1. Muhammad Azam Rafat 00971-502172575
ACCA/CPA/UAE-CA azamrafat_86@hotmail.com
Abu Dhabi, UAE azamrafat
.
Professional Experience
Bin Butti Group of Establishment
June 2013 - Present
BBG is an investment group across the UAE with head office in Abu Dhabi under
the chairmanship of Sh. Hamed Bin Khadim Bin Butti. The company has diversified
portfolio including investments in Oil & Gas, Agriculture & Farms, Recruitment
Services, Real Estate and Hotels.
Profile Summary: A professional Chartered certified Accountant offering nearly 8 years
of experience and a recognized business acumen in managing Accounting & Finance
operations and contributing higher rate of organic growth with the vision to pursue after 10
years at the position of CFO.
In-depth knowledge of various accounting methodologies such as Quick books, Tally, SAGE
Peachtree, SAP FICO, Oracle 10g database master user level.
Expertise in SAP implementation Finance and Control (FICO) and Human Capital
Management (HCM) module, currently working in Oracle ERP Financials SYROS.
Leveraging skills in improving operations, impacting business growth and maximizing
profits through achievement in finance management, internal controls and productivity
improvements.
Preparation of monthly Financials and annual Budgets present to CFO.
A keen communicator with honed interpersonal, problem solving and analytical skills.
Key Skills Financial Accounting & Reporting |Financial Analysis |Budgeting & Controlling.
Industry Exposure – Manufacturing, Oil & Gas, Farm, Real Estate, Recruitment, Airline.
Finance Executive:
I prepare and present monthly management reports (MIS) to CFO along wit h analysis
reports to address the operational cost variance.
Dealing with relationship managers of our banks ADCB, NBAD, Mashreq, UAB and others
regarding facilities, invoice discounting, a/c mapping, opening of new a/c and other banks
related matters.
To maintain corporate borrowing – loans for properties and personal from various banks
and keep monitor the schedule of payments based on effective interest method.
On an annual basis I prepare, analyse and present budget to CFO along with discussions
and respond to cross questioning.
Cash Management – Monitor, checking and controlling petty cash expenditures and ensure
proper recording by subordinates weekly conduct cash count on weekly basis.
Receivable Management - Preparation of critical aging report, review outstanding items for
follow up and escalate for settlement and take corrective actions to safe guard against
potential losses. It also includes submission to CFO aging summary from 30 days to above
120 days. I coordinate with business development team to push for collections. To
supervise proper posting of RV, GRV, invoices and credit notes into system.
Bank Payments – ensure to compliance with group policy regarding payments to suppliers.
Inventory Management - devise a stock controlling schedule for all stores in UAE region
and supervise stock to post in the ERP system SYROS along with physical.
Supervise miscellaneous accounting and internal control related activities in connection
with accounting e.g. Provisions for EOSB, Annual leave and Air tickets.
Analyse revenue, accrued discount, provisions, commission, sales price and expenses to
ensure that they are recorded appropriately on a monthly basis.
Supervise my team members and ensure that accuracy in posting to ERP so that reports
will reflect true and fair view regarding financial transactions.

2. Beltexco Limited (Midas Group)
May 2011 – August 2012
Midas group is a manufacturing of industrial safety products and gloves. It has sales
all over the world and production plants in Srilanka, Bangladesh and Pakistan.
Pakistan Civil Aviation Authority
Aug 2010 - Apr 2011
PCAA is regulating aviation in Pakistan and controlling authority of all the airports in
the Pakistan.
Al-Asher Enterprises
Aug 2007 - July 2010
The Company is well known in the field of customs clearing forwarding and shipping for its
commitment and its moto to satisfy Customers.
Accounts Assistant:
Assist to prepare and present financial statement which confirm with IAS/IFRS.
To maintain master sales ledger with consolidated sales to group companies.
Accounts Receivable management to ensure that all accounts receivable requirements of the businesses is
provided and dues are following up.
To liaise with banks to negotiate on exchange rates and other facilities as provided by
banks.
To update cash collection report regularly.
Make payments on regular basis to foreign suppliers.
Fund Flow – Prepare, maintain and analyze statement on weekly basis.
Maintain ledger of advances and security deposits against various expenses.
Petty Cash – Prepare and maintain all the petty cash vouchers.
Valuation of finished goods, Work in process of yarn, Gloves and Shells.
Devise stock audit plan on quarterly basis for Semi-finished and Finished stock for all
business operations.
Audit and process of incoming Payroll data.
To maintain salary tax payer ledger paid to FBR monthly basis.
To maintain Tax ledger paid to zone authority and FBR for presumptive tax and export
development surcharge commission.
Interact with & provide assistance to internal/external auditors to facilitate the completion of audit.
To assist in designing FICO modules according to company requirements.
As part of SAP team, prepare and present reports and master data to SAP ERP consultants
on timely basis regarding finance and controlling.
Frequently dealing with senior production manager and other executive personnel regarding
SAP ERP.
Participation on SAP meetings to understand systems and procedures of SAP FICO modules
plus integration with other modules like MM, SD, PP, HCM.
ACCA Management Trainee:
Review of License fee agreements of aeronautical and non-aeronautical parties and to verify
the amount of license fee bills.
Assist to generate bills from Oracle ERP and AS400 software.
Posting vouchers on ERP Receipt module daily basis.
Reconciliation of bills from ERP bill registers with AS400 checklist.
Resolve disputes or queries of clients on timely basis regarding bills.
Bank Reconciliation to ensure the accuracy between the books of account and the bank
statement thereby reducing risk/exposure to the business
Preparation of budgets for advertising, car parking, ground handling charges.
Preparation of outstanding ledger for parties all over the Pakistan.

3. s
https://www.linkedin.com/in/muhammad-azam-acca-cpa-uaeca-69a9201a?trk=nav_responsive_tab_profile
Reference:
1. Muhammad Atif Rafat
|System Engineer| ADNOC Sh.
Khalifa Energy Complex, Abu
Dhabi, UAE
marafat@adnatcongsco.ae
|+971-50-6724987
www.mubadala.ae
2. Waqas Farzand | IT
Development Officer | Etisalat
Information Services (EIS)
T&A Building Airport Road
Abu Dhabi| Office: +971-2-
6165304
wfarzand@etisalat.ae |+971-56-
2369309
www.etisalat.ae
Personal Info:
D.O.B : 19081986(ddmmyyyy)
Nationality : Pakistani
Driving
License : UAE & Pakistan
Languages : English/ Urdu/
Arabic
Training and
Workshops:
Completed Professional
Ethics Module
conducted under the
Association of
Chartered Certified
Accountancy.
Attended workshop on
Interpersonal Skills and
Team Skills.
Attended seminar in
UAE on cost
Classification and Cost
Sheets.
Education:
Professional Certifications:
2012 Association of Chartered Certified Accountants (ACCA)
License No. - 1362657 - UK
2015 Certified Public Accountants of Pakistan (CPA)
License No. – M-1585 – PKN
2015 Certificate of UAE-Chartered Accountant (UAECA)
License No. - 898 - UAE
2015 Pakistan Institute of Public Finance Accountants (PIPFA)
License No. - APFA-6891 - PKN
Post-Graduation Degrees:
2015 Masters in Commerce (M.Com)
Equivalence certificate from - HEC
2006 Bachelor in Commerce (B.Com)
University of Karachi, 1st Division - PKN
Accountant:
I was appointed as a trainee accountant then after a year I designated as Accountant in the
enterprise based on my performance and dedication.
To properly managed and handle documents for shipments and assist to sales team for
invoice making.
I had responsibility of recording petty cash entries in to respective ledgers and follow up for
IOUs with concern person then report to manager.
For banks transactions receive cash and depositin to banks on weekly basis and generate a report for cash in hand
availablein the company.
To prepare bank reconciliation in to excel and post the pending entries then generate report
and submit to manager on monthly basis.
For payments make sure the company follow the proper procedures during making
payments such as LPO original signed attached, approved quotations then payment stamps.
Perform general office duties such as filing, and handling routine correspondence.