Diese Präsentation wurde erfolgreich gemeldet.
Wir verwenden Ihre LinkedIn Profilangaben und Informationen zu Ihren Aktivitäten, um Anzeigen zu personalisieren und Ihnen relevantere Inhalte anzuzeigen. Sie können Ihre Anzeigeneinstellungen jederzeit ändern.

The 30-Day Money Cleanse

4.343 Aufrufe

Veröffentlicht am

This step-by-step action plan is like a detox diet for your finances. Walk through 30 days of ideas on how to save more, make more, and invest more to get your financial house in order this year.

Veröffentlicht in: Wirtschaft & Finanzen
  • Login to see the comments

The 30-Day Money Cleanse

  1. 1. The 30-Day Money Cleanse
  2. 2. A Step-by-Step “Detox Diet” For Your Finances
  3. 3. Day 1: Track Down Your Money
  4. 4. Day 1: Track Down Your Money Make a list of all your financial institutions, accounts, and logins.
  5. 5. Day 2: Identify Your Financial Goals
  6. 6. Day 3: Discover Your Net Worth
  7. 7. Day 3: Discover Your Net Worth Net Worth = What You OWN – What You OWE
  8. 8. Day 3: Discover Your Net Worth Pro Tip: Use a free tool like Mint or Personal Capital.
  9. 9. Day 4: Find How Much You (Actually) Make
  10. 10. Day 5: Find How Much You (Actually) Spend
  11. 11. Day 6: Calculate Your Monthly Profit
  12. 12. Day 6: Calculate Your Monthly Profit What’s your personal bottom line?
  13. 13. Day 7: “Bucket” Your Spending
  14. 14. Day 7: “Bucket” Your Spending Put everything into 1 of 2 categories: 1.Fixed 2.Discretionary
  15. 15. Day 8: Rank Discretionary Spending
  16. 16. Day 8: Rank Discretionary Spending Of everything in the Discretionary column, which ones brought you the most joy?
  17. 17. Day 9: Emergency Fund Check Up
  18. 18. Day 9: Emergency Fund Check Up Do you have 6-12 months of fixed living expenses in savings?
  19. 19. Day 10: Savings Interest Check UpDay 10: Savings Interest Check Up
  20. 20. Day 10: Savings Interest Check UpDay 10: Savings Interest Check Up Is your emergency fund is sitting in a low-interest checking account?
  21. 21. Day 10: Savings Interest Check UpDay 10: Savings Interest Check Up Consider moving it to a higher interest savings account like CapitalOne360 or Ally.
  22. 22. Day 11: Deploy Idle Cash
  23. 23. Day 11: Deploy Idle Cash If you have more than 12 months of living expenses saved up, put that money to work for you.
  24. 24. Day 11: Deploy Idle Cash Consider a service like Betterment or dividend investing for cash flow.
  25. 25. Day 12: Refinance High Interest Debt
  26. 26. Day 12: Refinance High Interest Debt For example, the average SoFi member saves over $22,000 on their student loans.
  27. 27. Day 13: Max Out Your 401(k)Day 13: Max Out Your 401(k)
  28. 28. Day 14: Sell Something From Your Attic or Garage
  29. 29. Day 15: Take a Break
  30. 30. Day 15: Take a Break You’re halfway there! Visit SideHustleNation.com for more details on all of these steps.
  31. 31. Day 16: Meal PlanDay 16: Make a Meal Plan
  32. 32. Day 17: Re-examine “Memberships” and Subscriptions
  33. 33. Day 18: Join Ebates
  34. 34. Day 18: Join Ebates Ebates is a free site that pays you cash back when you shop online.
  35. 35. Day 18: Join Ebates They’ll even give you a free $10 bonus just for signing up.
  36. 36. Day 19: Set Up Auto-Payments
  37. 37. Day 19: Set Up Auto-Payments Avoid late fees and interest charges.
  38. 38. Day 20: Take Inventory of Your Skills
  39. 39. Day 20: Take Inventory of Your Skills For inspiration, browse the categories at Fiverr.com.
  40. 40. Day 21: Post Your Gig
  41. 41. Day 21: Post Your Gig Other people are making money from these skills. Why not you?
  42. 42. Day 22: Take a Dip in the Sharing Economy
  43. 43. Day 22: Take a Dip in the Sharing Economy Here are 200+ ways to make extra money in “peer-to-peer” commerce.
  44. 44. Day 23: Set Up Your Clarity.fm Profile
  45. 45. Day 24: Subscribe to The Side Hustle Show Day 24: Subscribe to The Side Hustle Show
  46. 46. Day 24: Subscribe to The Side Hustle Show Day 24: Subscribe to The Side Hustle Show The “Best Business Podcast”-nominated show will help you build job-free income streams every week.
  47. 47. Day 24: Subscribe to The Side Hustle Show Day 24: Subscribe to The Side Hustle Show Just search “side hustle” in any podcast app and hit the “Subscribe” button.
  48. 48. Day 25: Find Your Rat Race Freedom Number
  49. 49. Day 25: Find Your Rat Race Freedom Number This is the bare minimum side income you need to quit your job.
  50. 50. Day 26: Start Rolling Your Side Hustle Snowball Day 26: Start Rolling Your Side Hustle Snowball
  51. 51. Day 26: Start Rolling Your Side Hustle Snowball Day 26: Start Rolling Your Side Hustle Snowball This is how you can “erase” your expenses one-by- one with new income streams.
  52. 52. Day 27: Get Some Free Money from a Bank
  53. 53. Day 27: Get Some Free Money from a Bank 1% cash back is boring. Especially when you earn 20-50% cash back on credit card spending with sign-up bonuses.
  54. 54. Day 27: Get Some Free Money from a Bank Check out ThePointsGuy.com for the best current offers.
  55. 55. Day 28: Set Monthly and Quarterly Financial Check Ups
  56. 56. Day 29: Make a Donation to Charity
  57. 57. Day 30: Treat Yourself!
  58. 58. Liked this 30 Day Money Cleanse? Please share it to help spread the word!
  59. 59. NICK LOPER Side Hustle Nation.com @nloper

×