)
message must be sent to the subscriber containing, at minimum, the following
information:
a) Service description
b) Additional carrier costs (e.g. Msg&Data Rates May Apply)
c) Frequency of messaging
d) Customer support information (HELP)
e) Opt-Out information (STOP)
CCS-274
1.5-8 This opt-in applies only to the specific program a subscriber is subscribed to and
should not be used as a blanket approval to promote other programs, products,
and services. However, after the subscriber has been given the complete details
about the opt-in scope, the subscriber may opt-in to receive other messages. A
content provider may, however, communicate with existing opted-in subscribers
through non-premium messages that a) notify subscribers of updates to their
existing service or b) are part of a retention program for that particular service.
Directions to unsubscribe from these messages must be clearly available with
the delivery of each message.
CCS-103
1.5-9 Selling mobile opt-in lists is prohibited. CCS-15
1.5.10 When a subscriber ports his/her telephone number between carriers, he/she is
required to re-opt-in to all short code programs.
CCS-105

1.6 Program Termination, STOP and Opt Out
Guideline MMA ID
1.6-1 Content providers must offer subscribers the opportunity to cancel the service at
anytime. The following rules govern program opt-out:
CCS-38
1.6-2 A subscriber must be able to stop participating and receiving messages from any
program by sending STOP to the short code used for that program.
 END, CANCEL, UNSUBSCRIBE or QUIT should also be opt-out key words for
all programs; however, content providers should feature the word STOP in
their advertising and messaging.
 The opt out keyword STOP sent by the subscriber cannot be case sensitive
 The STOP keyword must work in the native language of the program. In a
non-English program, the English keyword must not return an error
message.
 Short code programs must ignore subsequent non-keyword text included in
STOP MOs.
 Short codes running MMS programs should handle the STOP keyword
correctly, regardless whether the subscriber sends the keyword via MMS or
SMS.
 When sent, these words cancel the subscriber’s previous opt-in for
messaging.
CCS-40
1.6-3 If the subscriber is participating in multiple programs on the short code, there
are two options for the content provider when a subscriber sends an opt-out
request:
1) The content provider sends a menu of the programs the subscriber is
subscribed to and the subscriber has the responsibility to reply with the
specific keyword to the specific program they would like to be opted out of.
To ensure subscribers also have a way to opt-out of all programs within this
menu, STOP ALL must be added to the menu choices. The stop menu
message does NOT need to contain
i) “Msg&Data Rates May Apply”
ii) Sponsor contact information.
2) Or if the subscriber sent STOP or STOP ALL to the short code, they are opted-
out of all programs they were enrolled in on that short code.
CCS-41
1.6-4 When STOP, or any of the opt-out keywords above, is sent to a program, the
program must respond with an MT message, whether or not the subscriber is
subscribed to the program.
CCS-50
1.6-5 When the user is subscribed to a recurring program, an MT message confirming
the opt-out should be sent to the subscriber. This should not be a premium
message. This message should reference the specific program the subscriber has
opted-out from. No further messages should be sent to the subscriber from this
program, including marketing messages for any related or unrelated programs.
CCS-48
1.6-6 When the user is not currently subscribed to a recurring program, or the
program is one-time program where the subscriber will not receive additional
messages, then an MT message may be sent that only confirms that the user is
not subscribed to any programs on this short code and indicates that no further
messages will be sent.
CCS-275
1.6-7 This STOP command functionality requirement applies to all programs, including
one-time use programs where the subscriber will not receive additional
messages. This is to avoid subscriber confusion around the use of the STOP
command.
CCS-43
1.6-8 The STOP command should never result in an error being sent back to the
subscriber.
CCS-44

1.6-9 For recurring programs, directions on how to unsubscribe from the program
should be included in program messaging on a regular basis.
CCS-08
1.6-10 Any IVR system that offers the possibility to opt-in to a mobile service must also
offer the possibility to opt-out. This should be available through the IVR,
customer service, a web site, or SMS.
CCS-49
1.6-11 The content provider must record and store all opt-out transactions. CCS-52
1.6-12 If a user is inactive (no program MTs or MOs exchanged) in any recurring
message program for eighteen months, the opt-in should expire. At that time, it
is permissible to send the subscriber one final MT message notifying them that
his/her username and other subscription information will be deleted from the
program. No messages to the subscriber after the expiration are permitted
unless the subscriber re-opts-in to the program.
CCS-106
1.7 Program Short Code Transfer
Guideline MMA ID
1.7-1 A subscriber to a recurring program may be transferred to a new short code
without a new opt-in, as long as the content and purpose of the alerts remain
the same as what the subscriber opted-in to receive and the content provider
has not changed. Under these circumstances, the following notifications must be
provided:
CCS-277
1.7-2 The subscriber must receive notice on the short code they originally opted
into that the program will be moving to a new short code. This message must
include instructions on how to opt-out of the program. This should be the last
message sent by the program on the old short code.
CCS-278
1.7-3 When the program initiates on the new short code, the first alert the
subscriber receives must remind subscribers of the short code change and
include instructions on how to opt-out of the program.
CCS-279
1.7-4 Any alert list transferred or sold to a new content provider for the purposes of
remarketing is considered SPAM and is grounds for short code de-provisioning.
CCS-280
1.8 Customer Care and HELP Guidelines
Guideline MMA ID
1.8-1 Help messaging commands, phone numbers, URL’s, and email addresses should
result in the subscriber receiving help with his issue. Dead ends that do not
provide a manner in which the subscriber may resolve his issue are not
acceptable.
CCS-53
1.8-2 A subscriber can receive help information by sending the word HELP to any
program. The HELP keyword should work on all short code programs. HLP is
optional for HELP, but not required.
 The HELP keyword sent by the consumer cannot be case sensitive
 For short codes running MMS programs, a help response should be returned
whether the subscriber sends in HELP to the short code via MMS or SMS
 The HELP keyword must work in the native language of the program. In a
non-English program, the English keyword must not return an error
message.
CCS-68
1.8-3 To help subscribers understand their participation, each program should respond
with the program details listed below when the subscriber sends the keyword
HELP to the program short code.
CCS-57.5
1.8-4  Identity of program sponsor—This is defined as the program name, company
name, or brand associated with the campaign.
CCS-58

1.8-5  Customer support info — Either a toll-free number or Web address, or e-mail
address
CCS-59
1.8-6  Service description of program — For example, Fun Stuff Chat. CCS-60
1.8-7  Opt-out information CCS-62
1.8-8 If the short code has multiple programs (keywords) on the same short code, the
application should respond in one of two ways:
1) If the subscriber has opted in to only one program, the application should
supply the information for the program the subscriber is opted-in to.
2) If the subscriber has opted-in to multiple programs, the application should
present a multiple-choice question asking the subscriber what program they
would like help on. The first help menu does NOT need to include:
“Msg&Data Rates May Apply”, STOP, Or Sponsor Contact Information
The menu should contain a question asking what the subscriber seeks help
with and a list of options for the user to get help on. Once the user has
identified the program they want help with, the appropriate help information
must be in the subsequent MT.
CCS-55
1.8-9 When HELP is sent to a program, the program must respond with an MT
message, whether or not the subscriber is subscribed to the program, and
whether the program is a subscription program or not. HELP must always result
in a response.
CCS-281
1.8-10 Subscribers must be able to reach customer service through the IVR for
assistance with the IVR mobile program.
CCS-67
1.8-11 Should there be multiple programs running on the short code, the subscriber can
be directed to a Web site, WAP site, or toll-free number that provides a better
customer care experience, as long as basic information about the program is in
the help reply message. A help menu is preferred over sending the consumer to
these places for help. The help menu content descriptions are outlined above.
CCS-65
1.9 Customer Record Maintenance
Guideline MMA ID
1.9-1 To the extent that carriers supply deactivation and recycled number information,
content providers and aggregators are required to have appropriate and
effective systems and processes for managing deactivation and recycled number
information. These systems and processes should be designed to ensure that
mobile content programs subscribed to by previous holders of a specific phone
number do not continue to be delivered or billed to a subsequent holder of that
number when it is reassigned. Content providers and aggregators should process
deactivation information within three business days of receipt.
CCS-69
19-2 Independent of method of entry (SMS, MMS, Web, WAP, IVR) opt-in and opt-out
records - including single, double and triple opt-in records – should be retained
from the time the subscriber opts-in until a minimum of six months after the
subscriber has opted-out of the program (minimum opt-in archiving period is
one calendar year). These records should be made available to the aggregator or
carrier upon request.
CCS-107
1.9-3 The content provider is responsible for tracking program opt-in information by
subscriber.
CCS-123
1.10 Terms and Conditions
Guideline MMA ID
1.10-1 Terms and Conditions at a minimum must contain the following:

1.10-2  STOP instructions in BOLD lettering CCS-82
1.10-3  HELP instructions in BOLD lettering CCS-83
1.10-4  Program sponsor information, defined as the program name, company
name, or brand associated with the campaign
CCS-84
1.10-5  For standard rate programs: “Msg&Data Rates May Apply”. The text
“standard rates may apply” is no longer being used. To better inform
consumers that message and data changes may be applicable the new
terminology above has been adopted. Different forms of the above text
include: Message and Data Rates May Apply, Msg&data rates may apply,
Msg&data rates may apply.
CCS-85
1.10-6  Customer Service Contact Information: either a toll-free number, a web
submission form or an email address.
CCS-282
1.10-7  Guidance on the frequency with which the subscriber may expect to receive
messages for the duration of the program. Note that for many applications,
this cannot be precisely predetermined by the content provider. In this
case, the guidance should relate to the expected message frequency under
normal circumstances.
CCS-240
1.10-9 All material terms and conditions of the program should be clearly
communicated.
CCS-88
1.10-10 Carrier compatibility - clearly and conspicuously disclose that content is not
available on all carriers, as applicable. Include list of supported carrier names
whilst excluding all other carrier names.
CCS-90
1.10-11 If the content provider offers multiple services, separate T&C’s per service
should be provided instead of generic T&C’s that cover all offered services.
CCS-91
1.10-12 If a checkbox is used to indicate a consumers’ acceptance of the terms and
conditions, it is not permissible for the checkbox to be pre-checked.
CCS-89
1.11 Tobacco & Alcohol Programs
Guideline MMA ID
1.11-1 Soft alcohol marketing is generally allowed. Soft alcohol is defined as beer and
wine.
CCS-71
1.11-2 Hard alcohol programs should only be marketed in locations that have age
verification (bars, nightclubs).
CCS-72
1.11-3 Alcohol marketing should not directly promote the use of or consumption of
alcohol.
CCS-73
1.11-4 Any reference to the abuse of alcohol, drugs, tobacco or other controlled
substances is strictly prohibited. This includes verbal and non-verbal actions in
which a person could conclude that promotion of drug use is intended.
CCS-74
1.11-5 Tobacco companies engaging in promotional mobile marketing programs,
defined as programs that DO NOT directly advocate or promote the use or
consumption of tobacco, must maintain their commitment to responsible
marketing via age verification practices compatible with mobile program opt-in
methods.
CCS-75
1.11-6 Any program brief submitted for carrier approval on behalf of a tobacco brand
must illustrate the integration of electronic age verification methods (use of third
party vendors to confirm legal age and identity) into the program opt-in process.
CCS-76
1.11-7 Program opt-in is only completed once the mobile subscriber has been verified
as an adult tobacco consumer.
CCS-77

1.12 Sweepstakes & Contests
Sweepstakes and contests, including those conducted on the mobile platform,
are among the most regulated of marketing tactics.
CCS-94
Mobile Sweepstakes and Contests definitions: CCS-95
Sweepstakes - A sweepstakes is a legal game that includes a prize, and a
game of chance. No consideration is allowed.
Contest - A contest is a promotional mechanism that includes a prize, and a
game of skill. Consideration is allowed, but there cannot be any element of
chance.
Lottery - A lottery is a game that includes a prize, a game of chance, and
consideration. Federal legislation and State laws govern (and disallow) all
lotteries for promotional purposes.
Consideration - Although the definition of consideration varies from state to
state, generally, consideration means that a willing participant is required to
purchase something or pay for access to be eligible to enter a game.
Guideline MMA ID
1.12-1 Consideration may be monetary or non-monetary (an example of non-
monetary consideration is a sweepstakes where the participant is required to
provide detailed consumer information to be eligible).
CCS-96
1.12-2 All sweepstakes must offer a free Alternative Method Of Entry (AMOE). Allowing
participants to enter via mail, internet, fax or Interactive Voice Recognition
(IVR) via a toll free number are all forms of AMOE, but are not the only forms
of free AMOE.
CCS-97
1.12-3 Anyone running a sweepstakes should seek legal guidance when drawing up
rules.
CCS-98

Standard Rate Examples
Opt-In Examples
Standard Rate Single Opt In – Recurring Alert Subscription
Call to Action: The following is advertised:
Program sponsor 
Service Description 
Frequency of Messaging 
Customer Support Info 
Opt Out Info 
Additional Carrier Costs 
Terms & Conditions 
Upmobile Ski Alerts!
Send us the resort name, we'll send you the snow conditions. Txt
'Mammoth' to 12345 to receive ongoing alerts for Mammoth resort.
Get 10 msgs/month.
Text HELP for help.
To stop text STOP.
Msg&Data Rates May Apply.
T&Cs avail at www.mammoth.com/mobile.
Step 1: User responds to Call to Action and sends an MO
“Mammoth”
Step 2: Confirmation MT User receives the following MT
Message:
Service description
Additional carrier costs
Frequency of messaging
Opt Out Info 
Welcome to Upmobile: Mammoth Ski
Alerts!
Get 2 msgs/week.
Reply HELP for help.
Reply STOP to cancel.
Step 3: Alert MT User receives the following MT
Message:
Alert  UpMobile: Mammoth Ski Alert @ 5pm
PST! 12" of fresh powder fell!
Roadways are open with light traffic.
Step 4: Renewal Reminder User receives the following MT
Message:
Service description
Additional carrier costs
Opt Out Info 
REMINDER: Subscribed to Upmobile:
Mammoth Ski Alerts!
No Charge, but Msg&Data Rates May
Apply.
Reply HELP for help
Cross Carrier Examples:
Legend

Standard Rate Single Opt In – One Time Message
Call to Action: The following is advertised:
Program sponsor 
Terms & Conditions 
Upmobile Ski Alerts!
Send us the resort name, we'll send you the snow conditions. Txt
'Mammoth' to 12345 to receive an alert for Mammoth Resort.
T&Cs avail at www.mammoth.com/mobile.
Step 1:
User responds to Call to Action and sends an MO
“Mammoth”
Step 2: Alert MT User receives the following MT
Message:
Program sponsor 
Content
UpMobile / Mammoth Mountain:
12" of fresh powder fell! Roadways are
open with light traffic.

Standard Rate IVR Opt In
Call to Action The following is advertised:
Program sponsor 
Opt Out Info 
WOD: Weather on Demand.
Call 888-222-2222 to get current weather for your area sent to your
phone. Dial 0 for help.
Txt HELP for help.
To stop txt STOP.
Step 1: User responds to
Call to Action
User calls 888-222-2222 [Mobile subscriber calls and is
prompted to select SMS to phone]
Step 2: Mobile Content MT User receives the following MT
Message:
Mobile Content  WOD: Partly sunny with chance of
showers in late afternoon. Highs in the
70 during the day, and 62 at night.
Reply HELP for Help.

STOP Message Examples
Stop (Single Service)
User receives the following
Mobile Terminating (MT)
Message:
Program sponsor 
Discontinuation of Service 
Farm League Baseball Alerts.
You have opted out. You will not
receive additional messages.
Questions, Contact: flb.com/help
Stop (Multiple Services)
Step 1: User sends STOP Mobile
Originating (MO) Msg
Step 2: Help menu MT response to a
STOP MO from a user
Program sponsor 
STOP ALL 
Option A 
Option B 
Farm League Baseball: which service
to stop?
STOP ALL or
For Sports Reply STOP SPORT to
cancel
For Horo Reply STOP HORO to cancel
Step 3: User responds STOP SPORT.
Program sponsor 
You will receive no more
messages from Farm League
Baseball:
Sports service.
You have cancelled the service.
Contact: flb.com/help or 800-
888-8888.
Step 4: User responds STOP HORO.
Program sponsor 
You will receive no more
messages from Farm League
Baseball: horoscope service.
You have cancelled services
888-8888.

HELP Message Examples
HELP Message, Single Service
Step 1: User sends HELP Mobile
Step 2: Help MT response:
Program sponsor 
Opt Out Info 
Farm Baseball Alerts!
Text us your zip, we send local
game day weather.
4 msgs/mo
Contact: flb.com/help or 800
888-8888.
Help Message, Multiple Services
Step 1: User sends HELP Mobile
Step 2: Help menu MT response to
a HELP MO from a user
Program sponsor 
Option A 
Option B 
Farm Baseball: which
service would you like help on?
For Sports Reply HELP SPORT
for help.
For Horo Reply HELP HORO for
help
Step 3: User responds HELP SPORT.
Help menu MT response is:
Step 4: User responds HELP
HORO. Help menu MT
response is:
Program sponsor 
Opt Out Info 
Farm Sports service:
Txt us your zip, we send local
Get 4 msgs/month.
888-8888.
Program sponsor 
Opt Out Info 
Farm Horoscope svc:
Txt us your bday, we send ur
horoscope
4 msgs/mo
Contact: flb.com/help or
800-888-8888.

Change of Short Code Example Messages
Last Alert on Old Short Code
Message:
Program sponsor 
Change to new code 
Opt-Out Information 
Farm League Baseball Alerts
are moving to short code 12345.
Future alerts will come from that
code.
Reply STOP to cancel receiving Farm
League Baseball Alerts.
First Alert on New Short Code
Message:
Program sponsor 
Notification of new code 
Opt-Out Info 
Farm League Baseball Alerts.
will now be delivered on short code
12345.
Reply STOP to cancel receiving Farm
League Baseball Alerts.

Standard Rate Cross Carrier Standards Matrix
This matrix is designed to give a high level overview of the standard rate programs allowed, by
Carrier. These programs must comply with the CBP Guidelines and are still subject to review and
approval by the Carrier.
General Requirements
Requirement Frequency AT&T Sprint T-Mobile Verizon
Single Opt-In
Recurring or
One Time Y Y Y1
Y
Handset verification for web opt-in
Recurring or
One Time Y Y Y Y
IVR Opt-in
Recurring or
One Time Y CBC Y N
WAP Single Opt-in
Recurring or
One Time Y N Y Y
HELP/STOP Requirement
Recurring or
One Time Y Y Y Y
Suggestive Images
Recurring or
One Time
N N N Y
Msg&Data Rates May Apply in advertising
Recurring or
One Time
Y Y Y Y
1
T-Mobile requires double opt-in for Web-based opt-in.
Standard Rate Service Types
Requirement Frequency AT&T Sprint T-Mobile Verizon
Alerts
Recurring or
One Time Y Y Y Y
Chat
Recurring or
One Time Y Y Y Y
Contests One Time Y Y Y Y
Emergency Alerts
Recurring or
One Time
N CBC CBC CBC
Peer to Peer Gifting One Time CBC CBC N CBC
Mobile Banking Alerts
Recurring or
One Time
Y Y CBC Y
Mobile Banking Transactions
Recurring or
One Time
CBC CBC CBC CBC
Mobile Content (Ringtones, Wallpapers,
Games)
Recurring or
One Time Y Y Y Y1
Mobile Coupons
Recurring or
One Time Y Y Y Y
Sweepstakes One Time Y Y Y Y
Text to Screen One Time Y Y Y Y
User Generated Content One Time Y Y Y Y
Viral marketing One Time Y Y CBC Y
Voting/Polling/Trivia
Recurring or
One Time Y Y Y Y
1
MMS Only, Games not allowed.
Y = Allowed N/A = Not Available
N = Not Allowed CBC = Case by Case Basis

Functional Capabilities
Requirement AT&T Sprint T-Mobile Verizon
Concatenated Messages Y CBC Y Y
Short Code Extension/Suffixing CBC CBC CBC CBC
Delivery Receipts Y N Y Y
Device Discovery Y Y Y Y
WAP Push Y N Y N
WAP Link Y Y Y N
Deep Linking (to On Portal) Y Y Y CBC
App Download (Off Portal) Y Y Y N
App Download (On Portal) Y CBC N CBC
Wake Up (App Directed ) Y CBC CBC CBC
MMS Y Y Y Y

Section 2: Premium Rate
Premium Rate Cross Carrier Guidelines
2.0 General Guidelines
Guideline MMA ID
2.0 Many standard rate guidelines apply to premium rate programs. CCS-.05
2.0–1 At a minimum, programs (including short code, IVR and WAP sites) should be
run in a manner that is congruous with the letter and spirit of the MMA Global
Code of Conduct for Mobile Marketing. The Code of Conduct is located
at:http://www.mmaglobal.com/codeofconduct.pdf
CCS-01
2.0-2 At all times, programs must be in accordance with applicable federal and state
laws, rules and regulations.
CCS-02
2.0-4 Wireless subscribers have a right to privacy. CCS-07
2.0-5 All content must be available for all audiences. CCS-70
2.0-6 STOP and HELP keywords must work in the native language of the program. In
a non-English campaign, the English keyword must not return an error
message.
CCS-268
2.1 Messaging Frequency Guidelines
Guideline MMA ID
2.1-1 Content providers must always be cognizant of the number of messages they are
sending to participants in their programs to avoid a poor user experience.
CCS-09
2.2 Tobacco & Alcohol Programs
Guideline MMA ID
2.2-1 Soft alcohol marketing is generally allowed. Soft alcohol is defined as beer and
wine.
CCS-71
2.2-2 Hard alcohol programs should only be marketed in locations that have age
verification (bars, nightclubs).
CCS-72
2.2-3 Alcohol marketing should not directly promote the use of or consumption of
alcohol.
CCS-73
2.2-4 Any reference to the abuse of alcohol, drugs, tobacco or other controlled
substances is strictly prohibited. This includes verbal and non-verbal actions in
which a person could conclude that promotion of drug use is intended.
CCS-74
2.3 Guidelines for Advertising Messaging Programs
Guideline MMA ID
conditions associated with offers and adheres to all state and federal regulations.
CCS-12
2.3-2 Use of the word “free” varies by carrier. However, when there are no fees or
charges other than standard messaging and data charges, synonyms (i.e.
complimentary, promotional, no charge) are supported by all carriers and must
be used with the phrase “Msg & Data Rates may apply”.
The communication stating that “Msg&Data Rates May Apply” should be added at
the lower third of the commercial or advertisement when “free” appears in the
audio or visual.
The verbiage around the placement of “Msg&Data Rates May Apply” should be
clear and conspicuous on the call to action/promotion/advertising and should
NOT be deceptive in any nature nor lead to an indirect subscription of services.
Illegible font sizes or presentment (including scrolling or moving graphics) and
CCS-30

obscuring of the disclaimer “Msg&Data Rates May Apply” are prohibited.
2.3-3 All advertising must clearly disclose in the audio and visual that you must be 18
years or older or have permission from a parent or guardian to participate.
CCS-31
2.3-4 All advertising must clearly disclose the subscription term, billing interval and
information on how the charges will be applied (i.e., that the charges will be
billed on the customer’s wireless phone bill or deducted from the customer’s
prepaid balance).
CCS-32
2.3-5 All advertising must clearly disclose all methods of canceling the service. CCS-33
2.3-6 Advertising must include a resource (such as a website or phone number) where
subscribers can reference all terms and conditions.
CCS-34
2.3-7 All advertising and promotional material should clearly display the opt-out
information.
CCS-92
2.3-8 Program advertising or its placement should not be deceptive about the
functionality, features, or content of the underlying program.
CCS-93
conditions associated with offer and adheres to all state and federal regulations.
All rules delineated below also apply to any affiliate marketing sites used to
promote the service with the exception of web carrier-select jump pages.
Guidelines specific to carrier-select jump pages can be found in the Affiliate
Marketing Web-based Carrier Select Page section.
CCS-108.5
2.3-10 If a checkbox is used to indicate a consumers’ acceptance of the terms and
conditions, it is not permissible for the checkbox to be pre-checked.
CCS-89
2.4 Advertising to Children
Guideline MMA ID
2.4-1 The offering of programs that engage children under 13 in the
promotion/consumption of digital content of any type (including SMS and MMS)
imposes important ethical obligations, responsibilities, and sensitivity that all
industry participants are expected to uphold. The Consumer Best Practices
Guidelines call for all participants in the ecosystem to ensure that their activities
and their businesses are consistent with and supportive of the principles listed in
this section.
CCS-23.5
2.4-2 All industry participants are expected to comply with all applicable laws and
industry standards that apply to advertising and marketing to children. This
includes compliance with the FCC’s Children’s Television Act as it applies to the
promotion of commercial websites, the FTC’s Children’s Online Privacy Protection
Act (COPPA), FTC advertising regulations, Children’s Advertising Review Unit
(CARU) guidelines and various trade organization regulations such as those set
forth by the MPAA and ESRB.
CCS-24
2.4-3 All industry participants are also expected to ensure that the products being
marketed are appropriate for the intended audience. As such, products that
would be considered “mature” or might be considered dangerous or harmful to
children (including, for example, alcohol, Rx and OTC medication, household
cleaners, etc.) should not be marketed to children.
CCS-25
2.4-4 Marketing should not contain language that minimizes the price of a product or
service (such as “only” or “just”).
CCS-26
2.4-5 Advertisements should not contain language that exhorts children to buy or
obtain a product or service.
CCS-27

2.4-6 Advertisements should not contain language that conveys a sense of urgency
about an offer or service that does not expire.
CCS-28
2.4-7 Advertising must contain clear disclaimers in the audio and visual explaining, the
cost of premium or other fees.
CCS-29
2.5 Viral Marketing
Viral marketing is the communication via text message or other mobile content
including ringtones, games and wallpaper by a process in which consumer A
receives the message, identifies consumer B who they believe will be interested
in the message, and initiates a process – such as inputting a phone number – by
which consumer B automatically receives the message.
CCS-13
Guideline MMA ID
2.5-1 A viral message must disclose to the recipient (consumer B) that the message
was forwarded by another consumer (consumer A), as well as the identity of
that consumer.
CCS-16
2.5-2 Permitted viral marketing campaigns include those where: The originator
(consumer A) is a non-commercial entity and manually intervenes to select a
recipient (consumer B) to receive the message, e.g., by inputting the secondary
recipient’s mobile phone number (must identify the originator of the message);
AND
The forwarded message is directed to Consumer B’s mobile telephone number.
Note: If Consumer A is sending from the mobile web, Consumer A’s identity
must be verified prior to any message being sent from mobile web.
CCS-17
2.5-3 Some states have additional restrictions or flat prohibitions on commercial text
messages. Before initiating any viral campaign, it is important to review the
applicable state laws. Content providers/aggregators are responsible for
ensuring compliance with all applicable laws.
CCS-18
2.5-4 Prohibited viral marketing practices include:
 Messages forwarded by automatic means generally by means of an
application, e.g., accessing a consumer’s contact list or address book.
CCS-19
2.5-5  Messages forwarded to an Internet domain name assigned to a wireless
operator for mobile messaging service.
CCS-20
2.5-6  Providing inducements – e.g., payments, discounts, free goods or services –
in exchange for a consumer’s agreement to forward a message.
CCS-21
2.5-7  Origination is from commercial source CCS-22
2.5-8  Sending to deactivated numbers. CCS-23
2.6 Opt-In
Guideline MMA ID
2.6-1 Content providers must obtain approval from subscribers before sending them
commercial SMS or MMS messages and other content.
CCS-08
2.6-2 When keywords (such as YES or STOP) are referenced in this document, use of
other languages is optional depending on the target demographic for the
program.
CCS-10
2.6-3 For programs that use MMS, all keywords in this document should be supported
via both SMS and MMS.
CCS-11
2.6-4 Regardless of type, the goal of any opt-in is to clearly communicate to the
subscriber the financial obligation they are about to incur by entering the
program.
CCS-37

2.6-5 Upon entering a program, the subscriber must be told how to opt-out of the
program.
CCS-39
2.6-6 Beyond violating the subscriber opt-in policy, sending messages to third-party
lists is not an effective interactive mobile marketing tactic.
CCS-14
2.6-7 Selling mobile opt-in lists is prohibited CCS-15
2.6-8 When a subscriber ports his/her telephone number between carriers, he/she
should be required to re-opt-in to all short code programs.
CCS-105
2.6-9 Tobacco companies engaging in promotional mobile marketing programs,
defined as programs that DO NOT directly advocate or promote the use or
consumption of tobacco, must maintain their commitment to responsible
marketing via age verification practices compatible with mobile program opt-in
methods.
CCS-75
2.6-10 Any program brief submitted for carrier approval on behalf of a tobacco brand
must illustrate the integration of electronic age verification methods (use of third
party vendors to confirm legal age and identity) into the program opt-in process.
CCS-76
2.6-11 Program opt-in is only completed once the mobile subscriber has been verified
as an adult tobacco consumer.
CCS-77
2.6.1 Premium Rate Double Opt In via SMS
Guideline MMA ID
2.6.1-1 Premium rate programs require double opt-in CCS-37
2.6.1-2 Premium subscribers must positively acknowledge the acceptance of a
premium charge before premium charges are applied to their account.
CCS-120
2.6.1-3 Content providers must provide the following information to users before
applying any premium charges:
 The costs and conditions of the service
 How to cancel the service
 Where to find all the terms and conditions (website and/or toll free
number)
Sample Language:
Msg&Data Rates May Apply. Call 888-888-8888/Text Help to
XXX/www.XXX.com for terms.
You will be charged $X.XX. Call 888-888-8888/Text HELP to
XXX.www.XXX.com for terms.
Msg&Data Rates May Apply. Call 888-888-8888/Text HELP to
XXX/www.XXX.com for terms. [Disclose additional charges in message
chain]
“You must be 18 or older or have a parent or guardian’s permission before
downloading.”
“Call 888-888-8888 or text STOP to cancel.”
CCS-36
2.6.1-4 The first time a subscriber participates in any premium program, they should
be required to double opt-in. This requirement should apply to the first time a
subscriber tries a specific program on a specific short code and is subject to
specific carrier guidelines.
CCS-121
2.6.1-5 Separate programs, even if they are offered on the same short code, require a
separate double opt-in.
CCS-122
2.6.1-6 If a match notification service is offered as part of a chat program, and the
service generates premium charges, an additional opt-in should be obtained
from the subscriber for this service.
CCS-214

2.6.1-7 There are three mechanisms for acceptable opt-in activity: Web-based, IVR,
and handset-based. In all instances, however, the subscriber must take
affirmative action to signify acceptance of the program criteria, and the
content provider or aggregator should record and store the acceptance (i.e.
the IVR system must store the opt-in).
While there are different methods of subscriber opt-in and many ways to say
the same thing, the basic tenet should be that all of the required information
listed above is delivered to the subscriber in a clear and unambiguous manner.
CCS-124
2.6.1-8 Within the double opt-in flow, the following information (at a minimum) must
be provided to the subscriber:
CCS-125.5
2.6.1-9  Identity of program sponsor—Defined as the program name, company
name or brand associated with the campaign.
CCS-125
2.6.1-10  Contact details for the program sponsor— Either a toll free number, HELP
via text message or a website address.
CCS-126
2.6.1-11  Short description of program—For example, Fun Stuff Premium Chat. CCS-127
2.6.1-12  Pricing terms for the program—For example, $0.99 per mobile originated
message; $3.99 per month.
CCS-128
2.6.1-13  Opt-out information. Opt-out information does not need to be in the initial
PIN (or Reply Y) MT message.
 In replacement of STOP, HELP must be included in the initial PIN (Or Reply
Y) MT message.
CCS-129
2.6.1-14 Examples of affirmative double opt-in responses include these: YES, Y, GO,
OKAY, OK, K, O.K., SURE, YEP, YEAH
CCS-130
2.6.1-15 Content providers should not redirect subscribers from one type of program
(i.e. Ringtone subscription) to another type of program (i.e. Horoscope alert
subscriptions) due to handset or account limitations. The two offers cited
above are materially different and should be treated as such in all advertising
and promotion.
CCS-146
2.6.1-16 In all materials (advertising, opt in, terms and conditions) the price must be in
numerical format including the “$” sign.
CCS-263
2.6.2 Premium Rate Double Opt In from Internet-MIN and PIN Entry Page
Guideline MMA ID
2.6.2-1 Many consumers prefer to provision and interact with SMS programs using
the Internet. Initial opt in may be performed at the content provider hosted
web MIN entry page. MIN and PIN entry pages must only be controlled by
content providers.
CCS-264
2.6.2-2 If the second opt-in is from the Internet, the content provider must positively
confirm that the authorized subscriber is acknowledging the opt-in. This can
be done by the user inputting on the website a PIN code sent via an MT
message to the mobile phone number that the consumer has provided on the
website (“PIN Confirmation Message”), or by the consumer responding via an
MO message, such as replying Y or YES, to an MT message that is sent to the
mobile phone number the consumer has provided.
CCS-131
2.6.2-3 This PIN message must also include program pricing and terms. CCS-132
2.6.2-4 For premium campaigns the PIN code, or “reply Yes” type text, must be after
the program pricing information.
CCS-133
2.6.2-5 In addition, the content provider should use this channel to provide more
detailed information about the program. Regardless of the web opt-in details,
the goal is that the entire terms of the offer must be clear to the subscriber
through the process.
CCS-134

2.6.2-6 The following guidelines apply to MIN and PIN entry pages:
 The price must:
o be within a 125-pixel range of the MIN entry field with no other
text in between except text related to pricing. No marketing. No
cross-sell or up-sell. Nothing distractive from pricing.
(Sprint/Nextel individual carrier rules apply)
o be at least size 16px/1em (Sprint/Nextel individual carrier rules
apply)
o have a color contrast of 125 (Sprint/Nextel individual carrier rules
apply)
o be in numerical format including the “$” sign.
o The total price must be shown as it will appear on the customer’s
bill.
o The price and term must not contain any other text besides the
price and term. See example CCS-EG-11.
 Disclosure of actual product/service, quantity, whether it is a
subscription service and renewal term must be present as part of the
main offer;
 There must not be unapproved or inappropriate content on the page
as defined by individual carriers.
 Display only carrier logos distributed from or approved by carriers;
 The word ‘free’ must not be used inappropriately as per CCS-119
 When using a checkbox, no pre-checked T&Cs boxes are allowed.
Pre-checked boxes are allowed by all carriers except Sprint when
differentiating between different premium offers (i.e. subscription at
$9.99 or single purchase at $2.99); There must be a link to the
privacy policy on the MIN entry or PIN entry page or both.
 Indication that games/applications are not available for specific
carriers, as applicable
 Do not promote binary programs for non-binary carriers
*Mobile Web and Premium WAP deck will not allow pixel measurement,
Carrier specific rules apply here.
CCS-265
2.6.2-7 The following guidelines apply to the Terms and Conditions on the MIN and
PIN entry pages:
 Wording should be identical if both pages are used in the purchase
flow
 Website MIN and PIN entry pages must display at least the first three
lines above the fold of the screen as viewed on a 1024x768 resolution
monitor. If the full terms of service are not displayed, then there
must be a link to them as part of the summary T&Cs.
(Some carriers/audit agencies measure 1024 x 632 pixels within the
browser to equal resolution of 1024x768” using the Firefox web
browser.)
 Information must apply to the specific product(s) being sold.
 Carrier compatibility should be stated
 If not all content is compatible with all handsets, that should be stated
 Give notice that would be participant is the account holder or has the
account holder’s permission to participate
 T&Cs can not be in scrolling box
 State price, billing frequency and “message and data rates may apply”
 If the service is a subscription, indicate the billing term, that renewal
occurs automatically and that charges continue until cancelled by the
customer
 Disclose that the premium charge will be added to the subscriber’s
CCS-266

wireless phone bill or deducted from their prepaid balance account
 Give help instructions and toll free customer care number where
available
2.6.3 Premium Rate Double Opt In via IVR
Guideline MMA ID
2.6.3-1 Some consumers prefer to initiate new SMS services from an IVR (Interactive
Voice Response) platform. The IVR phone number is used in the providers
call to action. The caller dials into the IVR system initiating the first opt-in.
The IVR prompts must clearly explain the service, pricing and/or billing and
offer details to the consumer. After the details of the program have been
relayed to the subscriber via the IVR system, the subscriber is prompted to
press a key to enter into the IVR program. This key press is recorded by the
system and constitutes the caller’s second opt-in to the program. Regardless
of the opt-in process, the goal is that the entire terms of the offer must be
clear to the subscriber through the process. An example of Opt-in via IVR can
be found at CCS-EG-04.
CCS-135
2.6.3-2 Some mobile related services are initiated from an IVR (Interactive Voice
Response) platform. An IVR phone number (800 number, local number,
premium rate number, pound (#) code or other) is used in the providers’ call
to action.
CCS-136
2.6.3-3 When the consumer dials into the IVR system (initial opt-in), the IVR should
outline the service and offer details
CCS-137
2.6.3-4 The IVR system should then subsequently ask the consumer to confirm their
purchase with a key press (secondary opt-in).
CCS-138
2.6.3-5 The user’s input must be captured to record his consent (double opt-in). CCS-139
2.6.3-6 The IVR should then send a confirmation MT message to the user’s handset. CCS-140
2.6.3-7 In cases where the number the user is calling from differs from the number
the service will be billed to (for example in the case of land-line callers); a
PIN verification message has to be sent out by the IVR to the mobile number
the service will be billed on.
CCS-141
2.6.3-8 The consumer must input the PIN into the IVR system prior to the provider
initiating and billing the service
CCS-142
2.6.3-9 The above confirmation step should be recorded and stored by the IVR
system.
CCS-143
2.6.3-10 In the case where content is purchased, users should be informed of the next
steps to download and install their new content on their phone.
CCS-144
2.6.3-11 Consumers should be re-informed of how to call back and get help in case of
problems downloading or installing their content.
CCS-145
2.6.4 Premium Rate Double Opt In via Participation TV (PTV)
Participation TV allows home viewers to interact with the TV program via
their mobile device. There are three types of PTV programs. Participation TV
programs can be FTEU, Standard Rate, or Premium Rated.
CCS-147
Guideline MMA ID
2.6.4-1 When there is a premium SMS rate associated with the PTV program there is
a possible exception to the double opt-in rule. To qualify for the exception,
the following pricing elements should exist and the call to action should
contain the following conditions:
CCS-148
2.6.4-2  The interaction is transaction-based messaging, not subscription. CCS-149

2.6.4-3  A thank you message, including advice of charge, should be sent
following the MO. This is also where textual content can be added as well
as the opportunity to ask if the participant would like to receive more
information from the show. This message can be truncated not to exceed
320 characters (2 SMS messages).
CCS-150
2.6.4-4  If there is a limit to the number of votes a subscriber may submit to the
program, this limit needs to be communicated once the subscriber has
passed the limit.
CCS-151
2.6.4-5 The on-air call to action and advice of charge needs to be clear and
conspicuous, and needs to contain the following elements:
CCS-152
2.6.4-6  Premium charges must be included in the first line of the CTA. CCS-153
2.6.4-7  The first call to action must include both verbal and visual instruction on
program pricing. Subsequent calls to action may be visual only given that
if the program extends beyond 60 minutes, one verbal call to action must
be included every half hour.
CCS-154
2.6.4-8  If there is a time frame to enter it should be included in verbal and visual
instructions.
CCS-155
2.6.4-9  The call to action (CTA) should communicate the location of legal terms
and conditions and FAQs (Frequently Asked Questions).
CCS-156
2.6.4-10  Visual call to actions should use a minimum of 22 or 23 scan lines or font
size of 12 in order to ensure the details are legible in the CTA, when used
in conjunction with a verbal call to action and be onscreen for 3 seconds
for the first line of text and 1 second for each additional line. A minimum
of 23 scan lines should be used when the call to action does not include a
verbal call to action.
CCS-157
2.6.4-11 The call to action shall clearly identify verbally and textually any charges the
consumer will incur on their mobile invoice by interacting with participation
TV program. Examples of verbal scripts or textual language that should be
included in the CTA by tariff type can be found.
CCS-158
2.6.5 Premium Rate Double Opt In via Mobile Web/ WAP
*Please refer to specific carrier guidelines on Mobile Web and Premium WAP details
requirements and the difference between them.
Guideline MMA ID
2.6.5-1 Best practice includes ensuring that the consumer is
advised of any failures in the WAP payment flow. A
payment failure page should be presented in the
event that the billing request is unsuccessful.
CCS-169
2.6.5-2 The page should contain the text set out in the items below.:
 Clicking “Continue” from this failure page should take the user back to
the content provider site.”
CCS-170

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