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Not all insurance policies are
created equal
Having Right Insurance Protection
“… please don’t burden yourself or your family with the financial stress of not

having the right insurance protection… especially when the best professional
advice that you can rely on is only a FREE toll phone call away ”
.

The importance of understanding the extent of your policy coverage and it’s
limitations is vital to ensure that you are adequately protected in the event a
claim should arise. It goes without saying that the ensuring that taking the
time to ensure that you have the right policy in place, with terms and
conditions that meet your needs, will prove to be invaluable you in the event
of a claim.
Call us now on 1300 739 861 for an obligation free quote and insurance
risk assessment.
Request an Insurance Quote
To obtain a quotation, enquire online at www.optimuminsurance.com.au.

In most circumstances we are able to provide an quote over the phone. If
you would like to discuss your needs further, contact us on 1300 739 861.
Policy coverage is always subject to the terms, conditions and exclusions of
the insurance contract and policy wording provided by the insurer.
Each insurance company has its own policy wording. This means that
coverage can vary considerably from one insurer to another. It is vital that
you compare each policy based on the appropriateness of cover for your
individual or business needs.
As Insurance Advisers, it is our role to understand the terms and conditions,
so contact us now for advice and a quote.
Our Insurance Products & Services
COMMERCIAL BUSINESS INSURANCE
•
•
•
•
•
•
•

Industrial Special Risks Insurance
Business Insurance
Public and Products Liability Insurance
Annual / Single Marine Cargo Insurance
Business / Commercial Motor Vehicle Insurance
Corporate Travel Insurance
Trade Credit Insurance

MACHINERY/CRANES EARTHMOVING

•
•

Earthmoving & Machinery Insurance
Liability & Hook Liability Insurance
Our Insurance Products & Services
PROFESSIONAL RISKS INSURANCE
•
•
•
•
•
•
•
•

Professional Indemnity Insurance
Directors & Officers Liability Insurance
Management Liability Insurance
Employment Practices Liability Insurance
Fidelity Insurance
Malpractice Liability Insurance
Information T
echnology (IT) Liability Insurance
Association Liability Insurance
Our Insurance Products & Services
TRANSPORT INSURANCE
•
•
•
•

Prime Movers, Trucks & Trailer
Insurance
Transport Depot Business Insurance
Transport Industry Liability
Insurance
Carriers Liability Insurance

CONSTRUCTION INSURANCE
•
•
•

Construction and Liability Insurance
General Property Insurance
Goods in Transit Insurance
Our Insurance Products & Services
WORKERS COMPENSATION INSURANCE
• Workers Compensation Insurance
INSURANCE PREMIUM FINANCE
• Monthly Payment Options

PERSONAL INSURANCE
•
•
•
•

Motor Vehicle Insurance
Home and Contents Insurance
Boat / Pleasurecraft Insurance
Travel Insurance
Connect With Us on Social Media
http://www.facebook.com/OptimumInsurance

http://www.linkedin.com/company/optimum-insurance
http://www.youtube.com/user/OptimumInsurance
https://twitter.com/#!/Optimum_Online
http://www.optimuminsurance.com.au/Blog.aspx
https://plus.google.com/u/0/100198722059770097421/about#1
00198722059770097421/about
Contact Us
Phone
Fax
Hours
Email
Website

+61 1300 739 861
+61 1300 732 225
9.00am to 5.00pm (EST)
Monday – Friday
service@optimuminsurance.com.au
www.optimuminsurance.com.au

Office Location
Level 1, 27 Belgrave Street,
Manly NSW 2095

Presentation Disclaimer –– “This material contains general information only and may not suit your
particular circumstances. To decide if a policy is right for you please carefully read the relevant Product
Disclosure Statement (PDS) and/or Policy wording. A copy of the PDS or policy wording is available by
contacting our office on 1300 739 861;”
Disclosure Statement – “Optimum Insurance Services Pty Ltd is a Corporate Authorised
Representative of Insurance Advisernet Australia Pty Ltd (Car No. 291220), Australian Financial Services
Licence No 240549, ABN 15 003 886 687.”

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Not all insurance policies are created equal

  • 1. Not all insurance policies are created equal
  • 2. Having Right Insurance Protection “… please don’t burden yourself or your family with the financial stress of not having the right insurance protection… especially when the best professional advice that you can rely on is only a FREE toll phone call away ” . The importance of understanding the extent of your policy coverage and it’s limitations is vital to ensure that you are adequately protected in the event a claim should arise. It goes without saying that the ensuring that taking the time to ensure that you have the right policy in place, with terms and conditions that meet your needs, will prove to be invaluable you in the event of a claim. Call us now on 1300 739 861 for an obligation free quote and insurance risk assessment.
  • 3. Request an Insurance Quote To obtain a quotation, enquire online at www.optimuminsurance.com.au. In most circumstances we are able to provide an quote over the phone. If you would like to discuss your needs further, contact us on 1300 739 861. Policy coverage is always subject to the terms, conditions and exclusions of the insurance contract and policy wording provided by the insurer. Each insurance company has its own policy wording. This means that coverage can vary considerably from one insurer to another. It is vital that you compare each policy based on the appropriateness of cover for your individual or business needs. As Insurance Advisers, it is our role to understand the terms and conditions, so contact us now for advice and a quote.
  • 4. Our Insurance Products & Services COMMERCIAL BUSINESS INSURANCE • • • • • • • Industrial Special Risks Insurance Business Insurance Public and Products Liability Insurance Annual / Single Marine Cargo Insurance Business / Commercial Motor Vehicle Insurance Corporate Travel Insurance Trade Credit Insurance MACHINERY/CRANES EARTHMOVING • • Earthmoving & Machinery Insurance Liability & Hook Liability Insurance
  • 5. Our Insurance Products & Services PROFESSIONAL RISKS INSURANCE • • • • • • • • Professional Indemnity Insurance Directors & Officers Liability Insurance Management Liability Insurance Employment Practices Liability Insurance Fidelity Insurance Malpractice Liability Insurance Information T echnology (IT) Liability Insurance Association Liability Insurance
  • 6. Our Insurance Products & Services TRANSPORT INSURANCE • • • • Prime Movers, Trucks & Trailer Insurance Transport Depot Business Insurance Transport Industry Liability Insurance Carriers Liability Insurance CONSTRUCTION INSURANCE • • • Construction and Liability Insurance General Property Insurance Goods in Transit Insurance
  • 7. Our Insurance Products & Services WORKERS COMPENSATION INSURANCE • Workers Compensation Insurance INSURANCE PREMIUM FINANCE • Monthly Payment Options PERSONAL INSURANCE • • • • Motor Vehicle Insurance Home and Contents Insurance Boat / Pleasurecraft Insurance Travel Insurance
  • 8. Connect With Us on Social Media http://www.facebook.com/OptimumInsurance http://www.linkedin.com/company/optimum-insurance http://www.youtube.com/user/OptimumInsurance https://twitter.com/#!/Optimum_Online http://www.optimuminsurance.com.au/Blog.aspx https://plus.google.com/u/0/100198722059770097421/about#1 00198722059770097421/about
  • 9. Contact Us Phone Fax Hours Email Website +61 1300 739 861 +61 1300 732 225 9.00am to 5.00pm (EST) Monday – Friday service@optimuminsurance.com.au www.optimuminsurance.com.au Office Location Level 1, 27 Belgrave Street, Manly NSW 2095 Presentation Disclaimer –– “This material contains general information only and may not suit your particular circumstances. To decide if a policy is right for you please carefully read the relevant Product Disclosure Statement (PDS) and/or Policy wording. A copy of the PDS or policy wording is available by contacting our office on 1300 739 861;” Disclosure Statement – “Optimum Insurance Services Pty Ltd is a Corporate Authorised Representative of Insurance Advisernet Australia Pty Ltd (Car No. 291220), Australian Financial Services Licence No 240549, ABN 15 003 886 687.”