1. Store Financial / 7171 W. 95th Street, 4th Floor / Overland Park, KS 66212 / 800.755.5001 / www.storefinancial.com
Store Financial’s Supplier
Payment Optimization platform is
a cost-saving, revenue-generating
payment solution. Our unique
virtual card (v-card) platform
easily integrates with your existing
check and ACH payment process,
resulting in improved efficiencies
for both you and your suppliers.
Receive More Rebates
Store Financial’s private-label v-card
platform has a ladder of v-cards
with lower card-acceptance fees,
versus the usual high fees on other
v-card and purchasing card (p-card)
programs. Lower card-acceptance
rates encourage your suppliers to
enroll, enabling you to earn more
rebates. The more Store Financial
v-cards are utilized, the more
rebates you earn.
Enroll More Suppliers
Our Supplier Payment Optimization
program helps us convert more
of your suppliers than any other
payment card solution. Store
Financial heightens enrollment by
continuing the communications
process with suppliers – including
those that have rejected v-card
programs in the past – and
educating them about this new
opportunity for lower-rate v-card
payments.
End-to-End Payment Control
We manage both issuing and
acquiring services for business to
business (B2B) v-card payments,
which uniquely allows us to control
and optimize the total cost of v-card
payments for participating suppliers.
Reduce Risk
Store Financial provides a fully
payment card industry (PCI)
compliant data center which stores
and manages your suppliers’
payment and bank account
information, so you don’t have to
assume this ever-increasing risk.
2015 ©Store Financial. All rights reserved. This document contains Store Financial confidential and/or proprietary information which may not be reproduced or
transmitted without the express written consent of Store Financial.
Supplier Payment Optimization
Virtual Card Payments
At a Glance
As an expert
in commercial
payments, Store
Financial partners
with corporate
buyers to offer a
Supplier Payment
Optimization
program that
complements their
existing supplier
payment strategies.
Even if you have
already implemented
a purchase card or
virtual card program,
Store Financial’s
solution is designed
to provide the highest
total rebates on B2B
spend while lowering
your costs and
reducing risk.
Earn
Rebates
Reduce
Costs
Improve
Processes

2. Store Financial / 7171 W. 95th Street, 4th Floor / Overland Park, KS 66212 / 800.755.5001 / www.storefinancial.com
Most Secure Way to Pay Suppliers
Store Financial’s proprietary Custom Loop™ network
only allows payment of funds to suppliers enrolled
in your supplier network. This capability virtually
eliminates your v-card payments’ exposure to fraud
and provides a more secure payment than check,
automated clearing house (ACH) or other v-card
payments.
Simple Implementation
Implementation is simple and straightforward. There
are no changes to your enterprise resource planning
(ERP) and accounts payable systems, and there are
no changes to your bank relationships. To begin
the program, simply provide us with a list of your
suppliers. Store Financial handles everything else
including individually contacting all your suppliers
using a fully customized, co-branded campaign.
Continuous Enrollment
Effective supplier enrollment is not a one-time effort.
Store Financial provides ongoing support, marketing
and communication with your suppliers regarding
their payment preferences to make sure they are in
line with your customized v-card payment initiative.
As your supplier list changes, Store Financial
continues to enroll new suppliers and assists in
managing their payment information.
No IT Support Required
Store Financial accepts any payment file from your
accounts payable system and provides the payment
confirmation files in the format your accounts
payable system needs for easy reconciliation. Store
Financial provides payment remittance data for your
supplier’s accounts receivable system so that your IT
staff is not burdened with these requests.
Reduce Cost
Studies have shown that the total cost of paying
with a check ranges between $5 and $20 depending
on the costs included for lost or stolen checks
and check fraud. Using “positive pay” with checks
costs even more. ACH payments are costly if your
suppliers do not receive adequate remittance
information. Store Financial’s Supplier Payment
Optimization program lowers the number of ACH
payments and checks that are necessary, reducing
these costs.
Eliminate 1099’s
You have enough to worry about simply running your
business, which is why we also help you with 1099
reporting. When suppliers move to card acceptance
for payments, the card acquiring companies are
responsible for preparing and filing 1099s. Store
Financial relieves you of this responsibility so that
you can focus on your business.
Supplier Benefits
Store Financial delivers compelling benefits to your
suppliers, such as:
• Assurance of timely payment
• Delivery of remittance data improves your
suppliers’ reconciliation efforts, which increases
their efficiencies.
• Online portal provides ease-of-use and
transparency into your suppliers’ payments
• Suppliers receive v-card payments much faster
than checks
• V-cards clear faster than checks, potentially
reducing days sales outstanding
• First-line support is available to suppliers
regarding status of their payments
• Suppliers without card acceptance capability can
easily and quickly accept v-card payments with
the help of Store Financial
We can provide a confidential analysis of the
Supplier Payment Optimization and v-card
program at no cost to you. The analysis includes
a review of your suppliers and an estimate of
your total potential rebate utilizing our unique
v-card program. Contact us today.
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2015 ©Store Financial. All rights reserved. This document contains Store Financial confidential and/or proprietary information which may not be reproduced or
transmitted without the express written consent of Store Financial.