How AI, OpenAI, and ChatGPT impact business and software.
Financial Services - New features in Charisma 2014
1. New features in Charisma ERP
Financial Services
Mihai Botezat
Senior Consultant – PDM Team
2. Web Credit
Web solutions to support lending
What brings Web Credit new?
Latest technologies in producing web pages
Enhanced security, similar to Charisma
Ergonomic interface
Functional sorting of the fields and organizing pages
according to steps
3. Web Wholesale
Web solutions to support lending
What brings Web Credit new?
Web interface, wholesale module extension module for
beneficiaries to view their own status in real time
Tool request further drawings and / or early repayment
Real-time synchronization with Charisma ERP, in both
directions
4. Workflows
New ideas of creation and presentation
What are the future activities for a new deal?
What are the activities/tasks which are assigned to
me?
To answer these questions, we included Workflows
into the web application for approval and bidding
5. Workflows
In the web application for tendering and approving
Tasks automatically creates and sends
information to participants
Flows can be created directly from the interface
Easy configuration for access rights /
circumstances for status changing
Graphical view of completed and future flows
6. Leasing – Stock / Fixed assets (1)
Link automation
Inventory Management module used in commercial
business
Fixed Assets module –> used independently
Extending the repossession and operational lease
features
imposed automating link between
these modules
7. Leasing – Stock/ Fixed assets (2)
Automatizare legătură
New features
Transactions of insertion / removal from stock in the
Leasing Mode
Stock revaluation
Automatic reflection of lease processes in the asset sheet:
Generation
Update
Preservation
Closing
8. Charisma Analyzer (1)
Easiness in processing accounting data
New vision – complex and dinamic analysis tool
Complex source of data
Currency
Partner
Contract
Source document
Charisma Analyzer reports run on
the web, which enables accessing them
from any location
9. Charisma Analyzer (2)
Proposed analyzes
Currency position of the company, by filtering
information on a particular currency
Balances evolution over time / turnovers for an
account / set of accounts
Balance
partner/ partner group
contract/ several contracts
10. Cell Monitor for Leasing
Modern, portable solution, within management’s
reach
Follows in real-time key performance indicators of the
business
Dimensions tracked:
New Business
Portfolio
NPL
11. Cell Monitor for Leasing
Visualization of time evolution in years, months, YTD
Monitored indicators can be divided into products
and partners
Breakdown by type of item and delay buckets
Data retrieval is made from:
Data Warehouse
BI Reports
12. Charisma SEPA (Single Euro Payments Area)
Alignment with new European regulations required
Compatibility with any Charisma version
Management of ordered payments / Direct Debit
Import of response, cancellation
Full / partial retransmission
Marking denials and related motivation
Management of payment mandates signed by the
client and link to financing contracts
Leasing, credit
13. Insurances
New features Front-Office and Back-Office
Frequent changes of Insurer’s web services?
Easy deployment for changes through a single web service,
on a server under the management of TotalSoft
New insurance websites communicate by means of this
service to obtain quotes and insurance policies
Any change needed by the insurer is undertaken by the
development team within the internal web service and is
automatically reflected in all insurance web applications
14. Charisma Brazil
Adapting to new markets
Interfacing with the Brazilian Bank
System
CNAB for sending payment notifications
Interfacing with Sao Paolo Web
Service
Automatic transmission of invoices for
publication on the website of
government authorities
Interfacing with local company
Reporting to National Bank
15. Charisma Portugal
Adapting to new markets
Approval of the ERP system by the local Ministry of
Finance
Reporting to the National Bank
16. Customer Self Service in CRM
Web & Mobile
Messages
• Marketing
campaigns
• Notifications
Financial
• Unpaid invoices
• History of
invoices
• History of
payments
• Contracts
• Insurances
• Penalties
Operations
• Empowerments
• Examination
center
• Early liquidation