Mudra Management is a financial consulting firm that has been operating for 10 years. They help clients obtain loans from banks and financial institutions. They provide various financial services including loan consultancy, document validation, and ethical trade practices. Mudra Management has the necessary permissions to be recognized as one of the best financial consultants in Madhya Pradesh. They prepare fair business dealings to gain long-term satisfied customers. Their experts assist with various finance products and customer service to provide professional and compliant services.
2. MUDRA
MANAGEMENT
A major business conglomerate has come
with operations since 10 years. We helps you
in getting loans from various banks and
financial institutions. We provides you
financial assistance related to you & your
organization. We have various in-house
facilities like finance related consultancy &
documents validation. Our company follows
ethical trade practices because we believe that
right to GENIUNE, SAFE & SECURE is
fundamental.
3. CONT….
Company have all the necessary permissions from
various govt. And non-govt organizations, thus
recognizing as it one of the best Financial Consultant in
Madhya Pradesh and this is the reasons which makes us
to prepare for the fair business dealings which will gain
us a long list of satisfied customers.
4. WHY MUDRA MANAGEMENT
???
Assist to serve various finance products for organization and
ensure optimal level of customer services through various calls on
telephone.
Administer and ensure compliance to all serve objectives.
Manage serving of various products in professional manner.
Monitor all customer queries and ensure timely response to all
issues.
Coordinate with customers and provide various company plans
and services and detail quote for all required information.
Maintain and update knowledge on all company products and
services.
Maintain knowledge on all competitor products and services and
analyze all advantages and disadvantages for various products.
Ensure optimal utilization of all serves tools and resources.
Documents and maintain all records of serves activities and
provide updates as per requirement.
Manage various documents for all serves sources efficiently.
Administer all underwriting process and maintain records for
same.
Participate in all departmental meetings and provide training for
same.
5. Managed by expert financial advisors and experienced professionals, Mudra
Management offers comprehensive financial solution to meet the diverse needs
of today’s requirements. Our expertise and experience has enabled us to
provide effective, customer friendly solutions for smart investors in all budget
segments. With the skilled and experienced professionals at the helm of affairs
of each of the department, we have been able to provide supreme services in
the field of finance.
Here’s what Mudra Management promises you:
•Comprehensive solutions to meet the needs of consumers when it comes for
funds raising
•Funds on customer friendly terms to buy residential or commercial property,
Working Capital & Project Funding
•Funds at the lowest interest rate and terms that suit your clients from multiple
banks and financial institutions
•Expert advice to find various &best available funding options
•Professionals with over 10 years of experience and expertise to guide you and
avoid bottlenecks
•Accomplishing the task within stipulated time frame- Be it fund finding for a
House or for a Big Project, we promise you on time delivery!
•We keep you posted at all stages- Regular reporting of status updates via email
and phone.
•Secure environment- We value the privacy of your data. Rest assured, we will
never circulate your data with others.
6. PRINCIPLES OF SOUND LENDING
LOANS
Productivity
Liquidity
Ability to payProfitability
Reduce Risk
9. HOUSING
LOANS
Home loans are loans that are taken for the
purpose of buying a house. Home loans are
secured loans. The house acts as a
Collateral or Security to the loan.
11. PERSONAL LOANS
A Personal Loan, also called a signature loan, is an unsecured
loan granted for personal use. This is usually used for meeting
expenses like home improvement , medical emergencies, or
major domestic purchases. You can get a personal loan in the
range of Rs. 50,000- 5,00,000. The repayment period usually
varies from 1 to 5 years.
12. BUSINESS LOANS
A business loan is a loan specifically intended
for business purposes. As with all loans, it
involves the creation of a debt, which will be
repaid with added interest. There are a number of
different types of business loan, suited to the
requirements of different types of business such
as bank loans, mezzanine financing, asset-based
financing and invoice financing.
13. MORTGAGE
LOAN
A mortgage is a loan in which property or
real estate is used as collateral. The
borrower enters into an agreement with
the lender (usually a bank) wherein the
borrower receives cash upfront then
makes payments over a set time span
until he pays back the lender in full.
14. OVERDRAFT
The word overdraft means the act of overdrawing
from a Bank Account. In other words, the account
holder withdraws more money from a Bank account
than has been deposited in it.
A Bank OD is when someone is able to spend more
that what is actually in their bank account. Obviously
the money doesn’t belong to them but belongs to
bank so this money will need to be paid back;
normally automatically done when money goes into
the persons a/c.
15. CASH
CREDIT
A cash credit is essentially a drawing account
against credit granted by the bank and is
operated in the same way as a current account
in which and overdraft limit has been
sanctioned. The principle advantages of a
cash credit account to a borrower are that ,
unlike the party borrowing on a fixed loan
basis, he may operate the account within the
stipulated limit as and when required and can
save interest by reducing the debit balance
whenever he is in position to do so.
16. PROJECT
LOANS
Project Loan is given by the lending institution or banks to
the borrower for the purpose of business expansion, reconstruction etc.
Project loan is also available to acquire the fixed assets like land &
building, plant & machinery etc. Project Loans are available to the
existing business or industrial houses for growth purpose and equally
available to the new business entrants in form of seed or start up capital.
Projects loans are generally mid or long term period loans but lending
institutions may consider the short term loan applications depending upon
the feasibility of the project. The short term Project Loan can be availed
for one year whereas the mid and long term project loans can be obtained
for up to 1yr moditorium and 5years repayment.
The rate of interest is quite competitive as the loan term is longer and
may be affected by the periodic changes made by the lending institutes.
Construction & Infrastructure, Engineering, Automobile, Power, Gas &
Petrochemical industries are some of the business domains generally
leverage on the Project Loans.
The aspirants should have the detailed project report ready as it is the
very basis of getting project loan sanctioned. The lending institutions
seek good credit, strong solvency ratio, strong management systems,
technology penetration etc. as granting criteria for project loans
17.
18. TERM
LOANS
Term Loan is normally extended for acquisition of
Land, Building & Machinery, purchase of vehicles etc.
and also along with working capital finance as
composite loans.
TL is given both for industrial and non-industrial
borrowers i.e. both for projects/ activities involved
in manufacture/ processing/ repairing and business
/ trading activities etc. The project needs to
establish technical feasibility & economic
viability.
ROI on TL depend upon various factors like
nature of the project, quantum of loan, risk rating,
repayment period & structure of the dept.