Banking Technology and Payment System

1. Institute for Development and Research in Banking Technology
Hyderabad - 500057
End - Term Examination for M.Tech (IT)
NOVEMBER 2015
Banking Technology and Payment Systems
Time: 3 Hours. Total Marks: 60
SECTION 1 : Write Short Notes on ANY FIVE of the following. 5 X 3 =15
11. Straight Through Processing.
12. Mobile payment models, methods and types.
13. SET and SSL
14. Customer segmentation at the Call Centre.
15. Key functions of the Asset Liability Committee(ALCO).
16. Cheque Truncation.
17. Server based Call Centre Model.
SECTION 2 : Answer ANYFIVE of the following questions in not more than 40 lines. 5 X 5 = 25
21. Enumerate the principles of Credit Appraisal.
22. Discuss some of the Smart Card based Applications.
23. Explain the important features of our Real Time Gross Settlement System.
24. Discuss in detail the ATM Switch architecture.
25. Describe the MIS frame work for Banks and its objectives.
26. Explain the operational issues in managing a call centre.
27. Discuss the functions and responsibilities of the Issuer (bank) of a credit card.
SECTION 3 : Answer the following questions in not more than 100 lines.
2 X 10 = 20
31. Describe the Security Component Model for Internet Banking and the risks and controls
associated with this.
OR
Enumerate and explain the key factors for successful CBS Implementation.
32. Discuss in detail the components and phases of an effective Business Continuity Plan.
OR
Discuss in detail the Operational Risk Management Cycle.
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