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Digital payments.pptx

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Digital payments.pptx

  1. 1. Digitalpayments
  2. 2. Presentedby:- Mutahira
  3. 3. • Digital payment in India • Features • Why digital payments? • Modes of digital payments • Method used • Target audience • Major findings • Barriers • Current trends • Conclusion Contents
  4. 4. Digitalpayment • P a y m e n t m a d e t h r o u g h d i g i t a l m o d e s . • P a y e r a n d p a y e e b o t h u s e a d i g i t a l p l a t f o r m t o s e n d a n d r e c e i v e m o n e y. • A l s o k n o w n a s e l e c t r o n i c p a y m e n t .
  5. 5. DigitalpaymentsinIndia Credit card started 1981 ATM card started 1987 Internet banking started 1996 Mobile banking started 2002 UPI started 2016
  6. 6. Features • Easy and convenient • Lower risk • Virtual terminal • Fast and cost effective • Availability
  7. 7. • Demonetization • Expanding use of smartphones • Offers • Rewards • Cashbacks • Discounts • Cash free transactions Whydigitalpayments? Objectives :-
  8. 8. Typesofdigital payments • Banking cards • USSD • UPI • Point of sale • Internet banking • NEFT • IMPS • Mobile banking • Mobile wallets
  9. 9. MethodusedAnd TargetAudience •Method used:- • Survey using google forms. • Sampling •Target audience:- Teenagers and adults
  10. 10. Majorfindings
  11. 11. Illiteracy Fear of losing money Charges in card payment Merchant do not accept digital payments Habit of using physical cash Barriersindigital payments
  12. 12. CurrentTrends
  13. 13. • From out study we concluded that still people need to get acknowledged about the digital payment system • It is seen that the security concern is still there because some of the users want more secure payment method • It is concluded from the study that people face obstacles during the transactions, so this factor needs to be improved for better performance • It is clear from the study that most people find the digital payment method more flexible and useful and will continue this . Conclusion
  14. 14. Thankyou

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