1. Gretchen L. Bohr 35821 Westminister Ave North Ridgeville, Oh
(440)670-1942 gretchenbohr@yahoo.com
OVERVIEW
 Accomplished Senior Mortgage Underwriter with a 22+ year track record of exceeding
productivity goals and maintaining outstanding quality
 D.E. Certification with Federal Housing Administration (FHA)
 Outstanding interpersonal communicator recognized for developing solid partnerships with
Borrowers, Loan Officers, Processors, Brokers, Closers, and Attorneys
KEY COMPETENCIES
Background includes, but is not limited to, the following key areas:
Senior Mortgage Underwriting Conforming / Non-Conforming Loans
FHA Loans Conventional Loans
Direct Lending Authority Private Banking
Analysis of Condo, Co-op, PUD Properties Microsoft Word & Excel
First and Second Mortgages Knowledge of DU & LP
Income, Asset, Appraisal & Credit Reviews Handling of Complex Loans
Manual Underwriting Experience Interfacing with External Vendors
Risk Analysis Investor & Lender Compliance
Program Guideline & Loan Compatibility Loan Restructuring
Employee Coaching & Mentoring Relationship Building
Meeting Productivity Goals Prioritizing & Multi-Tasking
Meeting Secondary Market Guidelines Signing off on Conditions
Encompass, Outlook, DOS, Loan Trac Supporting a Team Culture
SELECTED KEY ACHIEVEMENTS

 Achieved Full Eagle status from HUD for First Ohio Banc and Lending
 Able to work remotely for 8+ years productively.
 Played a key role in conversion of departmental procedures from paper to paperless
 Selected by management to train processors on new procedures
 Consistently increase pull-through percentage and decrease over all cycle time
PROFESSIONAL EXPERIENCE
GSF Mortgage 04/2015-Present
Remote mortgage Underwriter Correspondence/Wholesale
Resmac Mortgage 12/2014-04/2015
Remote mortgage Underwriter Correspondence/Wholesale
AnnieMac Mortgage 10/2013-12/2014
Remote mortgage Underwriter
Freedom Mortgage Corp 10/2013-8/2014
Remote mortgage Underwriter for all Wholesale loans