Kumaravel Munusamy is a certified Cost Accountant with over 8 years of experience in banking and financial services. He currently works as a Specialist at Scope International Private Ltd in Chennai, where he handles regulatory and financial reporting for Standard Chartered Bank's UAE branch. This includes preparing various reports for the Central Bank of UAE. Previously, he has worked on management reporting, financial analysis, and loan processing. He holds an MBA in Finance and B.Com degree.

1. Curriculum Vitae
KUMARAVEL MUNUSAMY
No.54, 1st
Floor, Meenambal Street,
West Tambaram, Chennai – 600 045,
Ph: +91 9941642915 & 7092060980
Email: kumaravel.mr@gmail.com
CAREER SUMMARY:
A certified Cost Accountant with a zest for knowledge and learning to make a mark in profession and life. An
ambitious person with a total experience of 8.5 years, of which 6 years worked in Banking and Financial
services industry. To secure a position which will make optimum use of my strengths in regulatory, financial
reporting and interpersonal skills that enhances in the advancement of the professional career.
REPORTING SKILLS & AREA OF INTEREST:
 Regulatory Reporting (BASEL and RWA)
 Financial Reporting and Controls (IFRS)
 Management Reporting
 Balance sheet Management (ALCO Reporting)
 Group Reporting – Consolidation
 Oracle People Soft Financials (General Ledger)
 MS Excel & Word
PROFESSIONAL EXPERIENCE:
Organization : Scope International Private Ltd, Chennai
Designation : Specialist
Period : Oct 2011 to till date
Reporting steam : Regulatory and Financial Reporting
Company Profile: Scope International Private Limited is based in Chennai (wholly owned subsidiary of
Standard Chartered Bank PLC UK) They offer various captive services such as Finance and accounting,
Wholesale and Consumer banking Operations, HR Services and Software Development to Standard Chartered
Bank group across the globe.
Job Responsibilities:
 Currently handling Central bank submissions and financial control processes for UAE branch of
Standard Chartered Bank PLC. This involves the preparation of weekly, monthly and quarterly
reports for Central Bank of the UAE which includes various Banking Return Forms (BRFs)
• Balance sheet & Income statement
• Memorandum Accounts

2. • RWA & BASEL reporting requirements
• GSAM Loans classification & Local provision calculation
• Month end close activities of various business units
• Review and control of General Ledger
• Review of weekly, monthly and quarterly reporting deliverables
• Trend and Variance analysis
• Liaising with Business Teams/Product Control/GSAM team to ensure booking of
deals/transactions
• Large Exposure reports for Federal/Emirates and GRE and Private Sector
• Monitoring of Capital base on Special Large exposure/Intergroup/Interbank.
• Disclosure of Debt securities, Real estate, Intergroup & Interbank exposures
• Classification of Loans & Advances by Assets classes, Sector & Past dues
• Maturity-wise and Currency-wise classification of Assets and Liabilities
• Emirate-wise classification of Loans & Advances and Deposits
• Computation on specific ratios: CAR, CRR, AD Ratio & Liquid Assets Ratio
• Inter Company balances Reconciliation among Group (Standard Chartered UK) & other business
units
• Reconciliation of PSGL (General Ledger) with other Transaction Processing systems
• Reconciliation of IFIS Vs PSGL on account and currency wise on daily basis till the closure of
financial journals in GL
• Participated in UAT, supported Central Bank reporting on the parallel run
• Involved in the process of audit documentation
• Preparation & updation of Dash board (KCSA, KRI) on monthly basis
 Additionally handled some of the ALCO (Asset & Liability Committee) reporting processes and
financial control activities for the UAE branch of Standard Chartered Bank. This involves
• Preparation of contractual and behavioral liquidity profiles
• Preparation of LCY, FCY and ALL CCY balance sheet
• Preparation of Top 10 depositors and borrowers
Job Profile: (From Sep 2010 to Sep 2011- Management Reporting)
 Handled management reporting for the Singapore Branch of Standard Chartered Bank. This involved:
• Preparation of Journals and their posting to the ledger
• Preparation of Cost, Revenue & Balance sheet schedules
• Budgeting and Forecasting Support
Organization : Mobius Knowledge Services Private Ltd, Chennai
Designation : Financial Analyst
Period : Sept 2008 – Sept 2010
Job Responsibilities:
• Worked on Mergers and Acquisitions, Hedge Fund firm analysis: Analyzing and understanding the
strategies behind fund. Analyzing the portfolio employed by the fund and thereby studying the
returns yield by the fund

3. • Company valuation and analysis of financial statements
• Operation Leadership: Process transformation from planning to finalization.
• Reports and Follow-ups: Maintenance of Performance Reports, Production Reports, Error Analysis
and Preventive Measures, Process Review
Organization : Calibre Financial Services Ltd, Chennai
Designation : Management Trainee
Period : June 07 – Aug 08
Job Responsibilities:
• Evaluate the project feasibility
• Preparation of CMA data and Loan Processing
• Financial Planning and Analysis of a company
• Preparation of financial projections for the proposals based on their future cash flow of a company
PROJECT DETAILS:
Project Name : Migration of Regulatory BRFs reports
Client : Standard Chartered Bank, UAE (Dubai)
Duration : 2 Months (In Oct’13 & Jan’14)
Reporting stream : Regulatory Reporting
Project Description :
The Central bank of the UAE had revised Monthly Banking Return Forms (BRFs) by replacing their old BRF
returns during the month of September 2013. The implementation of new BRF returns proposed to migrate the
new monthly, quarterly and large exposure activities to FSSC Chennai and migrated the entire activities within
the short span of time. The process has been stabilized and well appreciated by the customers for handling the
migration portfolio independently.
The core activities are,
• Involved in formulating the mapping files for Old/Existing Central Bank (CB) Codes to its
corresponding new CB Codes as per BRF Explanatory Notes provided by Central Bank of the UAE.
• Preparation of Process Notes for each BRF Report ensuring reporting requirements are followed
especially in terms of Account Type, Product Type, Customer class and its Market Segments.
• Understanding of entities classification like Governments, Public Sector Entities, GREs-Government
Related Entities, NBFI and HNIs etc.,
• Setting up of Base working files as per the requirement of new Central Bank templates.
• Successful implementation of the monthly parallel run for June, July, & August Reporting months.
• Systems/tools used: PSGL, IFIS & Microsoft Office.
Project Name : Half Year & Full Year end onshore support
Client : Standard Chartered Bank, UAE (Dubai)
Duration : 2 Months (In Jul’15 & Jan’16)
Reporting stream : Regulatory & IFRS reporting
Project Description :
In the month of July 2015 & January 2016, I travelled to Dubai for assisting half yearly & full year end
regulatory reporting and IFRS reporting. The portfolio that are involved in handling the preparation of
Monthly, Quarterly, Large exposure reports and worked in finalizing Group Financial Review Analysis that
comprises of significant movements in Income, Cost, Assets, Liabilities and Contingents.

4. EDUCATIONAL QUALIFICATION:
2010 Certified Cost Account
The Institute of Cost Accountants of India, Chennai
2007 M.B.A in Finance
Magnus School of Business, Chennai affiliated University of Mysore
2005 Bachelor Degree in Commerce (B.Com)
Tirukoilur College of Arts & Science, Tirukoilur
Under University of Madras
Associate Company Secretaryship – Pursuing Final
The Institute of Company Secretaries of India
APPLICATION SKILLS:
Proficiency in
• PeopleSoft General Ledger – Oracle 9.2 version
• Integrated Financial Information System – a tool for handling Regulatory & ACLO reporting
• Hyperion Essbase & ALMMOD (Asset Liability module for ALCO reporting)
• Microsoft Office (Excel, Word & Power Point)
• Familiarity with US GAAP and IFRS accounting for Banking and Financial Services
CURRICULAM PROJECT:
Project Title : A study on the psychology of the investors in the present scenario of share market crashes
Company : India Infoline
AWARDS & RECOGNITIONS:
 Scope International – Played a key role in stabilizing the newly migrated process, duly acknowledged
by a Value Champ - Customer Delight award
 Won Business Star & Extra Miler award for the consistency in quality in 2013 and June 2015
respectively
 ICWAI (Final Both Groups) – Completed in 1st
Attempt and got all over India 89th
rank.
 Secured first place in overall academic performance in B.Com and scored centum in Cost Accounting
in third year
PERSONAL INFORMATION:
Father's name : S.Munusamy
Mother name : M.Devaki
DOB : 02-05-1985
Passport No. : K4336056
Marital status : Single
Languages known : Tamil & English
Hobbies : Internet Surfing, Playing cricket and watching movies

5. DECLARATION:
I do hereby declare that the particulars of information and facts stated here in above are true and
complete to the best of my knowledge and belief.
PLACE : SIGNATURE :
sDATE : NAME: KUMARAVEL MUNUSAMY

6. DECLARATION:
I do hereby declare that the particulars of information and facts stated here in above are true and
complete to the best of my knowledge and belief.
PLACE : SIGNATURE :
sDATE : NAME: KUMARAVEL MUNUSAMY