2. Home Equity Builders of Florida
Private Money Lending

3. Private Money Lending
The other side of Real Estate
Simplicity plus sizable returns
Real property insures your
investment
Enjoy the advantages of real estate
investing stress free

4. Private Money Lending
Private money lenders recover their
money quickly, reducing risk.
Most private money loans are short
term – 9 to 12 months.

5. Protecting your Assets
Most private money loans are for
about 70% of value.
If you have to foreclose, you have
about 30% or more built up in equity.

6. Private Money Lenders
Private money lenders offer various
type of loans.

7. Straight Loan with Interest
In higher risk transactions, private
money lenders typically charge
interest above the going rate.
Typical going rate is 6% to 12% with
no points or fees.

8. Flash Cash
Flash cash
Investors borrow flash cash for one
day for a double closing. The investor
buys a house and then immediately
sells it, paying back the flash cash.

9. Flash Cash
This type of lending is known as
Transactional Real Estate Lending,
or…

10. Dough for a Day
Here is the fee schedule:
$395 processing fee
$2,000 flat fee up to $115,000
1.75% above $115,000

11. Hard Money Loans
Rehab Loans
Niche product from select groups,
generally hard money lenders with
high understanding of rehab projects.

12. Bridge or Flex Term Loan
Bridge or Flex Term Loan
Higher interest and up front costs.
For properties needing repairs.
Flex term financing allows an investor to
hold a property for a short time until an
end buyer purchases it.

13. Why be a Private Money Lender?
Never a shortage of borrowers.
You may pick and choose which deals
you want to fund.
Ideal for anyone who wants an easy and
profitable way to grow their wealth.

14. Availability
“It didn’t take me long to figure out
that it isn’t the cost of money that’s
important, it’s the availability of it.”

15. Home Equity Builders of Florida
You may confidently invest
with us.