Family dentistry of Frisco, a full service award winning dental practice in Frisco Texas. Presents a presentation on frequently asked question regarding Dental Insurance

1. Dental Insurance
Frequently Asked Questions
Family Dentistry of Frisco
Laser, Sedation and Implant Center
11560 Teel Park Way, STE200, Frisco, TX75033
www.familydentistryoffrisco.com

2. Dental Insurance – FAQ’s
1.What should I look for in my dental insurance?
Many patients at the Family Dentistry of Frisco ask this
question. Many patients believe dental insurance is like
medical insurance. They are nothing alike.
You should look at these top three factors
• Annual Dental Maximum
• Dental Waiting Period
• Coinsurances
Family Dentistry of Frisco
Laser, Sedation and Implant Center
11560 Teel Park Way, STE200, Frisco, TX75033
www.familydentistryoffrisco.com

3. Dental Insurance – FAQ’s
2.What is an annual dental maximum and why is it important?
It is the maximum amount of money that the dental insurance will pay per
individual on the dental policy for the policy period. The average dental
maximum ranges between $1,500-$2,500. It is probably the most important
piece of information on a dental policy as the patient will not have anything
more than that amount paid towards their dental treatment. It is important
to find out if your maximum covers dental cleanings or if it is separate. If it is
separate, your dental cleaning will be covered even though you have used
your dental maximum for your dental cleanings.
Family Dentistry of Frisco
Laser, Sedation and Implant Center
11560 Teel Park Way, STE200, Frisco, TX75033
www.familydentistryoffrisco.com

4. Dental Insurance – FAQ’s
3.What is a dental waiting period on a policy?
• The dental waiting period on a policy is the amount of time a patient
has to wait before their benefits are applied. In another words, the
insurance company will not pay until that waiting period has been
met. Generally, preventative and diagnostic services , like a dental
cleaning, will be covered right away but all other services will not be
paid until the waiting period is satisfied. At the Family Dentistry of
Frisco, we urge you to get your six month dental cleanings to lessen
the probability of dental decay.
Family Dentistry of Frisco
Laser, Sedation and Implant Center
11560 Teel Park Way, STE200, Frisco, TX75033
www.familydentistryoffrisco.com

5. Family Dentistry of Frisco –
Dental Insurance FAQ’s
4. What is a dental coinsurance?
• A dental coinsurance will be the percentage of amount that the
insurance will pay. For example, if you need to get a filling done at the
Family Dentistry of Frisco, most insurances will, on average, have a
coinsurance of 80%. So that means that you will pay 20% of the filling
at the Family Dentistry of Frisco.
Family Dentistry of Frisco
Laser, Sedation and Implant Center
11560 Teel Park Way, STE200, Frisco, TX75033
www.familydentistryoffrisco.com

6. Family Dentistry of Frisco- Dental Insurance
FAQ’s
5.When does my insurance renew?
• Every plan or policy will renew at a different time. At the Family Dentistry
of Frisco, we have found that most policies renew on a calendar year basis,
which is January. Some policies do have alternate renewal dates. Our team
at Family dentistry of Frisco can help you find out the specifics of your
Dental Insurance
Family Dentistry of Frisco
Laser, Sedation and Implant Center
11560 Teel Park Way, STE200, Frisco, TX75033
www.familydentistryoffrisco.com

7. Family Dentistry of Frisco – Dental Insurance
FAQ’s
6.What can I do to get better my dental insurance?
• Opt for a better policy during the vesting period. Generally, the
vesting period for most employers and the government is at the end
of the year. Be sure to ask an insurance coordinator at the Family
Dentistry of Frisco to see what insurances are best for your dental
goals with Dr. Paresh Patel. The best plan, for all patients, is to come
in and see Dr. Paresh Patel for a comprehensive exam and see what
types of plans are needed for their dental goals based on their dental
exam. Family Dentistry of Frisco
Laser, Sedation and Implant Center
11560 Teel Park Way, STE200, Frisco, TX75033
www.familydentistryoffrisco.com

8. Family Dentistry of Frisco- Dental Insurance
FAQ’s
7.What insurance plans does Family Dentistry of Frisco take?
• Dr. Paresh B. Patel and the Family Dentistry of Frisco pride themselves
in taking all PPO plans
Family Dentistry of Frisco
Laser, Sedation and Implant Center
11560 Teel Park Way, STE200, Frisco, TX75033
www.familydentistryoffrisco.com