S
UK Fintech Market
Big Data, Method of payment, Startups and
actors of Card Process

Method of payments

KEY BRICK
United kingdom and Ireland are investing billion in Fintech startups in
order to boost best projects and help them with campus and fundraising.
They are creating thousand of different technology that mix idea and
cutting-edge technologies focus on..
-bespoke service for client and
-optimize payment process
-Customer retention using bespoke ads
-banking service
-easy way to pay on internet avoiding bank’s charges

BANK’S APP FOREIGN
TRANFERT
RETAILER’S
APP/BIG DATA
BITCOIN
Monitise Worldremit Yoyo Bitcoin US
Judo Transferwise us Droplet Bit Rserve
Trustly Transfergo Ringpay Gyft UK
Zapp us Gocardless Snapcard
Payleven Flypay Coin US
Revolut
Izttle

Cases
S TRUSTLY - is an online PSP offering B2C and C2C payments. Its
payment methods were created for mobile devices and offer cross-
border payment functionality which makes the platform well suited for
international eCommerce on mobile and tablet devices. The company
covers 57 banks, serving over 67m customers.
S TRANSFERWISE - lets expats, foreign students and business move
money globally. During the last 12 months the company has introduced
new mobile platforms, including iOS 8and Android. The business also
rebranded, redesigned their payment flow and launched their first
international TV campaign. The company has been valued at close to
$1bn.

OTHERS CASES
S GOCARDLESS – is a UK based service that allows smaller merchants
to easily set up interbank transfers for customers. The company
makes collecting by Direct Debit easy for everyone, from one –man
bands to multi-nationals throughout Europe. Clients include,
Crowcube, Fundng Circle and The Guardian.
S YOYO-is a mix between new process of payment and use all the
purchases to have data and make marketing action or review your
product. Retailer will use it to make statistic with others data or contact
the customers for new promotion and also collect points increasing
customer fidelity. Paying through bar code or show 16 digits number.
They are testing this new way to purchase in few UK university.

CARD PROCESS

UK ACTORS
ISSUER ACQUIRER PROCESSOR
Citibank Bank of America Discover
Chase Vantiv Mastercard
Wells Fargo First Data Interac
Bank of america Citi Union Pay
Barclays Fis Mastercadrd
Capital One Tsys American Express
Pnc Elavon Visa
Usbank GlobalPayment
Hsbc Wells Fargo
Dbank Heartland
American Express Barclays
Chase
Fiserv

Better know everybody
Gateways Networks ISOs/MSPs
Stripe Discover The transaction Group
Wepay Interac PowerPay
Beanstream American Express Flagship
Paypal Visa American
Worldpay Mastercard Paywire
Optimal UnionPay Merchant One
Bluepay Jcb Commerce
Sagepay North America
Klarna Pivotal
Braintree National Bankcard
Securenet PayPros
Digital River Versapay
Cardconnect CreditcardProcessing
BlueSnap Everlink
Authorize

ISSUER LIST
Acqua card
Avios
Bank of Scotland
Barclaycard
Capital One
Halifax
HSBC bank
Lloyds TSB
M&S Credit Card
MBNA
NatWest
Post Office Mastercard
RBS
Sainsbury’s Bank
Santander
The partnership card from Johns Lewis and
Waitrose
Virgin Credit Card

Big Data

Big Data in action..
The main reasons to use Big Data:
• Fraud Detection
• Customer Experience
• Risk Management
• Investment Decisions
• Operational Investment

What are the challenges for Big
Data
• Laying the right foundations for data
• Finding people with the appropriate level of business nous data
analysis skills
• Dealing with legacy system
• Turning data into something you can act on
• Overcoming technical infrastructure challenges

GRAZIE