Fintech & Insurtech - Payments: Company presentation by Moshe Selfin, COO & CTO of Credorax at the NOAH Conference London 2019, 30-31 October, Old Billingsgate. Credorax is a payment processing and merchant acquiring company providing services to cross-border multidimensional merchants.

1. Multi
Dimensional
Commerce
Moshe Selfin
Co-founder, COO & CTO
Why payments matter
Copyright © 2019. All rights reserved

2.  @NOAHConference
 @noah_conference
 @noah-conference
 @NOAHConference
FOLLOW USONSOCIAL

3. Copyright © 2019. All rights reserved
Credorax is a European fintech bank focused on
providing payments & banking services to
cross-border, omni-commerce merchants
Credorax is a European fintech bank focused on
providing payments & banking services to
multi-dimensional merchants

4. Copyright © 2019. All rights reserved
4000+
Merchants
85%
Cross-border
transactions
2012 2013 2014 2015 2016 2017 2018
Processing volume
x
57% CAGR
2x 3x 7x 10x 16x 20x
2000%
Growth

5. Remittance ServicesLoans
Virtual
Accounts
B2B/B2C/P2P
Payments
Approval Rate
Optimisation
FX Services
Payment Facilitator
Solutions
Marketplace
Solutions
PayByLink
Shopping Carts
Plugins
APM
Payment Page
Smart 3D
Secure
Worldwide
Connectivity
Token
Management
POS Solutions
Data APIInsights
Anti-fraud
Management
Copyright © 2019. All rights reserved
SMART
PAYMENTS

6. Copyright © 2019. All rights reserved
Multi
Dimensional
Businesses

7. China vs. Chinese
1.4B
China’s
population
150M
Chinese traveled
worldwide in 2018
60.5B
Mobile payments
transactions in 2018
Copyright © 2019. All rights reserved

8. Copyright © 2019. All rights reserved
8.7M
Israel’s
population
$3B
Spent in
eCommerce
65M
Cross-border commerce
packages received during 2018
Israel vs. Israelis

9. Copyright © 2019. All rights reserved
#3
eCom market
worldwide
£6.2B
Click & collect
purchases in 2018
UK
£9.6B
Click & collect purchases
expected in 2022

10. Online
Merge
Offline
(OMO)
Copyright © 2019. All rights reserved

11. Copyright © 2019. All rights reserved
Multi
Dimensional
Payments

12. Copyright © 2019. All rights reserved
Single shopper identity
Consolidate your
online and offline
experience

13. Copyright © 2019. All rights reserved
15x volume increase in
the Netherlands
Adapt to your consumers’
payment preferences

14. Copyright © 2019. All rights reserved
Optimise your
payments
+50K
Increase in
monthly volume
+16%
Increase in
approval rate

15. Copyright © 2019. All rights reserved
Master the
payment cycle
Online
payments
In-store
payments
Remittance

16. Copyright © 2019. All rights reserved
Go multi-dimensional
Engage in the conversation

17. Thank You
Copyright © 2019. All rights reserved
Your Smart Payments Partner

18. Selected Completed NOAH Transactions
Focus on Leading European Internet companies
Covering over 400 companies across 25 online
verticals, a broad range of over 500 investors as
well as 100+ online-focused corporates
Deep understanding of industry dynamics
Ability to add value beyond banking advice
Facilitates overall process and minimizes
management distraction
NOAH Advisors is globally well connected
and has direct access to virtually all key
players in the industry
Knowledge of and strong relationships with
potential buyers’ key decision makers
Proactively finds and unlocks attractive
investment opportunities for leading investors
Annual NOAH Conference in its 10th year
Over 40 years of combined relevant M&A experience
Routine execution of M&A and financing transactions
with sizes of several billion euros
30 successfully completed NOAH Advisors transactions
underline successful transfer of M&A competencies to
the Internet sector
Entrepreneurial mind-set, focused on growing the
business and establishing a reputation for excellence
Ability to deliver top results in short time frames
Highly success-based compensation structures align
interests of clients and NOAH Advisors, and demonstrate
conviction to deliver top results
Creative deal solutions
Unique Industry Know-How
Unmatched Network and Relationships
Strong Investment Banking Competence
Full Commitment - We Are Entrepreneurs!
EUROPE’S LEADING INTERNET
CORPORATE FINANCE BOUTIQUE®
The NOAH Advisors Core Banking Team
Marco Rodzynek
Managing Director & Founder
Jan Brandes
Managing Director
Nikhil Parmar
Director
Olek Skwarczek
Associate
Lukas Schlund
Analyst
December 2014 October 2014
Sale of 100% of
for $800m to
Exclusive Financial Advisor to
Fotolia and the Selling Shareholders
Sale of 100% of
for €80m to
Exclusive Financial Advisor to
Trovit and its Shareholders
October 2016
Investment in
Exclusive Financial Advisor to KäuferPortal
and its Shareholders
by
84% Ownership
December 2016
August 2017
Financial Advisor to Silver Lake
Financial Advisor to EMK Capital
Investment in
Acquisition of a Majority Stake in
by
by
at a valuation of $200m
November 2019 July 2019
September 2018
Financial Advisor to MagicLab
Financial Advisor to AU10TIX
and its shareholders
Financial Advisor to 10bis
and its shareholders
Acquisition of a 79% stake in $60m Investment in
Sale of 100% in
by
at a valuation of ~$3 billion
at a valuation of $260m by
for €135m to
10Bis