1. DILEEP K NAIR
Email : dileep.finn@gmail.com
Mobile : + 91 8086294015
• An investment Banking, Retail Banking and Finance profession with 14 year of strong experience in
India and UAE.
• A result oriented and award winning senior executive with senior level expertise in sectors like
Investment Banking, Project Funding, Private Equity & Venture Capital, Capital Structuring, Financial
Analysis, Business Management, Sales Management, Retail Banking, Business Banking, Corporate
Banking, Financial Management, Auditing, Management Accounting etc
• Currently handling the role of the Project Director with a leading petroleum company in UAE as an
independent advisory. Also currently acting as the Managing Partner of own Capital Advisory firm-
Unifinn Global Capital.
• Strong 8 years’ experience with India’s 2nd
largest bank and 5 years’ experience with various NBFCs
and auditing firms in India and UAE.
• A bench mark performer with proven track record in performance who always rated on top in all
talent management systems.
Core Competencies
 Investment banking expert with
hands on experience in handling
large project funding
assignments.
 Financial analyst with expertise in
business plans, feasibility studies,
financial projections, ratio
analysis, credit underwriting,
investor negotiations etc
 Cluster Level Management of
Retail Banking Liability and Assets
Business, Operations and
Customer Service.
 Management of Auto Loan
Inbound and Outbound business.
 Retail Branch Banking
Management, Sales
Management & Human
Resources Management.
 Retail Liabilities, Retail Assets &
Fee Income Products.
 Commercial/ Business Banking
 Wealth Management & Privilege
Banking
 Profitability Management
o An Investment Banker, Management Advisory and
Finance professional with successful hands on experience
in project funding and financial analysis.
o An astute performer in Banking and Finance with 13 +
years of experience in cross functional areas – Retail
Branch Banking Business, Customer Service, Audit and
Compliance, Business Banking, Profitability, Statutory &
Internal Audit, Financial Management, Credit Appraisal,
Taxation etc.
o Currently associated with Middle East Group as Project
Director. Previously worked with ICICI Bank as Cluster
Manager (Cluster Head) of Alappuzha Cluster in Kerala,
directly reporting to Regional Head.
o Managed total business level of 6 branches. 6 Branch
Managers, 4 Relationship Managers and 1 Sales Manager
directly reporting and 6 Deputy Branch Managers, 2
Privilege Bankers, 4 FSMs and 35 Branch Banking and
Sales force under indirect reporting.
o Managing Auto Loans business, both inbound and
outbound, of 6 major locations.
o Strong Planning and Execution Skills with a systematic
approach.
o A well trained expert who has attended a lot of
functional, behavioral and product trainings in Banking
and Finance.
o Exceptionally well organized with a proven track record
that demonstrates self motivation, creativity and initiative
to achieve all corporate targets.
EXECUTIVE DIGESTEXECUTIVE DIGEST
PROFESSIONAL CONSPECTUSPROFESSIONAL CONSPECTUS

2. Middle East Group, UAE
Project Director
April `15- Till Date
ICICI Bank Ltd
Cluster Manager (Cluster Head) April `13- April `15
ICICI Bank Ltd
Branch Manager
Sept `07- Mar `13
MCK Associates, Chartered Accounts, Dubai, UAE
Auditor
June `05- Mar `07
Mathew Eapen &Co, Chartered Accountants.
Audit Manager Oct `03- May `05
Articled Clerk Sept `00- Sept `03
Investment Banking/ Project Finance/ Financial Analysis
 Project funding and investment banking expertise with different projects at various locations.
 Handled large projects with Middle East group as their project director as independent consultant
 Expertise in detailed feasibility study, market study, preparation of Business Plans, Feasibility Reports,
Investor Presentations etc
 Conducted detailed financial analysis and interpretations of different projects
 Advised client on their capital structure, fund raising, business model, risk analysis etc
Cluster Manager (Cluster Head)
 Management of total business level of 6 branches, its profitability, Customer service, Audit,
Compliance etc.
 Handling of nearly 60 team members of various grades. Close interaction with team, providing
proper motivation and guidance to improve their performance.
 Management of Inbound and Outbound business of Auto Loans in the entire cluster.
 Proper plan of cluster business, setting of targets in line with organizational goals, implementation of
action plans to achieve it, close monitoring of the progress, periodical analysis and review of
performance and taking corrective measures till the targets are met.
 Periodical review of business performance with various teams. Setting up of proper analysis and MIS
system to monitor various segment performances.
 Close monitoring of Audit, Compliance and customer service standards across cluster.
 Management of more than 20 dealership business in Auto Loans, proper liaison and coordination
with them to increase business.
 Handling of Infra related issues of the cluster, set up of new branches and ATMs and identification
of new locations for new branch and ATM opening. Overall expansion of Bank’s brand image.
 Proper liaison with supporting groups, processing centers, regulators, govt departments etc to
facilitate branches to function smoothly.
 Arrangement of training to staff for various products and processes, various certifications and
behavioral areas to improve their efficiency and nurture talent.
 Heading Performance Assessment process of the cluster.
CAREER GROWTHCAREER GROWTH
ROLES AND RESPONSIBILITIESROLES AND RESPONSIBILITIES

3. Branch Management
 Undertook the responsibility of Branch Profit Maximization by maximizing Net Interest income
through higher CASA ratio and Fee Income from Third Party Products, Trade services, Foreign
Exchange Business, Agri Fee, Business Lending fee, Assets fee etc and reducing Operating
Expenses.
 Managed total Business of the branch through benchmark achievements in CASA, Fee, Assets and
Time Deposits.
 Ensuring strict compliance to Organization’s policies and procedures, audit and regulatory norms.
 Proficiency in handling Trade Services like LCs, Bank Guarantees, Inward and Outward
Remittances.
 Proficiency in handling Retail Assets Products, Business Loans, Commercial Vehicles, RWRF,
Inventory Funding, including Credit Appraisal of clients.
Relationship Management
 Adept at effectively serving HNI, Privilege Banking, GPC, NRI and Private Banking clients.
 Managing customer centric operations and ensuring customer satisfaction by achieving delivery &
service quality norms.
 Attending to investors/ clients (individual/ corporate) concerns & complaints and undertaking steps
for effectively resolving them.
Team Management
 Setting of individual and team targets and driving them towards achievements.
 Imparting/ organizing training programs for the effective handling of branch operations, customer
service, and audit and for achieving pre planned business targets.
 Periodical and timely review of team performance and giving feedback for betterment of
performance.
 Rewards and recognitions to performers to motivate them, also others, to achieve higher goals.
Audit and Accounting
 Statutory audit of Scheduled Commercial Banks such as State Bank of Travencore, Indian Overseas
Bank, Corporation Bank and Federal Bank.
 Very strong knowledge and experience in Finalization of Accounts, Preparation of Financial
Statements, Audit including internal audit of big firms as per Indian Standards and International
Standards such as IAS and IFRS in Dubai.
 Study and evaluation of Accounting and Internal Control system of companies and preparation of
internal audit reports to improve the system.
 Financial Statement Analysis including ratio analysis and preparation of Management Accounting
reports in Dubai and in India.
BCom Kerala University March/April 2000
ACADEMIC PROFILEACADEMIC PROFILE

4. CA Articleship The Institute of Chartered Accountants of India 09/2000- 09/2003
Branch Leadership Programme (BLP): ICICI Bank Branch Banking Academy-
Khandala, Mumbai. Various products and Process, Managerial Effectiveness,
Personal Effectiveness, Business Etiquette, Business Communication, Relationship
Sales and Channel Sales, Methods and Improvements, Audit, Compliance and
various regulations.
10/2007- 11/2007
Leadership Mentoring Programme (LMP), Passion at
Work, Interpersonal Effectiveness, Managing Change,
Managing Subordinate Performance.
ICICI Bank Training
Center, Chennai.
2009 - 2013
Product and Process Trainings Current Accounts and
SMG, Forex, Trade Services, Business Loans, Retail
Assets Products, Audit and Compliance, Retail
Liability Products, Credit Appraisal etc.
ICICI Bank Training
Center, Kerala.
2008 - 2013
Timeless Leadership (1 day Leadership Session) IIM, Kozhikode 2013
Graduation in Branch
Banking
: Branch Banking Academy, ICICI Bank Ltd, Khandala, Mumbai.
(Dec 2007)
NCDO : National Securities Depository Ltd (2010) – 93%
IRDA : Insurance Regulatory & Development Authority (July 2012)-82%
AMFI : Association of Mutual Funds in India (Oct 2012)
Date of Birth : 30/05/1980
Nationality : Indian
Gender : Male
Marital Status : Married
Profile Url : https://in.linkedin.com/in/dileepfinn
PROFESSIONAL TRAININGS ATTENDEDPROFESSIONAL TRAININGS ATTENDED
CERTIFICATIONSCERTIFICATIONS
PERSONAL VITAEPERSONAL VITAE