This document provides the details for Assignment 3.2, which asks students to write a 4-5 page paper on the causes and effects of a particular scenario. Students must choose from one of three scenarios provided: 1) the causes and effects of stress on college students, 2) the causes and effects of unemployment on an individual/family, or 3) the causes and effects of not keeping a personal budget. The paper must include a thesis statement, description of major and second causes, two economic and two personal effects, and three credible sources. It will be graded based on meeting the specific learning outcomes of the assignment such as incorporating sources and using proper writing mechanics.