1. PRODYUT PAUL
E-Mail: paulprodyut.paul01@gmail.com
Mobile: 09686493994
Seeking career enhancing assignments in the domain of Financial & Credit Analysis/Planning with a
growth oriented organization.
SYNOPSIS
 A qualified professional with 5 years of experience in the financial report generation for optimizing financial
budgeting. Gained sound knowledge in Financial Accounting, Corporate Accounting, Financial Analysis and
Budgeting, Research Report making.
 Currently working with Dell as Financial Admin Sr. Associate (Credit Analyst) (June’2013).
 MBA (Finance & Marketing) from Institute of Management, Kolhapur, B V U, Pune in 2010 (Aug’2008-
Jun’2010).
 Possess sound knowledge about prevalent economic/financial reforms in financial markets with hands on
experience in managing a wide array of financial products.
 A strong communicator with the ability to interact effectively with people at all levels.
 Endowed a flexible learning; detail oriented and positive work ethic.
 Superior people management and analytical skills; and proven ability to work independently as well as a part
of a team and multitasking.
PROFFESSIONAL EXPERIENCE
Since June’13 Dell, Bangalore Financial Admin Sr. Associate
Accountabilities:
 Approving credit $100,000 to corporate customers as per credit guidelines.
 Analyzing financial statements for assessing creditworthiness of customers.
 Credit write-up for exceptional approvals from Top management.
 Group Credit Check.
 Expertise in Dun and Bradstreet’s And Credit Safe credit risk tool for credit appraisal.
 Prepare full scope review (Credit risk management) of all the accounts.
 Proactive creation of credit capacity by liaising with Sales department.
 Work and Analyze Rejection Rate.
 Budgeting, MIS reporting (MMA reports), Consolidation of Accounts, and Fund Management.
 Portfolio risk management of Terms accounts in EMEA region.
 Skilled in supervising the preparation of business related MIS reports to provide feedback to the management
on financial performance Viz risk control.
 Analyzing the tread reports and waterfall graphs on the performance of the respective businesses. Investigation
and substantiation the reasons for abnormal flows month on month.
 Business Performance reporting: Perform variance analysis of Sales, Costs & Functional expenses vs. Budget /
Forecast and provide snap shot to management for action.
 Working on hold’s report.
 Fraud Validation of the customer before approving credit line to a customer.
Notable Credits
 Excellent Learning curve: - Handled several regions such as UK & Ireland, NER, CPF & Germany.
 Consistently ranked in the top for over three quarters.
 Rejection Rate Analysis: - Instrumental in reducing Rejection Rate form 17% to 6%.
 Won On the Spot award & two times Be The Reason.
 Achieved best Cycle Time of 1 to 1.5 hours against SLA of 4hours and it is maintained from past three quarters.
 Recently awarded for “Legend of the quarter”

2. Since Dec’11 Xchanging, Bangalore Associate
SAP FICO User:
 Expertise in all the transaction related to Accounts Receivable & Bank Reconciliation.
Accountabilities:
 Intercompany Reconciliation (Closing of pending item in intercompany account according to its value).
 Balance Sheet & Profit & Loss Consolidation Report (Identifying the errors in GL & Sub GL Accounts, send
for reversal & book it correctly).
 Interest computation on intercompany loans.
 Preparation of Variance analysis after each month end closing.
 Manage Auditors And other Internal Audit Reviews.
 Generate various reports from SAP for Analytical purpose.
 Accounts Receivable – (Collection in SAP.)
 Marking vouchers as paid (Receiving of funds from banks & marking them as paid in SAP).
 Collecting/Chasing counterparty (Chasing counterparty for payment of funds within expected payment
date).
 Generating MIS reports (Documenting daily reports of funds as per client procedures).
 Special Projects (Posting Bank transactions manually in SAP, if the bank is not SWIFT connected).
 Initiating follow up inquiries or independently resolving exceptions.
 Mail Box monitoring (Respond to internal & external queries related to the process and resolving
discrepancies).
 Handling Team (Working as a whole unit with assisting each other).
Since Jul’10 Consulting Engineering Services (India) Pvt. Ltd., New Delhi Senior Assistant
Accountabilities:
 Formulating the MIS Reports, Personal Files, Sales Invoices and other financial reports to keep track of financial
performance.
 Controlling the operational expenses and monitoring expenses as compared to budgets.
 Reporting to the Executive Director with the daily revenue statements.
 Handling research projects of Indian National Academy of Engineering (Assessment of Civil Engineering
input in infrastructure development for the 12th Five Year Plan).
 Registration of Company in Tanzania (Was responsible for handling the registration money & also filling up
the forms & prescribed documents).
 Assisted in making Contract Agreements (Was responsible for looking after the financial quotient of the Joint
Venture contracts).
Notable Credits
 Suggested measures to feed record through software application rather than using time sheets which saves
time and reduces expense.
 Was involved in projects worth values 15 lakhs to 6 Crores to estimate the revenue generation.
Previous Assignments
 Worked with Consulting Engineering Services (India) Private Limited as Senior Assistant (Jul’2010-
Nov’2011)
 Worked with Eureka Forbes, Noida, as Group Customer Specialist (Apr’2007-Sep’2007).

3. SKILLS SET
 Expert level knowledge of complete credit risk management, credit monitoring, analysis of financial
statements, calculation of ratios and forecasting cash flows for the future.
 Expertise in Dun &Bradstreet/Hoovers and Graydon Reports
 Good knowledge of capital and derivative markets.
 Superior people management and analytical skills; and proven ability to work independently as well as a part
of a team and multitasking.
 Experience in Process Migration, Knowledge transfer & process documentation.
 Proficient in MS-office (Excel, Word, Power Point, Mail Box)
 SAP FICO User
EDUCATIONAL CREDENTIALS
 MBA (Finance & Marketing) from Institute of Management. Kolhapur, Bharathi Vidyapeeth University, Pune
in 2010. Secured 65% (Aug’2008-Jun’2010).
 B.B.A. from Ideal Institute of Management & Technology, Guru Govind Singh IP University in 2007. Secured
68% (Jul’2004-May’2007).
 XII from Raisina Bengali School, CBSE Board in 2004. Secured 72% (Apr’2003-Mar’2004).
 X from Raisina Bengali School, CBSE Board in 2002. Secured 63% (Apr’2001-Mar’2002).
PROJECTS
Worked on the following projects:
 Comparative study analysis of quality between Chinese and Indian tyres (JK Tyres), New Delhi.
 Financial risk assessment of assets and liabilities of (SahniFabs), New Delhi.
BEYOND CURRICULUM
 Participated in seminars on NEN (National Entrepreneurship Network) Leaders & INAE (Indian National
Academy of Engineering).
 Awarded Certificate of Merit in Hindi in Class-X by Hindi Academy, NCR, Government Of Delhi.
 Represented College in Inter College Volley Ball Tournament.
PERSONAL DETAILS
Date of Birth : 6th
February 1987.
Permanent Address : E-784, Chittranjan Park, New Delhi, PIN-110019.
Languages Known : English, Hindi and Bengali.
DECLARATION
I hereby declare that the information and details of my qualification stated above is true to the best of my
knowledge. In the event of employment, I understand that false and misleading information given by me may
result in my discharge.
DATE:
PLACE: -------------------------------------------
SIGNATURE