The National Payments Corporation of India (NPCI) NACH platform facilitates high volume inter-bank electronic payments which may be repetitive or periodic in nature. Customers can authenticate NACH mandates in various forms using paper mandates as well as electronic mandates for these kinds of payments.

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www.paycorp.io
NACH Repeat Payment Setup &
Collection Automation Service
Automate collection of your repeated payments. Setup payment instructions
and receive payment conveniently
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2. About Us
Who we are
Experts in building payments modernization systems for financial
institutions, corporates and government.
Our Mission
To be the partner of choice and specialists for financial institutions,
corporates and government in their payments automation journey.
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3. Solution Objective
End to end payments solution for enterprise,
on cloud to setup instructions, disburse,
collect payments and reconcile
in a simple and efficient manner
using modern technology.
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4. Problems We Solve
• Enable to move to digital mandates for loan premium collection and get revenue realization on the scheduled date.
• Digital mandates setup enabled through portal, API service for external applications to consume, corporates to extend
the service directly to their customers.
Bring
operational
efficiency
and
predictability
Ensures to
collect on
time
?
CASH FLOW TIME DELAYS
• Lack of a visibility into in
receivables
• Integration Complexity
• Regulatory Compliance
• Meeting the demand for
change
• Lots of Manual Operations
• Paper mandates processing TAT is
high (usually takes 7 days)
• Tedious to Identify and follow up on
failed transaction
• Missing Payment
deadlines
• Increased rejections of
mandate registrations
• Payment returns and
tracking
• Consumer experience shapes corporate
expectations
• Rising regulatory costs
Operation
efficiency
Increased
cost
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5. Our Offering
Comprehensive payment framework to manage repeat payments fully integrated
with NPCI specifications and flexibility to operate with any sponsor bank..
API Mandates
Mandate setup and Collections
Esign
Mandates
Paper
mandates
API services
Collection Reconciliation
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6. Mandate Setup Services
Supports all variants of repeat payment setup
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Register the E-Mandate using Net Banking/Debit Card Authentication
NACH E-Mandates
Setup paper mandate with least human intervention
NACH Paper Mandates
Setup mandate directly with customer’s bankers
Direct Debit Mandates
Setup E-Mandate through UPI
UPI Mandates
API Integration with NPCI
Integration with Client ERPs
Client / Customer Alerts
Mandate Cancellation
Stop / Revoke mandates
Split Mandates, Alternate Mandates
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APIs for Client Channels

7. Payment Collections
End to End payment lifecycle coverage
Direct Debit Request to Banks
Client Collection file upload
Collection Re-attempt for non-
payment cases
Collection Warehousing
Auto-collection for Fixed
Mandates
NACH Payment Presentment
Payment default predictions
and engagement
Collection through Current /
Nodal Accounts
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Payment Reconciliation Debit Collection service support

8. Paycorp.io : E-Mandate Registration
Net Banking
* Web based solution * Mobile device compatible
Initiate an E-Mandate request for the recurring premium payment of
Insurance Policy taken by your customer
Mandate Authentication Options
Debit Card
Aadhaar eSign
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9. E-Mandate Setup
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Utility
Providers
Corporates
Banks/NBFCs
Insurance / Mutual
Funds
Clients
(Banks, NBFCs, Corporates,
Utility Companies etc.)
Universities,
Colleges &
Schools
Telecom
Service
ERP
User
paycorp.io
Data Capture
File
Redirect
Web Portal/
Mobile App
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10. E-Mandate : Customer Authentication
paycorp.io
Customer
(Using Mobile Application)
Debit Card
Authentication
View Mandate
Net Banking
Authentication
Initiates authentication
Customer’s
Bank
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2 3
Or
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NPCI
Mandate
Request Status
Client
Device
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Mandate Status Mandate Status
Redirects
Redirects
Authentication
Status
Mandate Request authentication by Customer from anywhere
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11. How It Works
Payment processing infrastructure
E-Mandate
Destination
Banks
Bank 1
OnMAGS
NPCI
Corporate ERP
Integrations
Mandate Data
Customer
Bank2
Bank 3 Bank N
Other
Corporates
Education
Institutions
NBFCs
Insurance /
Mutual Funds
Payment Collection
Direct Debit Mandate
Payment Processing NACH Mandates
NACH Transactions
Direct Debits
Banks
NACH Mandate &
Transactions
Information
Paper Mandate
Reconciliations
Clients
Collection Centres
AA Data Request
E-Mandate Authentication
AA Consent to share the
date
Online
Offline
UPI Connect
UPI partner
Bank
UPI Mandate
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Collection Support
Statement Details

12. Value Proposition
Future Ready
New technology stack , open
source SOA, multi platform ,
responsive UI
Operational Efficiency
Removes manual handling ,
minimize support issue ,
removes processing lags
Maximize STP
between corporates & bank ,
Improved STP for payments file
Visibility & Predictability
Payment & cashflow visibility &
predictability
Integration ease
multiple formats , multiple system
integrations & routing management,
Plugin to existing corporate banking
Exception Management
auto Return reverse files feeds
Comprehensive MIS
comprehensive search and
customized report
generation ,
Customer Convenience
one place to handle receivables and
payable payments
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13. Our Success Story
Delivering
streamlined
payment
solutions for
banks &
Corporates
2 Million
Mandates processed
100 Million
Payment transactions
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ACH customers
11 years
of product maturity
2600 days
of payment processing
2019
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14. Paycorp.io
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Contact us
T.S. Karthikeyan
Co-founder and Chief services officer
M: +91-98451 13289
Karthik.Thenkarai@evolvussolutions.com
www.paycorp.io
Rajesh Thayial
VP and Product specialist
M: +91-95919 91998
rajesh.thayial@evolvussolutions.com
www.paycorp.io
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