This document summarizes the long term portfolio and retirement plans for a married couple retiring in 2014. It outlines the key details of their retirement accounts and investments totaling $860,800. It calculates a sustainable withdrawal rate of 4.64% based on their projected life expectancies and goals to maintain a 10% probability of portfolio depletion. It also models lower withdrawal rates and the impact on portfolio longevity under different market decline scenarios. The plan is to take $3,867 in monthly distributions from the portfolio to cover living expenses, with taxes already accounted for in the annual distribution target amount.