1. JANET SABADO ALCANTARA
Address : Airport Road, Abu Dhabi, United Arab Emirates
Mobile No. : 0568984965
Landline No. : 026798429
E-mail : janetalcantara2006@yahoo.com
CAREER OBJECTIVE:
To seek for a challenging career in a progressive organization where there is ample
opportunity to enhance my knowledge and skills, leading to growth within the organization.
POSITION DESIRED:
Accountant or any position that fits my qualifications and work experience.
SUMMARY OF QUALIFICATIONS AND MAJOR ACCOMPLISHMENTS:
• Certified Public Accountant (CPA)
• Proficient in Microsoft Office (Excel, Word, Powerpoint) , Oracle
• Can work efficiently with less supervision
• With background in auditing having done several part-time audit works in
lending/retail enterprises
• One of the three finalists to the DBP’s Individual Excellence President’s Award for
Rank & File Category in 2004
• Consistently commended by the Accounting Department of DBP for efficient
management of Branch’s A/R and A/P accounts and maintaining zero float on Due to
Head Office float items from 2000 to 2005
• Consistently received high performance ratings (Outstanding/Above Average) since
1990
• As Branch Accountant, contributed immensely to the attainment of numerous awards
for the DBP Branch where I was assigned
• Member of DBP’s Task Force responsible for putting in place the accounting system
of its Trust Services Department in 1990; later absorbed by the Bank based on
qualifications and performance
WORKING EXPERIENCE:
DEVELOPMENT BANK OF THE PHILIPINES (DBP)
TARLAC BRANCH, TARLAC CITY, PHILIPPINES
Branch Head/Manager
January 9, 2009 – July 18, 2014
Job Description : Manage Branch operations and handles marketing of all Bank
products and services, project identification and loan counseling.
Approve/recommend loan releases and release of loan securities/documents. Review
/analyze financial statements of prospective borrowers for viability to avail of a loan
wth the Bank. Responsible for the overall profitability and management of the
Branch.

2. DEVELOPMENT BANK OF THE PHILIPINES (DBP)
TARLAC BRANCH, TARLAC CITY, PHILIPPINES
Branch Accountant
June 27, 2006 – July 14, 2014
Job Description: Act as Officer-in-Charge of the Branch in the absence of the
Branch Head. Supervise staff performing basic accounting/bookkeeping and account
servicing activities. Ensure prompt and accurate booking of branch transactions and
timely processing of check clearing items. Ensure daily callback of all branch
transactions. Review, analyze, validate and interpret accounting reports and
schedules, financial statements and other reportorial requirement.
Review/analyze/validate transaction and reports on loan implementation and
releases/payments. Ensure that all Subsidiary Ledgers (SL) and General Ledger (GL)
accounts are closely monitored, managed and reconciled to avoid floats. Ensure
realistic budget preparation. Primary member of the ATM team who manage the
ATM activities including loading of cash and reconciliation. Compute and remit
monthly Gross Receipt Tax (GRT) and taxes withheld on deposits. Update and train
accounting staff and other concerned branch employees on new accounting rules,
policies and procedures.
DEVELOPMENT BANK OF THE PHILIPINES (DBP)
TARLAC BRANCH, TARLAC CITY, PHILIPPINES
Branch Operations Officer concurrent Branch Accountant
March 1, 2005 – June 26, 2006
Job Description as Branch Operations Officer: Act as Officer-in-Charge of the
Branch in the absence of the Branch Head. Exercise overall supervision and
performance evaluation and monitoring of the activities of cash and accounting staff.
As Branch Compliance Officer, ensure adherence to Bank policies and procedures,
internal reportorial requirements and external regulations and timely submission of all
required reports. Monitor conduct of administrative services (including personnel,
secretarial, janitorial, security, transport, EFF/TE inventories) and check accuracy of
pertinent reports in consonance with Bank policies. As Branch Security Officer,
accountable in overseeing the effective implementation of the branch security
measures. As Fund Manager, ensure cost efficiency in fund management –monthly
ADB of CIV level within standard, budget realization rate on controllable expenses
not to exceed 100%, operating expenses within target ratio. As Branch Computer
Security Officer, ensure that all computer security control measures are strictly
enforced.
Job Description as Branch Accountant: Supervise staff performing basic
accounting/bookkeeping and account servicing activities. Ensure prompt and accurate
booking of branch transactions and timely processing of check clearing items. Ensure
daily callback of all branch transactions. Review, analyze, validate and interpret
accounting reports and schedules, financial statements and other reportorial
requirement. Review/analyze/validate transaction and reports on loan
implementation and releases/payments. Ensure that all Subsidiary Ledgers (SL) and
General Ledger (GL) accounts are closely monitored, managed and reconciled to
avoid floats. Ensure realistic budget preparation. Primary member of the ATM team
who manage the ATM activities including loading of cash and reconciliation.
Compute and remit monthly Gross Receipt Tax (GRT) and taxes withheld on
deposits. Update and train accounting staff and other concerned branch employees on
new accounting rules, policies and procedures.

3. DEVELOPMENT BANK OF THE PHILIPINES (DBP)
SAN FERNANDO (PAMPANGA) BRANCH, CITY OF SAN FERNANDO,
PAMPANGA, PHILIPPINES
Branch Accountant
February 25, 2002 – February 28, 2005
DEVELOPMENT BANK OF THE PHILIPINES (DBP)
CLARK BRANCH, CLARKFIELD, PAMPANGA, PHILIPPINES
Branch Accountant
June 18, 2000 – February 24, 2002
Job Description: Supervise staff performing basic accounting/bookkeeping and
account servicing activities. Ensure prompt and accurate booking of branch
transactions and timely processing of check clearing items. Ensure daily callback of
all branch transactions. Review, analyze, validate and interpret accounting reports and
schedules, financial statements and other reportorial requirement.
Review/analyze/validate transaction and reports on loan implementation and
releases/payments. Ensure that all Subsidiary Ledgers (SL) and General Ledger (GL)
accounts are closely monitored, managed and reconciled to avoid floats. Ensure
realistic budget preparation. Primary member of the ATM team who manage the
ATM activities including loading of cash and reconciliation. Compute and remit
monthly Gross Receipt Tax (GRT) and taxes withheld on deposits. Update and train
accounting staff and other concerned branch employees on new accounting rules,
policies and procedures. Handle payroll preparation and remittance of mandatory
employees’ contributions and loan payments to various govt. agencies.
DEVELOPMENT BANK OF THE PHILIPINES (DBP)
TARLAC BRANCH, TARLAC CITY, PHILIPPINES
Senior Accounts Specialist/Accounting Staff
June 24, 1994 – June 17, 2000
Job Description: Analyze, process, and post transactions in the Branch General
Ledger System (BGLS) in accordance with the approved transaction media. Prepare
and validate system generated reports against financial statements and other
accounting reports. Handle processing of clearing items and distributing functions.
Prepare accounting reports for submission to BSP and other agencies/departments.
Monitor various Accounts Payable and Accounts Receivable. Handle Due to/from
Head Office Reconciliation. Prepare payroll for regular, casual and contractual
employees and remit loan payments/contributions to various govt. agencies. Compute
and remit monthly Gross Receipts Tax. Handle budget preparation. As alternate
CASA user, analyze, process and post transaction in the CASA and OPSS in
accordance with the approved transaction media; reconcile CASA accounts against
General Ledger; compute and remit taxes withheld on deposits and service inquiries
on clients’ Current/Savings Accounts

4. DEVELOPMENT BANK OF THE PHILIPINES (DBP)
MAKATI CITY, PHILIPPINES
TRUST SERVICES DEPARTMENT
Sr. Accounts Specialist
Dec. 7, 1993 – June 23, 1994
Job Description: Supervise staff handling reconciliation of DTI/TLRC and other
Private and Government Accounts. Handle DTHO reconciliation. Check daily
Abstract of Collection and its corresponding tickets/advices. Prepare reports for
submission to BSP, Commission on Audit (COA) and other departments/.branches.
DEVELOPMENT BANK OF THE PHILIPINES (DBP)
MAKATI CITY, PHILIPPINES
TRUST SERVICES DEPARTMENT
Accounts Specialist/Accounting Staff
January 14, 1992 – Dec. 6, 1993
Job Description: Prepare Abstract of Collection and encode its corresponding
entries.Handle DTHO reconciliation. Analyze/Reconcile various Government and
Private accounts handled by the Department.
DBP SERVICE CORPORATION
MAKATI CITY, PHILIPPINES
Contractual Accounts Analyst (assigned at DBP-Trust Services Department)
August 1, 1990 – January 13, 1992
Job Description: Analyze/reconcile various Subsidiary Ledgers vs General Ledger
and assist in the preparation of Abstract of Collection and encoding of entries
GETZ BROS. PHILIPPINES, INC.
MAKATI CITY, PHILIPPINES
Accounting Clerk
February 1, 1990 – July 31, 1990
Job Description: Record daily purchases and sales and prepare sales invoices.
Prepare journal vouchers, statement of accounts for clients. Handle costing of raw
materials and finished goods. Handle check preparation.
SEMINARS/TRAININGS ATTENDED:
Available upon request

5. EDUCATIONAL ATTAINMENT:
Tertiary PHILIPPINE SCHOOL OF BUSINESS
ADMINISTRATION
Bachelor of Science in Business Administration major in
Accounting
Manila, Philippines
1989
Secondary GERONA INSTITUTE, INC.
Gerona, Tarlac, Philippines
Consistent Honor Student
1985
Primary GERONA NORTH CENTRAL ELEMENTARY SCHOOL
Gerona, Tarlac, Philippines
Consistent Honor Student
1981
PERSONAL DATA:
Civil Status : Married
Citizenship : Filipino
Religion : Catholic
Date of Birth : February 26, 1969
Place of Birth : Tarlac, Philippines
Languages Spoken : English, Tagalog
REFERENCES:
1. Eduardo Z. Rivera
Vice President/Head, RMC-Central Luzon
Development Bank of the Philippines
Dona Isa-fel Building, Dolores, City of San Fernando, Pampanga
Philippines
Tel. No. 00639175997253
2. Francis Thaddeus L. Rivera
Assistant Vice President
Development Bank of the Philippines
Dona Isa-fel Building, Dolores, City of San Fernando, Pampanga
Philippines
Tel. No. 00639175725474
3. Levy P. Carreon
Branch Operations Officer
Development Bank of the Philippines
Macabulos Drive, San Roque, Tarlac City
Tel. No. 0063917574428

6. EDUCATIONAL ATTAINMENT:
Tertiary PHILIPPINE SCHOOL OF BUSINESS
ADMINISTRATION
Bachelor of Science in Business Administration major in
Accounting
Manila, Philippines
1989
Secondary GERONA INSTITUTE, INC.
Gerona, Tarlac, Philippines
Consistent Honor Student
1985
Primary GERONA NORTH CENTRAL ELEMENTARY SCHOOL
Gerona, Tarlac, Philippines
Consistent Honor Student
1981
PERSONAL DATA:
Civil Status : Married
Citizenship : Filipino
Religion : Catholic
Date of Birth : February 26, 1969
Place of Birth : Tarlac, Philippines
Languages Spoken : English, Tagalog
REFERENCES:
1. Eduardo Z. Rivera
Vice President/Head, RMC-Central Luzon
Development Bank of the Philippines
Dona Isa-fel Building, Dolores, City of San Fernando, Pampanga
Philippines
Tel. No. 00639175997253
2. Francis Thaddeus L. Rivera
Assistant Vice President
Development Bank of the Philippines
Dona Isa-fel Building, Dolores, City of San Fernando, Pampanga
Philippines
Tel. No. 00639175725474
3. Levy P. Carreon
Branch Operations Officer
Development Bank of the Philippines
Macabulos Drive, San Roque, Tarlac City
Tel. No. 0063917574428