Offline Portfolio Management Service, PMS

1. 1. PLANT
Plant the Right Seeds
3. HARVEST
Harvest your Wealth
2. NURTURE
Nurture them to Grow

2. An Offline Portfolio Management Service
1. YOU PLANT 2. WE NURTURE 3. YOU HARVEST

3. An Offline Portfolio Management ServiceTABLE OF CONTENTS
Objective
Salient Features
Advantage & Benefits
Business Model
Service Suitability
Investment Methodology
Portfolio Management
Portfolio Updates & Alerts
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4. An Offline Portfolio Management ServiceOBJECTIVE
The basic objective of this service is to build wealth by investing in portfolio
of selected stocks through a focused and disciplined approach. Our equity
analysts team is committed to protect your capital and grow it at a healthy rate
by focusing on wealth enhancement.
The strategy is to acquire equities of strong and profitable businesses at
market prices well below their intrinsic value.
Using Wealth-Builder, you can experience in real time how wealth can be
created. You will plant the right seeds, nurture them under our guidance and
harvest your wealth in long run.
YOU PLANT WE NURTURE YOU HARVEST

5. An Offline Portfolio Management ServiceSALIENT FEATURES
Wealth-Builder is an alternative solution to various mutual funds and regular
PMS offerings
An ideal service for investors looking for professional guidance for investing
in stocks directly to build wealth over the years
Ensures saving of hefty fees and charges. One time nominal annual
subscription charge in place of regular administration / management fee,
entry / exit load charges, brokerage and commission on profits
Portfolio management cost @ 7.5% per annum in case of minimum
investment of Rs. 2 Lacs, reduces to 1.5% for Rs. 10 lacs portfolio
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6. An Offline Portfolio Management ServiceADVANTAGE & BENEFITS
Portfolio includes our well researched stock recommendations – Hidden
Gems, Value Picks and 15% @ 90 DAYS.
Minimum churning of the portfolio (once or twice in the month) saves
brokerage and reduces the changes of wealth erosion due to frequent
brokerage cost
Direct access to portfolio under professional guidance. Exposure to small
cap stocks with early entrance advantage over mutual funds and institutions
Maximize the returns from equity investments ensuring better returns
compared to broader indices
Refund of annual subscription charges if Saral Gyan Wealth-Builder portfolio
underperform major indices like Sensex or Nifty for entire calendar year
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7. An Offline Portfolio Management ServiceBUSINESS MODEL
In a conventional PMS or a Mutual fund, the success of a portfolio is entirely
depends upon the Portfolio Manager. However, in the case of an Offline PMS
like Wealth-Builder the success of the portfolio depends on both the Portfolio
manager and the Investor.
The Portfolio manager creates and maintains a portfolio, while the investor
will replicate the portfolio with discipline.
Any new customer will be provided with an initial portfolio that he may need
to replicate. As and when any changes are being made to the portfolio, the
investor will be informed about the changes through a detailed report.
The changes to the portfolio will be made only after the market hours,
thereby giving sufficient time for the investor to take action.
Continue…
YOU PLANT WE NURTURE YOU HARVEST

8. An Offline Portfolio Management ServiceBUSINESS MODEL
The Portfolio manager will start Wealth-Builder portfolio with an initial
investment of INR 10 lacs (1 million).
The investor will replicate the equity holdings by applying the original ratio
of holdings to his/her portfolio allocation size.
YOU PLANT WE NURTURE YOU HARVEST

9. An Offline Portfolio Management ServiceSERVICE SUITABILITY
This service is suitable for investor’s who can…
Allocate a minimum sum of INR 2 lac (0.2 million) towards equity
investment using Wealth Builder
Strictly adapt to the portfolio changes as suggested by Wealth-Builder
Manager within a period of 2 days
Understand the huge potential of small cap stocks and the risk associated
with them
Has the acceptance to high risk – high reward factor and have considerable
risk tolerance
Look at wealth building over the years and not on instant profits or short
term gains
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10. An Offline Portfolio Management ServiceINVESTMENT METHODOLOGY
Invest in Hidden Gems & Value Picks:
Wealth-Builder gives an opportunity to invest directly in Hidden Gems
(Unexplored multibagger small cap stocks) and Value Picks (Mid stocks with
plenty of upside potential). Saral Gyan Hidden Gems and Value Picks are
outperforming major indices like Sensex & Nifty since the date of launch.
Buy Low & Sell High:
We will follow discipline approach of profit booking and buy stocks when they
trade below their intrinsic value. We add new stocks which are grossly
undervalued and offer scope for price appreciation.
Focus on Long Term:
Investing in equities can be risky but if invested for long term, equities can
maximize returns compared to any other asset class. To take full advantage of
this phenomenon, investments would be made with a long term perspective.
YOU PLANT WE NURTURE YOU HARVEST

11. An Offline Portfolio Management ServiceINVESTMENT METHODOLOGY
Early Entrance Advantage:
Wealth-Builder gives an opportunity to have exposure in fundamentally strong
and highly undervalued small/micro cap stocks. Mutual funds and Institutional
investors can not have exposure in such stocks due to small size of the
company but once company grows to a reasonable size, their entry into the
stock yield maximum returns for early entrants.
Growth over Value Investing:
Wealth Builder will be an aggressive portfolio taking maximum exposure in
mid cap followed by small cap stocks over large caps. Focus will be to
maximize wealth by investing in business opportunities which are scalable and
are part of emerging sectors.
Market Factors:
Short term market volatility can affect valuations of the portfolio but this will
not affect decision to own fundamentally strong companies.
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12. An Offline Portfolio Management ServicePORTFOLIO MANAGEMENT
Portfolio will be managed considering below points:
The maximum allocation to stocks not recommended by Saral Gyan as
Hidden Gems, Value Picks and 15% @ 90 DAYS will not be more than 25%
The maximum allocation to Hidden Gems is at 25% of the portfolio
The maximum allocation to Value Picks is at 50% of the portfolio
The maximum allocation to 15% @ 90 DAYS is at 50% of the portfolio
The maximum limit of cash levels cannot exceed 60% of the portfolio
Based on the market condition and in order to protect and maximize capital,
portfolio manager can make changes to above clauses with proper
communication to Wealth-Builder subscribers
YOU PLANT WE NURTURE YOU HARVEST

13. An Offline Portfolio Management ServicePORTFOLIO UPDATES & ALERTS
Change in Portfolio (Buying and Selling of new/existing stocks – if any) are
done after market hours on any particular day. In such a case, changes in
Portfolio will be communicated (over sms & email) to all Wealth Builder
members prior to market opening next day.
Updated portfolio will be shared with all the members during 1st and 3rd
week of the month. Actual date will depend on portfolio reshuffle day during
the month.
All Wealth-Builder members are expected to replicate the updated portfolio
within 2 days by selling existing stocks or buying new stocks or profit booking
etc.
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14. An Offline Portfolio Management ServiceDISCLAIMER
This document is not for public distribution and has been furnished to you solely for your
information and must not be reproduced or redistributed to any other person. This material is
for the personal information of the authorized recipient only.
The recommendation made herein does not constitute an offer to sell or soliciation to buy any
of the securities. No representation can be made that recommendation contained herein will be
profitable or that they will not result in loss. Information obtained is deemed to be reliable but
do not guarantee its accuracy and completeness. Readers using this information contained in
this document are solely responsible for their action.
Saral Gyan Capital Services or its representatives will not be liable for the recipient investment
decisions based on this report. Saral Gyan Capital Services directors, officers and employees or
its affiliates may or may not hold positions in the companies/stocks mentioned herein.
Saral Gyan Capital Services
159/B, Sadar Cantt,
Jabalpur M.P - 482001
Website: www.saralgyan.in , www.saralgyan.com
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