22. หลักเกณฑ์บางส่วนของรางวัล FT/IFC Sustainable Bank of the Year
Strategic Approach L4 Mainstreamed
L3 Operationalizing
Sustainability
L2 Reputational Risk
Management
L1 Financial Risk
Management
Sustainability
Strategy:
What is the current
top management
approach to
sustainability?
Sustainability
mainstreamed as a
core driver of long
term performance.
Assess and effectively
manage ESG risks in
transactions. Selective
transactions into ESG
beneficial sectors.
Reputational risk
management. Screen out
high-risk transactions.
Minimum focus on
sustainability as a
nonbusiness related
issue.
Financial Indicators:
What is the FI’s
overall financial
performance?
Financial
outperformance
Strong financial
performance
Inconsistent financial
performance
Financial
underperformance
Sustainability
Indicators:
How does the FI
assess sustainability
performance?
Sustainability
measured
systematically as a
core driver of
transaction
performance
Consistent indicators
around risk/policy
compliance
Indicators around risk/policy
compliance
No systematic
sustainability
indicators
22
40. การจัดประเภทสินเชื่อโครงการตามหลัก Equator
Category Risk Level Definition
A High Projects with potential significant
adverse social or environmental
impacts, which are diverse,
irreversible or unprecedented.
B Medium Projects with potential limited
adverse social and environmental
impacts, which are few in number,
generally site specific, largely
reversible and readily addressed
through mitigation measures.
C Low/None Projects with minimal or no social
or environmental impacts.
40
41. เงื่อนไขตามหลัก Equator สาหรับโครงการประเภท A และ B
Requirement Category A Category B
Environmental and Social Impact Assessment All Category A All Category B
Action Plan and Management System All Category A Category B*
Public Consultation All Category A Category B*#
Grievance Procedures All Category A Category B*#
Independent Expert Review All Category A Category B#
Independent Monitoring All Category A Category B#
Annual Reporting Obligations All Category A All Category B
Loan Covenants:
— Materially comply with applicable social and environmental laws, regulations, and
permits
— Materially comply with the Action Plan and Monitoring/Management Systems
— Compliance and enforcement mechanisms
— Decommissioning Plan
— Compliance with Decommissioning Plan
All Category A Category B*#
Key:
* Non-OECD countries and non High-Income OECD countries.
# Considered appropriate to subject the Category B project to the requirement.
41