The document discusses the need for a bank to implement online banking capabilities. It notes several challenges faced by both banks and customers without online banking, such as declining revenue, lengthy loan approval processes, and the need for customers to physically visit branches. Implementing online banking would help overcome these issues and provide benefits like increased convenience and cost savings. The document outlines an action plan for banks to transition to online services that includes digitalization techniques, workforce training, and budget allocation for implementation costs.
2. Discussion about problems faced by bank and customers in
absence of online banking
Implementing Online banking to overcome the challenges faced
Ways or techniques for becoming online from offline mode
Respective benefits or advantages for banks on becoming online
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2
3. Table of
Action Plan / Course of Action
• Digitalization Techniques
• Workforce Training
o Outsource Appropriate Trainers
o Training Timeframe
o Budget Allocation
• Implementation Cost for E-Banking
• Timeline for E-Banking Software Installation
Implement E Banking
• Overview
• Key Statistics
• Market Segmentation
o Banking Type
o Solution Type
• Products & Services
• Leading Industry Players
• Reasons for Implication of Online Banking
CONTENTS Executive Summary
Vendors for E Banking Software’s
Company Overview
Federal Regulations
Problem Statement
• Financial Impact
• Product Awareness and Usage
• Customer Base
• Projected Revenue
• Competition Benchmark
Impacts / Results
• Integration with E Commerce
• Relative Reduction in Company Expenses
• Transaction Count
• Financial Growth
• Increase in Customer Base
Industry Analysis
• Porter 5 Forces Analysis
• PESTEL Analysis
Recommendations
3
4. Table of
Action plan / Course of action
• Digitalization techniques
• Workforce training
o Outsource appropriate trainers
o Training timeframe
o Budget allocation
• Implementation cost for E-Banking
• Timeline for E-Banking software installation
Implement E Banking
• Overview
• Key statistics
• Market segmentation
o Banking type
o Solution type
• Products & services
• Leading industry players
• Reasons for Implication of Online Banking
CONTENTS Executive Summary
Vendors for E Banking software’s
Company overview
Federal regulations
Problem Statement
• Financial Impact
• Product Awareness and Usage
• Customer Base
• Projected Revenue
• Competition Benchmark
Impacts / Results
• Integration with E Commerce
• Relative reduction in company expenses
• Transaction count
• Financial growth
• Increase in customer base
Industry analysis
• Porter 5 Forces Analysis
• PESTEL Analysis
Recommendations
4
5. Executive Summary
Electronic or online banking is the key requirement for success.
Different challenges faced in absence of electronic banking are
mentioned below:
Revenue started declining as customers end up either closing their bank
accounts or stopped maintaining balance in their account
Manual fund transfer by customers to different accounts is a troublesome process
Customers had to undergo various approvals for loan sanction which is a
very lengthy process
Customers have to manually visit banks for enquiry about different products
Bank was unable to achieve projected or forecasted revenue
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Different problems in
offline banking and
need analysis for
online banking
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This slide covers
brief overview
about challenges
faced by banks
and customers
being offline
5
6. 6
Net Sales Rs m 212,380 217,700 219,540 65,540 45,930
Other Income Rs m 10,830 3,280 4,020 830 910
Total Revenues Rs m 223,210 220,980 223,560 66,370 46,840
Gross Profit Rs m 65,870 71,900 72,360 11,450 8,080
Depreciation Rs m 45,350 38,170 44,840 8,210 7,210
Interest Rs m 30,190 27,550 29,240 2,550 1,860
Profit Before Tax Rs m 1,160 9,460 2,300 1,520 -80
Minority Interest Rs m -920 910 20 30 50
Prior Period Items Rs m 20 30 0 0 0
Extraordinary Inc (Exp) Rs m 0 0 0 0 0
Tax Rs m -10,210 3,260 -4,280 -900 160
Profit After Tax Rs m 10,470 7,140 6,600 2,450 -190
Gross Profit Margin % 31.0 33.0 33.0 17.5 17.6
Effective Tax Rate % -880.2 34.5 -186.1 -59.2 -200.0
Net Profit Margin % 4.9 3.3 3.0 3.7 -0.4
Financial Impact
No. of Months
Year Ending
12
Mar-14*
12
Mar-15*
12
Mar-16*
12
Mar-17*
12
Mar-18*
The slide covers 5
years company
financials which
show that net sales
is constantly
decreasing. You
can edit the
content accordingly
*mn = Million
Decline in net sales for past 5 years
7. 7
Types of Products / Services Percentage Aware (%) Percentage Using (%)
Small Business Loan 55 42
Working Capital Loan 60 50
Term Deposit 40 22
Credit Cards 60 30
Personal Loans 53 20
Mortgages 43 21
Home Loans 45 12
Life Insurance Policies 36 10
Saving Deposits 56 39
Product Awareness and Usage
Revealed in one of the survey that more than 45% customers stopped approaching to bank physically which decreased the sales of bank by more than 50%
The slide covers
product awareness
in market and their
respective usage
percentage. You
can edit the
content accordingly
Customer awareness about different products and decline in usage percentage due to lack of online services
8. Customer Base
Financial Year Current Account Saving Account Loans Insurance
Year-Over-Year
(%)
December 12, 2014 680 863 400 532 17
December 12, 2015 541 652 357 491 21
December 12, 2016 467 574 214 351 4
December 12, 2017 491 521 232 296 31
December 12, 2018 300 421 145 198 45
Customers end up closing their bank accounts and started moving towards competitors with online platform
The slide
customers count of
company for past 5
years. You can edit
the content
accordingly
Decline in customers count over past 5 years
YEAR
8
9. 9
Projected Revenue
Unable to achieve projected or forecasted revenue ($130 Million) as customers started shifting to other banks and bank witnessed decrease in revenue
0
20
40
60
80
100
120
140
2015 2016 2017 2018 2019
0
20
40
60
80
100
120
140
2015 2016 2017 2018 2019
In $million In $million
Actual Revenue Projected Revenue
The slide covers
forecasted revenue
that company was
not able to achieve
due to being
offline. You can
edit the content
accordingly
Unable to meet projected revenue being offline
10. 10
Competition Benchmark
Bank was unable to achieve projected or forecasted revenue ($130 million) as customers started shifting to other banks
Parameters Your Bank Competitor 1 Competitor 2 Competitor 3 Competitor 4
Revenue $200 Million $500 Million $650 Million $450 Million $700 Million
Customers Count 10 lakh 10 Million 12 Million 20 Million 15 Million
Net Profit ($ million) 200 1,000 1,200 1,150 1,350
Customer Satisfaction Below Average Good Very Good Excellent Good
Product Awareness 52% 70% 81% 79% 86%
The slide covers
comparison among
competitors in
respect to 5
parameters . You
can edit the
content accordingly
Comparison with competitors based on different parameters
11. Table of
Action plan / Course of action
• Digitalization techniques
• Workforce training
o Outsource appropriate trainers
o Training timeframe
o Budget allocation
• Implementation cost for E-Banking
• Timeline for E-Banking software installation
Implement E Banking
• Overview
• Key Statistics
• Market Segmentation
o Banking Type
o Solution Type
• Products & Services
• Leading Industry Players
• Reasons for Implication of Online Banking
CONTENTS Executive summary
Vendors for E Banking software’s
Company overview
Federal regulations
Problem statement
• Financial impact
• Product awareness and usage
• Customer base
• Projected revenue
• Competition benchmark
Impacts / Results
• Integration with E Commerce
• Relative reduction in company expenses
• Transaction count
• Financial growth
• Increase in customer base
Industry analysis
• Porter 5 Forces Analysis
• PESTEL Analysis
Recommendations
11
12. Overview
Electronic banking refers to banking where
transactions are carried out through electronic medium-
Includes technology that allows bank to operate
business electronically
Includes various aspects i.e. Internet banking,
Online Banking and e-payments
Cost effective and efficient way for conducting
financial transactions
Different forms of E Banking
Telephone Banking
Online Banking
Mobile Banking
E Banking
SMS Banking
Internet Banking
Any Branch Banking
Electronic
Fund Transfer
Electronic
Payment System
Plastic / E-Money
Debit/Credit
/ATM Cards
This slide covers
the brief overview
about E Banking.
You can make
changes
accordingly
Brief introduction about electronic banking
12
13. 13
2018 2019
Key Statistics for Online Banking Usage & Behavior Trends
Online banking is used
by 63% of adults
42%
44% 44%
50%
53%
55%
60%
63%
0
10
20
30
40
50
60
70
80
90
100
2011 2012 2013 2014 2015 2016 2017 2018
In $million
Smartphone Banking is on the Rise
Customer Channel Behavior Trends
25%
10%
15%
Online PC
dominant
Mobile
dominant
Both
Decline PC
Dominant
20%
Mobile
Dominant
15%
Both
14%
This slide covers
statistics for
customer
preference about
E Banking .You
can make changes
accordingly
Facts and figures for displaying customers preference towards electronic banking
14. 14
2017
2018
2012
2018
2012
2018
2012
2018
Key Statistics for Channel Preference in Online Banking
Online Banking usage by
customers aged 16-74
Online Banking Channel Preference
Online ATM Bank Branch Mobile Banking Telephone Agent
Few Times
a Week
Few Times
a Month
Few Times
a Year
Never
2012
2018
This slide covers
statistics for
customer
preference about
E Banking .You
can make changes
accordingly
Facts and figures displaying customers age and channel preference for online banking
0
10
20
30
40
50
60
70
80
90
100
Denmark
Netherlands
Finland
Sweden
Estonia
Luxembourg
United
Kingdom
Belgium
France
Latvia
Ireland
Czech
Republic
Austria
Germany
Lithunia
Slovakia
Malta
Spain
Poland
Slovenia
Hungry
Croatia
Italy
Portugal
Cyprus
Greece
Romania
Bulgaria
15. 15
Market Segmentation
Banking Type
o Mobile Banking
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o Provide Online Services to:
o Firms, Companies, Trusts, Partnerships, etc.
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Corporate Banking
Retail Banking
This slide covers
market
segmentation
based on baking
type for E Banking.
You can make
changes
accordingly
Different segments for global online market based on banking type
16. 16
Market Segmentation Based on Solution Type
Solution Type
Payments
Processing
Services
Customer & Channel
Management
Risk
Management
Others
• Online Payments
through debit/credit
cards
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• E-Banking
transactions
through different
payment gateways
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Online channels that
allows customers to
deal with bank
software about their
queries
• ATM, Corporate
Electronic Banking,
etc.
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Handles risk through
different software’s:
• SAS Risk
Management for
Banking
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This slide covers
market
segmentation
based on solution
type for E Banking.
You can make
changes
accordingly
Different segments for solution type including payments, risk management, etc.
17. Products and Services
E-Banking Products E-Banking Services
Internet Banking, Online Banking
and Web Banking
Mobile Banking
Point of Sales (POS) System
Virtual Banking (use of web site &
wireless application protocol
technologies)
Digital Television Banking
E-Transfer and E-pay
payment device
Account Access
Balance Transfer & payment
Electronic Funds Transfer
Mortgage/Credit Card/
other Lending
Personalized Content & Tools
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This slide covers
different products
& services for E
Banking. You can
make changes
accordingly
Different products & services offered to customers using electronic banking
17
18. 18
Leading Industry Players
Products of Electronic Banking
Mobile Banking Point of Sales (POS) System E Payment Devices Virtual Banking Digital Television Banking
This slide covers
top leading banks
providing E
Banking. You can
make changes
accordingly
Top players in the market providing electronic banking to their customers
B
A
N
K
S
19. 19
Implication of Online Banking
Increasing role of information and
communication technologies
• Banks opted to provide services
without any time constraint with the
help of different information and
communication technologies
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Competitive Environment
• Banks in order to survive need to
provide e-banking services due to
presence of multiple competitors
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Availability and low cost of internet
• Internet availability at low cast
enables customer to use banking
services online
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• Add Text Here Increment in user population for
internet, mobile phones & computer
• Individuals of every age limit have
access to either internet, mobile
phones or computer which makes e
banking accessible without any
geographical constraint
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Level of literacy
• Increasing level of literacy enhances
usage of e-banking among persons of
different age limit
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This slide covers
reasons because
of which different
banks provide E
Banking services.
You can make
changes
accordingly
Reasons for rapid expansion of electronic or online banking
20. Table of
Action plan / Course of action
• Digitalization techniques
• Workforce training
o Outsource appropriate trainers
o Training timeframe
o Budget allocation
• Implementation cost for E-Banking
• Timeline for E-Banking software installation
Implement E Banking
• Overview
• Key statistics
• Market segmentation
o Banking type
o Solution type
• Products & services
• Leading industry players
• Reasons for Implication of Online Banking
CONTENTS Executive summary
Vendors for E Banking software’s
Company overview
Federal Regulations
Problem statement
• Financial impact
• Product awareness and usage
• Customer base
• Projected revenue
• Competition benchmark
Impacts / Results
• Integration with E Commerce
• Relative reduction in company expenses
• Transaction count
• Financial growth
• Increase in customer base
Industry Analysis
• Porter 5 Forces Analysis
• PESTEL Analysis
Recommendations
20
21. 21
Industry Analysis Using Porter 5 Forces
Substitutes
• Non banking companies offer lower
rate of interest than banks on some
of the banking products
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Potential Entrants
• New banks open every year as
per FDIC
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Suppliers
• Banks have various capital sources
to fulfill client’s borrowing needs
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Buyers
• Customers ease for switching
from one bank to other through
comparison on internet
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Industry Competitors
• Multiple competitors makes
banks to offer products at
lower financing, greater
convenience than their rivals
• Add Text Here
FDIC - Federal Deposit Insurance Corporation
This slide covers
industry analysis
through porter’s 5
forces for E
Banking. You can
make changes to
this slide
accordingly
Porter 5 forces analysis for electronic banking
22. 22
Industry Analysis Using PESTEL
Political
• Monetary Policy
• Regulatory Framework
• Changes in Interest Rates
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PESTLE
Economic
• More Savings
• Improvement in
Banking Channels
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Social
• Changes in lifestyle
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Technological
• Internet Banking
• Mobile Banking
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Legal
• Laws and Regulations
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Environment
• Ethical Issues
• Add Text Here
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This slide covers
PESTEL analysis
for online banking.
You can make
changes to this
slide accordingly
PESTEL analysis for electronic banking
23. Federal Regulations
Consumer Protection
• Secured login credentials of online bank account
• Account access denied on entering wrong password for
more than 3 times
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Money Transfer Limits
• Per day limit is set for transfer of
money to different bank accounts
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Interest on DD
• Higher interest on Demand draft
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Credit Card / Loans
• Online application for credit cards by uploading necessary documents
• Loan immediately gets approved if it is highlighting in account
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Access to Information
• Consumer can obtain their credit
information via online bank account,
further can be utilized to dispute any
negative information
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Lending Limits
• Bank limit its total outstanding loans and
credits to any single borrower to no more
than 15% of the bank's total capital
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This slide covers
federal regulations
for online banking.
You can make
changes to this
slide accordingly
Government rules and regulations regarding online banking
23
24. Table of
Action Plan / Course of Action
• Digitalization Techniques
• Workforce Training
o Outsource Appropriate Trainers
o Training Timeframe
o Budget Allocation
• Implementation Cost for E-Banking
• Timeline for E-Banking Software Installation
Implement E Banking
• Overview
• Key statistics
• Market segmentation
o Banking type
o Solution type
• Products & services
• Leading industry players
• Reasons for Implication of Online Banking
CONTENTS Executive summary
Vendors for E Banking Software’s
Company overview
Federal regulations
Problem statement
• Financial impact
• Product awareness and usage
• Customer base
• Projected revenue
• Competition benchmark
Impacts / Results
• Integration with E Commerce
• Relative reduction in company expenses
• Transaction count
• Financial growth
• Increase in customer base
Industry analysis
• Porter 5 Forces Analysis
• PESTEL Analysis
Recommendations
24
25. Digitalization Techniques
Biometrics – Enable customers to complete different transactions i.e. opening a bank account
or applying for credit card on the spot with the help of voice, facial or fingerprint verification
Chat Bots – Develop different chat bots using artificial intelligence technology that can
simulate human behaviors
Smart ATMs – Virtual teller machines can be installed at ATMs that enables customers
to perform different bank transactions through ATM
Digital Wallet – Customers can link their bank account to different digital wallets for
ease of payment against any transaction
Analytics – Identifying, interpreting and analyzing customers behavior is necessary for
understanding customers at individual level
System Integration – Bank branches should have agile infrastructure that can integrate
with new and existing platform flawlessly
Augmented / Virtual Reality – Both of the technologies offer improved customer banking
experience, training bank staff and offering data visualization
This slide covers
different ways
related to digital
transformation of
banks. You can
make changes to
this slide
accordingly
Different ways for digital transformation of banks
25
26. 26
Workforce Training
Online Banking Software’s
Mobile Banking Software Internet Banking Software ATM Software Virtual Banking Software Other Software's
This slide covers
training topics for
various online
banking software's.
You can make
changes to this
slide accordingly
Trainers for appropriate training about online banking software's
T
R
A
I
N
E
R
S
27. 27
Timeframe for Workforce Training
The course will be completed within 20-25 days
Content Number of Days
Creation of Customer Master Data 4-5
Opening of various bank accounts i.e. saving, current,
loan, etc.
2-3
Inventory Controls 5-6
Handling and Managing Transactions 6-7
Term Deposit Management 5-6
Report Generation 3-4
The Format is…
40%
Theory
&
60%
Practical
Private classroom can be arranged on weekends,
but minimum batch strength should be 5-6
classroom training of 8 hours each
5 Days
Assessment will be conducted after successful competition of training and passing marks would be 70% which is mandatory to score
This slide covers
timeframe or time
estimate for training
of different online
banking software’s.
You can make
changes to this
slide accordingly
Required Timeline for Training Competition
28. Price Estimation for Workforce Training
Online Banking Software’s Price ($)
Mobile Banking Software XXXX
Internet Banking Software XXXX
ATM Software XXXX
Virtual Banking Software XXXX
Other Software’s XXXX
Add Text Here XXXX
This slide covers
budget estimation
for training of
different online
banking software’s.
You can make
changes to this
slide accordingly
Cost / budget allocation for training of different software's
28
29. 29
For Contractors & Staff for-
• Hardware & Networking Support
• Software Upgrades & Bug Fixes
• Custom Development (Mobile & Reporting)
30%
30%
25%
15%
Implementation Cost
Software Fees
For software license &
annual maintenance
Implementation People Costs
Consultants and staff time for
implementing a new system
On-Going Infrastructure Expense
On-Going People Costs
For maintaining & replacing-
• Servers system software
• Networking equipment
• User devices
This slide covers
online banking
software installation
and implementation
cost. You can make
changes to this
slide accordingly
Expenses for installation of electronic banking software’s
30. Monthly Implementation Cost
Bank systems is integrated with server systems to resolve any challenges
New hardware with increased RAM & ROM which is compatible with online banking software’s
• Improved hardware for server systems that can tackle handling of software for smooth functioning
Assumptions
This slide covers
online banking
software installation
and implementation
cost. You can make
changes to this
slide accordingly
Monthly expenses for implementing electronic banking software's
Servers, $600000
Hardware, $150000
System integration, $250000
Software, $150000
Other Infrastructure, $100000
Monthly Costs
16%
32%
38%
14%
Total Yearly Cost
$15 Million
30
31. 31
Quarterly Timeline for Installation (1/3)
Sep Oct Nov
Sep 11 Oct 12
Nov 4
Nov 10 Nov 30
Software Hardware Services System Integration
Sep 8- Oct 7
22 Days
Sep 16- Sep 26
7 Days
Sep 27- Oct 20
18 Days
Oct 4- Nov 16
32 Days
Nov 1- Nov 20
14 Days
11
Days
Sep 8 Oct 4 Nov 21
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Add Text Here Nov 12- Nov 28
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This slide covers
timeframe for
installation of online
banking software’s.
You can make
changes to this slide
accordingly
3 months timeframe for installation of electronic banking software
32. 32
Sep 1- Sep 5
Sep 10- Sep 15
Yearly Timeline for Installation (2/3)
Servers
Hardware
Software
System Integration
Other Infrastructure
Implementation People
Maintaining Existing
Infrastructure
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Add Text Here
Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Sun Jan 1 Tue Jul 18 Wed Nov 1
Feb1-Mar 31
Mar 7-Jun 22
Apr 4- May 12
Apr 15- Jun 1
Jun 15- Aug 15
Sep 25- Sep 30
Oct 1- Dec 7
This slide covers
timeframe for
installation of online
banking software’s.
You can make
changes to this slide
accordingly
12 months timeframe for installation of electronic banking software
33. 33
Monday Tuesday Wednesday Thursday Friday Saturday Sunday
Upgrading Software & Bug Fixes
Weekly Timeline for Installation (3/3)
Week
Software license and Maintenance
Consultants and staff time for implementing new system
Replacing New Infrastructure
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Add Text Here
This slide covers
timeframe for
installation of online
banking software’s.
You can make
changes to this slide
accordingly
1-week timeframe for installation of electronic banking software
TA
S
K
S
34. 34
Vendors
Mobile Banking Software ATM Software Virtual Banking Software Internet Banking Software
Price Features Price Features Price Features Price Features
Vendor 1 $XXX Add Feature $XXX Add Feature $XXX Add Feature $XXX Add Feature
Vendor 2 $XXX Add Feature
Vendor 3 $XXX Add Feature $XXX Add Feature $XXX Add Feature $XXX Add Feature
Vendor 4 $XXX Add Feature $XXX Add Feature $XXX Add Feature $XXX Add Feature
Vendor 5 $XXX Add Feature $XXX Add Feature
Vendor 6 $XXX Add Feature $XXX Add Feature $XXX Add Feature $XXX Add Feature
Electronic Banking Vendors
Online banking software’s and their price
This slide covers
different vendors
providing E Banking
software's to banks.
You can make
changes to this slide
accordingly
List of vendors developing online banking software’s
35. Table of
Action plan / Course of action
• Digitalization techniques
• Workforce training
o Outsource appropriate trainers
o Training timeframe
o Budget allocation
• Implementation cost for E-Banking
• Timeline for E-Banking software installation
Implement E Banking
• Overview
• Key statistics
• Market segmentation
o Banking type
o Solution type
• Products & services
• Leading industry players
• Reasons for Implication of Online Banking
CONTENTS Executive summary
Vendors for E Banking software’s
Company Overview
Federal regulations
Problem statement
• Financial impact
• Product awareness and usage
• Customer base
• Projected revenue
• Competition benchmark
Impacts / Results
• Integration with E Commerce
• Relative Reduction in Company Expenses
• Transaction Count
• Financial Growth
• Increase in Customer Base
Industry analysis
• Porter 5 Forces Analysis
• PESTEL Analysis
Recommendations
35
36. Integration with E Commerce Platforms
In today’s digital era becoming online will provide the option of integration with E Commerce
Mostly customers prefer shopping over online platform and make online payments
Presence on different E Commerce platforms will increase customers preference towards our bank in comparison
with competitors
Proposed integration with different
E-Commerce websites
Amazon
Myntra
Flipkart
E Bay
Paytm
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This slide covers
alliance with different
E Commerce
websites for benefit
of organization. You
can make changes to
this slide accordingly
Alliances with different E Commerce websites
36
37. Relative Reduction in Company Expenses 37
Online presence will result in automation because of which existing employees will be able to
cater more customers
In case of business growth, requirement of hiring more employees will be reduced
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This slide covers
reduction in future
workforce due to
automation by online
banking. You can
make changes to this
slide accordingly
Automation increases employee's efficiency
Employee to Customer Ratio
Before Implementing E-Banking Before Implementing E-Banking
1:20 1:10
38. Transaction Count
Products
2015-2018 Transaction Count
(Offline Mode)
2019-2022 Transaction count
(online mode)
Forecasted / Estimated
Small Business Loan 450 850
Working Capital Loan 500 900
Credit Cards 350 745
Home Loans 440 800
Personal Loans 550 869
Savings Deposits 600 900
Number of transactions by customers during online mode will increase in respect to offline mode
Different payments made on E Commerce websites
Apply for different bank products & services i.e. credit cards, loans, deposits, etc.
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This slide covers
estimated count of
different transactions
being online. You
can make changes to
this slide accordingly
Comparison between transaction count being offline and online
38
39. Financial Growth
Financials
2015 Figures
In Dollars ($)
2016 Figures
In Dollars ($)
2017 Figures
In Dollars ($)
2018 Figures
In Dollars ($)
2019 Forecasted
Figures (Online mode)
In dollars ($)
Net Sales 2,17,700 2,19,540 65,540 45,930 63,000
Other Income 3,280 4,020 830 910 4,000
Total Revenue 2,20,980 2,23,560 66,370 46,840 68,854
Gross Profit 71,900 72,360 11,450 8,080 17,869
Profit After Tax 7,140 6,600 2,450 -190 9,874
Net sales of bank after implementing E Banking will increase eventually
Start attracting different customers through presence on different online platforms
Easy access will make customers purchase required product or services of bank based on their requirement
Effective E Banking serves will increase customers referral's towards different products or services
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This slide covers
forecasted figures of
different financials
after deploying online
banking. You can
make changes to this
slide accordingly
Increment in sales after deploying electronic banking
39
40. Increase in Customer Base
Financial Year Current Account Saving Account Loans Insurance
December 12, 2014 680 863 400 532
December 12, 2015 541 652 357 491
December 12, 2016 467 574 214 351
December 12, 2017 491 521 232 296
December 12, 2018 300 421 145 198
December 12, 2019 (Forecasted) 487 652 300 250
YEAR
This slide covers
forecasted count of
different customers
being online. You
can make changes to
this slide accordingly
Improvement in customer count from previous figures post deployment of electronic banking
40
41. 41
Number of Employees
• Add Text Here
Company Overview
Bank Snapshot
Key Strategic Moves and
Developments
• Add Text Here
Values
• Add Text Here
• Add Text Here
Overview
• Add Text Here
Operating
Business Segments
• Add Text Here
Performance
• Add Text Here
Achievements
This slide covers
brief profile of banks
providing online
banking services.
You can make
changes to this slide
accordingly
Profile for bank currently using electronic banking
Bank ABC
42. Recommendations
Banks should adopt online mode of operations for ease of their working and customers
Different financial problems occurs because of offline mode due to which customers
starting shifting towards different competitors in the same industry
Online operations increases competitive advantage for banks
Online banking rapidly increase customer base as compared to traditional offline banking
Add Text Here
Add Text Here
Based on the different
facts and figures
mentioned above, few
recommendations about
adoptions of online
banking is stated below:
This slide covers
brief profile of banks
providing online
banking services.
You can make
changes to this slide
accordingly
Different suggestions / views regarding implication of Electronic banking
42
45. Graphs and Charts 45
20
30
55
50
85
35
75
80
0
10
20
30
40
50
60
70
80
90
100
Q1 Q2 Q3 Q4
(in
percentage)
2020
01 Product
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changes automatically based on data.
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02 Product
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47. 47
Roadmap 1/5
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2018 2020
2019
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48. 48
Roadmap 2/5
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2017
2018
2019
2020
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49. 49
Roadmap 3/5
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2016
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50. 50
Roadmap 4/5
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51. 51
Roadmap 5/5
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2014
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2020
52. 52
90
60
30
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30
60
90
Days
Plan
53. 53
Our Team
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Designation
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54. Our Vision
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54
55. 55
Gantt Chart
Year 1 Year 2 Year 3
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Activity
56. Our Target
56
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57. 57
Post It Notes
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59. Financial
Minimum
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60. 60
Mind Map
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61. 61
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Email Address
emailaddress123@gmail.com
Address
# street number, city, state
Contact Number
0123456789