2. Lifestyle Today
Hurried Lifestyle & Habit Of
Eating Processed Food
More Work Pressure
Increased Commuting Time
Due To Rush & Traffic
Pollution – Air, Water, Noise
Lack of Sleep & Time
THE RESULT :MORE STRESS
3. How Our Body System React
Under Stress
Nervous System : Signals Glands to Release
Hormones which Make Heart Beat Faster , Raise
BP, Change Digestive Process, Boost Glucose
Level in Blood.
Musculoskeletal System : Muscles Tense Up which
can Trigger Headaches ,Migraines etc.
Respiratory System : Stress Can Cause Rapid
Breathing Which Can Bring Panic Attack .
Cardiovascular System : Acute Stress Can Cause
Increase in Heart Rate , Contraction &
Inflammation of Heart Muscles Leading To
Heart Attack.
Gastrointestinal System : Stress may Prompt to
Eat more, increase use of Tobacco or Alcohol.
Stomach can react with Nausea or Pain. Person
can either have Diarrhea or Constipation.
Reproductive System : In Men, Chronic Stress can
cause impotence. In Women, it can cause
irregular Menstrual Cycles or painful Periods .
4. Shift From Infectious To Life Style
Diseases
In India , the Burden of Chronic or Lifestyle
Diseases are Exceeding the Infectious or
Communicable Diseases which were Prominent in
Earlier Time.
Infectious Diseases : In Earlier Time Malaria ,
Typhoid , Hepatitis ,TB , Cholera , Polio , Plague etc.
were Prominent.
Lifestyle Diseases : Currently Diseases like
Diabetes, Hypertension, Coronary Artery Diseases
(CAD), Tuberculosis, Cholera, Kidney Failure,
Anxiety, Panic Attacks, Immunity Problems , etc Are
Increasing.
5. FACTS WHICH WE CAN NOT
IGNORE
30 % of People who suffer Heart Attack are
Affected Before the Age of 40 Yrs.
India is the Diabetic & Cardiac Capital of the
World .
9 Crore Diabetics in India by 2025.
Over 8 Lac People Die of Cancer Every Year in
India.
More than 7 Lac New Cancer Cases Diagnosed
in India Every Year.
6. MEDICAL ADVANCES HAVE CHANGED
OUR LIVES & ARE CHANGING OUR
WORLD
Due To Medical Advancements :
People Are Living Longer and Average Life
Expectancy Have Increased
More Critical illness are Being Diagnosed
People Are Surviving Critical illness
But … Survival Has a Price !
7. EVERY SURVIVAL HAS A PRICE
Effects Of Critical illness in a Family :
Emotional Trauma & Stress
33% of Family Deplete Most of Their Savings
Lifestyle Changes
Loss Of Choice & Independence
Jeopardized Retirement Goals
Risk Of Children’s Future
65% of All Cancer Related Costs
Are Indirect ,Which Are Non Medical Expenses
Experimental Medical Treatments May Not Be Covered
Under Health Insurance Plan
8. TREATMENT FOR SERIOUS AILEMENTS
WILL SOON BECOME UNAFFORDABLE
MAJOR SURGERY Current
Treatment
Cost
Estimated
Treatment
Cost After
5 Years
Estimated
Treatment
Cost After
10 Years
1 PARALYSIS 4 LACS 7.7 LACS 14.80 LACS
2 STROKE 4.5 LACS 8.60 LACS 16.60 LACS
3 HEART BYPASS 4.5 LACS 8.60 LACS 16.60 LACS
4 CANCER 5.0 LACS 9.60 LACS 18.50 LACS
5 KIDNEY TRANSPLANT 6.0 LACS 11.50 LACS 22.24 LACS
6 HEART VALVE REPLACEMENT 4.5 LACS 8.60 LACS 16.60 LACS
7 LIVER TRANSPLANT 30 LACS 57.70 LACS 1.10 CR
MEDICAL INFLATION IN INDIA RISING ALARMINGLY @ 14%
9. “ Self Managed ”
Net Worth Reduction
Deplete Your Savings
& Retirement Corpus
Liquidate Your Estate
Go Into Debt
Go Without Necessary
Treatment or Care
Cover For Critical illness
Immediate Payment Upon
Confirmed Diagnosis of a
Covered Condition
Absolutely No Restriction
On How Funds Used
No Impact On Other
Benefits, such as Health
insurance
Peace of Mind
& Financial Security???
OUTCOMEOUTCOME
HOW WOULD YOU LIKE TO MANAGE
IN CASE OF CRITICAL ILLNESS ?
10. HAVE A CRITICAL ILLNESS INSURANCE TODAY
TO SAFEGUARD TOMORROW !
11. Tel No: 022- 40824082
Email: business@lmspl.com
Website: www.latinmanharlal.com
