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Kyan
I
1
CAMPUS
WHAT’S
NEXT?
#kyancampus
@laurent_maguire kyan.com
Laurent Maguire
Goodbye software.
Hello product.
CEO, Kyan
We help entrepreneurs
build digital products.
@laurent_maguire kyan.com
S E L E C T E D C L I E N T S
@laurent_maguire kyan.com
@laurent_maguire kyan.com
“We want to on-board more Millennial customers but we're just not attracting
them; indeed, we're losing them faster than ever before.
The burning question is what do we do to engage Millennials?
There is a sense of urgency to solve this problem given the revenue loss.
There's a real challenge concerning the speed at which we test, learn
and deliver. We're finding it very hard to get digital projects off the ground.”
Head of Digital Innovation at a UK High Street Bank
@laurent_maguire kyan.com
Why so much change?
Approach to development.
Managing development risk.
0 1
0 2
0 3
@laurent_maguire kyan.com
Two factors driving change.
@laurent_maguire kyan.com
O N E T W O
Emerging
technology
Increased
expectations
@laurent_maguire kyan.com
Why is customer expectation
increasing so fast?
@laurent_maguire kyan.com
@laurent_maguire kyan.com
@laurent_maguire kyan.com
+60%
@laurent_maguire kyan.com
5%1%
But we are not
a technology
company.
In 2017, everybody is having to
become a technology company.
@laurent_maguire kyan.com
60%
67%
Customers using online banking regularly in the UK.
Millennials use their mobile device as the
primary way of interacting with their bank.
@laurent_maguire kyan.com
I N C R E M E N T A L D I S R U P T I V E
10% 10X
@laurent_maguire kyan.com
@laurent_maguire kyan.com
18
Do one thing & do it better
than anyone else.
Nobody is trying to create a new
digital bank that does everything
the high street banks are doing,
and neither should you.
@laurent_maguire kyan.com
Fintech
unbundling.
TRADITIONAL BANK
CURRENT ACCOUNT INVESTMENT PAYMENTS LENDING
Atom Moneyfarm GoCardless CrowdCube
Smile Wealthify PayPal KickStarter
Monzo TransferWise iwocaNutmeg
@laurent_maguire kyan.com
Managing development risk.
@laurent_maguire kyan.com@laurent_maguire kyan.com
@laurent_maguire kyan.com
BIG IDEA LOTS OF WORK FAIL OR SUCCEED
Cyber-risk
Robotics process
automation
Death of the
broker / adviser
3D printing & nanotech
Omnichannel distribution Accelerated innovation Robotics & drones Social brokers & P2P
Digital Transformation
Machine learning,
chat bots & AI
Personal finance
aggregation
Trust breakdown
& price sensitivity
Social media
Always-on
hyper-connectivity
Internet of Things
Digital customer
expectations
Sharing economy
Augmented self
& wearable devices
Open APIs for UK banking
New power in
data & analytics
Blockchain
Digital workforce
Cryptocurrencies
& mobile wallets
Self-driving
autonomous vehicles
Virtual Reality
Impact
Maturity
T R E N D M A T U R I T Y V S I M P A C T
@laurent_maguire kyan.com
01 Day 02 Weeks 03 Months
@laurent_maguire kyan.com
M V P
Paper prototype
Business case
List of tech
Clickable wireframe
Business plan
Proof of concept tech
MVP
Go-to-Market Strategy
Platform built
@laurent_maguire kyan.com
.
Don't find customers for
your products, find products
for your customers.
@laurent_maguire kyan.com
S E T H G O D I N
W H O
Kyan & Google
W H E R E
Google HQ, Kings Cross
W H E N
July
@laurent_maguire kyan.com
Thank you.
@laurent_maguire kyan.com

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Kyan Campus - Innovation in Financial Services

  • 2. @laurent_maguire kyan.com Laurent Maguire Goodbye software. Hello product. CEO, Kyan
  • 3. We help entrepreneurs build digital products. @laurent_maguire kyan.com
  • 4. S E L E C T E D C L I E N T S @laurent_maguire kyan.com
  • 6. “We want to on-board more Millennial customers but we're just not attracting them; indeed, we're losing them faster than ever before. The burning question is what do we do to engage Millennials? There is a sense of urgency to solve this problem given the revenue loss. There's a real challenge concerning the speed at which we test, learn and deliver. We're finding it very hard to get digital projects off the ground.” Head of Digital Innovation at a UK High Street Bank @laurent_maguire kyan.com
  • 7. Why so much change? Approach to development. Managing development risk. 0 1 0 2 0 3 @laurent_maguire kyan.com
  • 8. Two factors driving change. @laurent_maguire kyan.com
  • 9. O N E T W O Emerging technology Increased expectations @laurent_maguire kyan.com
  • 10. Why is customer expectation increasing so fast? @laurent_maguire kyan.com
  • 14. But we are not a technology company. In 2017, everybody is having to become a technology company. @laurent_maguire kyan.com
  • 15. 60% 67% Customers using online banking regularly in the UK. Millennials use their mobile device as the primary way of interacting with their bank. @laurent_maguire kyan.com
  • 16. I N C R E M E N T A L D I S R U P T I V E 10% 10X @laurent_maguire kyan.com
  • 18. 18 Do one thing & do it better than anyone else. Nobody is trying to create a new digital bank that does everything the high street banks are doing, and neither should you. @laurent_maguire kyan.com Fintech unbundling.
  • 19. TRADITIONAL BANK CURRENT ACCOUNT INVESTMENT PAYMENTS LENDING Atom Moneyfarm GoCardless CrowdCube Smile Wealthify PayPal KickStarter Monzo TransferWise iwocaNutmeg @laurent_maguire kyan.com
  • 20. Managing development risk. @laurent_maguire kyan.com@laurent_maguire kyan.com
  • 21. @laurent_maguire kyan.com BIG IDEA LOTS OF WORK FAIL OR SUCCEED
  • 22. Cyber-risk Robotics process automation Death of the broker / adviser 3D printing & nanotech Omnichannel distribution Accelerated innovation Robotics & drones Social brokers & P2P Digital Transformation Machine learning, chat bots & AI Personal finance aggregation Trust breakdown & price sensitivity Social media Always-on hyper-connectivity Internet of Things Digital customer expectations Sharing economy Augmented self & wearable devices Open APIs for UK banking New power in data & analytics Blockchain Digital workforce Cryptocurrencies & mobile wallets Self-driving autonomous vehicles Virtual Reality Impact Maturity T R E N D M A T U R I T Y V S I M P A C T @laurent_maguire kyan.com
  • 23. 01 Day 02 Weeks 03 Months @laurent_maguire kyan.com M V P Paper prototype Business case List of tech Clickable wireframe Business plan Proof of concept tech MVP Go-to-Market Strategy Platform built
  • 25. . Don't find customers for your products, find products for your customers. @laurent_maguire kyan.com S E T H G O D I N
  • 26. W H O Kyan & Google W H E R E Google HQ, Kings Cross W H E N July @laurent_maguire kyan.com