1. FINCA International – from NGO to
Regulated MFI
Developing & Maintaining the Double-Bottom Line

2. Contents
• Overview of FINCA International
• Why Transform?
• Double-Bottom Line Approach
• FINCA Microfinance Holdings, LLC (FMH)
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3. Overview of FINCA International
Outreach
Eurasia
Armenia
Azerbaijan
Georgia
Kosovo
Kyrgyzstan
Russia
Latin FINCA HQ Tajikistan
America Washington
Ecuador Greater
El Salvador Middle East
Guatemala
Haiti Afghanistan
Honduras Africa Jordan
Mexico DR Congo
Nicaragua Malawi
Tanzania
Uganda
Zambia
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4. Why transform?
Expand and improve client products and service
FINCA’s goal is to provide minimum 4 core products at all Affiliates:
• Credit | Savings | Remittances | Insurance
FINCA has adopted a two-step strategy for transformation:
1. Transform all affiliates into investible status :
• Improve financial stability via equity
• Independence from shifting donor & government priorities
2. Where appropriate transform into licensed & regulated institutions :
• Provide clients with wider range of products and services
• Mobilize savings from clients
• Expand and deepen outreach
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5. Why transform?
Current status
NGO Investible Deposit-Taking
El Salvador Afghanistan DRC
Guatemala Armenia Ecuador
Haiti Azerbaijan Honduras
Kosovo Georgia Tajikistan
Jordan Uganda
Kyrgyzstan Zambia
Malawi
Mexico
Nicaragua
Tanzania
Russia
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6. Double Bottom Line Approach
Meeting social and sustainable goals as transformed entities
As FINCA moves forward, there is an opportunity to provide a true
double bottom line with measurable financial and social returns.
Unsustainable Social & Sustainable Profit Maximizing
+ purely socially driven + hybrid double-bottom + purely profit driven
+ subsidize clients line business model + publicly owned
+ donor dependent + financially sustainable + maximize financial
+ no returns to investors + clients are poorest of return
the working poor + social impact may be
+ “triple win” for clients, there but not a priority
investors and employees + pressure to scale up
fast may over-indebt /
harm clients
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7. FINCA Microfinance Holdings, LLC
Overview
FMH is a first-of-its-kind, socially-responsible
investment partnership for microfinance
• Strikes the right balance between attracting the capital needed for
expansion and protecting the integrity of our charitable mission
• A subsidiary of the nonprofit FINCA International
• $75 million investment over a three-year period, with partners:
IFC, KfW, FMO, responsAbility, Triple Jump
• No FINCA employee or Board member will benefit financially
from FMH
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8. FINCA Microfinance Holdings, LLC
Structure
FINCA International, Inc. Investors
MAJORITY SHAREHOLDER MINORITY SHAREHOLDER
Management & FINCA
Mission Control Microfinance
Holdings LLC
Capital
Flows
FINCA Affiliates in 21 Countries