aixigo at finovateeurope in London 2017, Mario Alves presents aixigos high performance PMS

1. portfolio management technology

2. About aixigo
 university spinoff
 portfolio management and technology
background
 15 years of FinTech R&D
 first mover in risk-profiling and high
performance portfolio management
 customers are major retail and private
banks in GER/A/CH/LUX
 co-founder of investify, a new digital wealth
manager for Europe
Aachen

3. Declining investment
revenues (load-funds)
MiFID2 and FIDLEG
Cost transparency
Investmentbusiness 2017
2018
Pressure on profit by
digitilization and ETF‘s
„No“-inducement policy

4. Digital
Wealth-Management
Wealth-Management
Investmentbusiness 2017
2018
New AuM based
business-modells
Customer value
orientated fee modells
Portfolio-Management
for Retail Banking

5. aixigo high performance
portfolio management system
Omni-channel ready Highly scalable Fully digital Customer interactive
All important processes High load operation capability

6. Portfolio management process

7. Profile
Compose
Onboard
Manage
MonitorReport
Discuss
Analyse
Portfolio management from a to z

8. Portfolio management from a to z
Profile
Compose
Onboard
Manage
MonitorReport
Discuss
Analyse
 aixigo has thought out every
aspect of portfolio management
with a digital perspective.
 The result is a unique system
suitable for a high scale digital
scenario as well as a typical
advisor based business modell.

9.  Risk-profiling in accordance to all
regulatory requirements from MiFID and
FIDLEG
 Basis for suitability-check
 Basis for appropriateness
 Proven algorithms based an Behavioral
Finance Theory
 Used by Retail as well as Private
Banking institutions
Profile

10.  Suitability-check
 Dynamic risk-calculation
 Composing individual asset allocation
 Product white- and black-listing
Compose

11.  KYC according to international
standards
 Video identification can be integrated
 Fully automated contract engine using
templates and dynamic content
 API Integration of bank interface or
other service providers
 Postbox and archive for all customer
communication
Onboard

12.  Administration of sample portfolios
 Rebalancing algorithms
 Blockordering
 Basketordering
 Transactional interfaces
Manage

13.  Customer overview
 Central ledger analysis
 MS Excel Export
 Easy Filtering and Searching
 Integration in your user management
for data access
 Multi-level aggregation (partner,
branch, family-office, asset manager)
 Dynamic report management
Analyse
How did my VIP Clients
perform?
What about my 10
biggest clients – Are
there any payouts?

14.  Wide variety of possibilities to filter
and select customer´s for defined
watch lists
 Analysis of a selected list. Aggregated
view on all customers on this list
 Different views on every topic. Basis-
analysis, performance, cash flow,
transactions…
 Easy way to see the details of every
level. Possibility to generate an excel-
file or PDF
Analyse

15.  Daily loss /treshold monitoring
 Investment guidelines
 Individual lists
 Events for customers, advisors,
managers
 Individual configuration for Alerting
Monitor

16.  Daily loss/treshold monitoring
 Status report
 Daily Report - mobile
 Print-job control for small
branches/B2B Partner
 End-to-End Monitoring
 Report-configuration
 Batch-Reporting
 Individual templates for B2B clients
Report

17.  Quick overview of one portfolio
 Updated daily
 Different analysis & key figures
 Understandable for clients and RM
 Well-prepared reports and
documents
 Modern, contemporary charts
Discuss

18.  Performance-analysis
 Attribution-analysis
 Structure-analysis
 Cash Flow analysis
 Risk-analysis
 Fully flexible definition of date and
time
 All analysis as API
 Adhoc-reports with selectable
content
Discuss

19. Architecture

20. A flexible architecture for digitalized private banking
API Gateway (REST/SOAP, Security)
Data Interfaces(Service/Batch)
digital customer experience
letter shop/
print output
administration
Asset
Management
Ordering
Reporting
PMS core (positions, transactions, analytics, ...)
Monitoring Rebalancing
Trading Adapter

21.  aixigo PMS is, first of all, a high
performance backend engine
 All information can be provided
through API’s
 This way regionalization is based on
very simple frontend or report
implementation and can easily be
done by bank, regional/technological
partners or aixigo
 All other integration is data driven,
standard interfaces exist for
everything aixigo PMS needs
 Typical integration between 3 – 6
months. Integration typically by aixigo,
bank and bank technology partner
Regionalization and
integration
API Gateway (REST/SOAP, Security)
Data Interfaces(Service/Batch)
digital customer experience
letter shop/
print output
administration
Asset
Management
Ordering
Reporting
PMS core (positions, transactions, analytics, ...)
Monitoring Rebalancing
Trading Adapter

22. High performance – great customer experience
Analysis
average
portfolio*
very large
portfolio*
Portfolio Overview 3 ms 155 ms
Portfolio Attribution 3 ms 240 ms
Portfolio Growth 3 ms 128 ms
Cash Flow 3 ms 35 ms
Security Proportion 2 ms 58 ms
*average portfolio: 10 positions, 50 transactions
very large portfolio: 4.000 positions, 35.000 transactions
time between request and result delivery

23. High performance – many possibilities
Mass-/batch-reporting
 Highly detailable and very fast
analysis of customer groups, such as
families, interests, trading behaviour
e.g., also for advisors, branches or
other clusters
 Deliver up-to-minute reporting for
every customer on any device
anytime
 Cover complex customers or large
amount or both
connected customer analysis
Mass data analysis
(campaigns) scalabilty
moredimensional-treshold
analysis
high-volume order
connection