1. ARBITRATION AND CLASS ACTION WAIVERS Presenters Michael Dommermuth McGloin, Davenport, Severson and Snow, P.C. 1600 Stout Street, Suite 1600 Denver, CO 80202 720.536.3550 [email_address] Shawn Mercer Bass Sox Mercer 9104 Falls of Neuse Road, Suite 200 Raleigh, NC 27615 919.847.8632 [email_address] Christian Scali Arent Fox LLP 555 West Fifth Street, 48 th Floor Los Angeles, CA 90013 213.443.7621 [email_address]