1. THE HEARTLAND DISTINCTION
1.​ ​Heartland is a core processor of credit cards­​ one of only seven credit card processors
in the United States and the only one that works exclusively with the merchant; we do not
sell to a middleman and we have all been through background checks.
­We own our own platform
­​We do not sell to banks,​ brokers or (ISO's) Independent Sales Organizations.
2​. ​Heartland also has an excellent Payroll Service and a Marketing team providing
Gift/Loyalty ​and our ToGo online (food) and order App.
3. Award winning U.S. based Customer Service ­ 24/7/365­ ​a real person answers the
phone in 4­6 rings, no phone tree or voice mail.
4. Exclusively endorsed by the National Restaurant Assoication­​ plus more than 200
state and national associations.
5. American Express­​ ​Funds in 24 hours ​the same as all other credit cards and they are all
included on ​one easy to read statement.
­​American Express​ rates can mirror Visa/Master Card rates with Heartland.
6. True Wholesale Interchange pricing­ ​the most transparent pricing in the industry.
7. We provide triple encrypted security​ & facilitate proper PCI compliance.
­Breach Warranty at no cost to the merchant.
­If a breach occurs Heartland will cover all cost associated with the breach.
­Secure: online, phone swiper, terminal, or virtual terminal, POS
­Heartland has the security, the support, the solution.
8. No price increases from Heartland
Tara Smyth ** 209-770-6407 ** tara.smyth@e-hps.com