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DEBI CARTER (Cert ICM)
Mobile Phone: 07791 631 379
magna.carter@yahoo.co.uk uk.linkedin.com/in/debicarter
An experiencedTreasury Manager with extensivecash management,forecasting, position
keeping, reconciliations and operational knowledge who has worked within varied
environments in Financial Services including Stock-Broking, Investment, Asset and
Wealth Management, Commodities, Futures and Options, Foreign and UK retail banking.
Has experience of workingwithin Business Migrationand Projectteams. Fully conversant
in procedure and process design, implementation and documentation. Familiar with
regulations, compliance and audit. Has excellent attention to detail and operates
effectively within a busy, deadline driven and cost sensitive business.
KEY ACHIEVEMENTS & SKILLS
TREASURY & CASH MANAGEMENT
 Managed cash forecasting, cash pooling, position keeping, sweep accounts, payments and investments in
all currencies, including exotics, and ensured all were in compliance with Client Money Segregation rules
and regulations on Client and House accounts for the HBOS group and Equitable Life within strict
deadlines and arranged FX and Money Market deals to cover long and short positions on accounts
 Managed short term liquidity and cash forecasting, placed overnight and weekly deposits and rollovers
(Sterling and FX) and purchased CD’s and monitored the JP Morgan CTE investment programme
 Analysed overdrafts, un-invested balances, charges and interestand reported findings to management and
regulators and resolved queries
 Authorised, checked and inputCHAPS and SWIFT payments – large amounts (billions) and volumes (100s
per day) to strict and multiple international deadlines. Accuracy and attention to detail essential
 Calculated and approved interest claims
PROJECT MANAGEMENT, PLANNING, BUSINESS MIGRATION & TRANSITIONS
 Currently working on a projectto centralise Treasury Operations and cash forecasting from Amlin business
units in Bermuda, Singapore, Switzerland, Netherlands, Belgium, France and Germany to London
 A member ofthe projectteam for ProjectSymphony - the goal to ensure efficient cash pooling and netting
within Schroder’s and JP Morgan
 Instrumental in the successful transfer of $11.7billion margin during July 2013 re: the NYSE Liffe Clearing
transition
 Transferred Client accounts to and from the USA and accomplished Client Onboarding migrations due to
EMIR and Dodd Frank regulatory reforms
 Planned and completed the migration of 42 member accounts from UAT, through the ‘go live’/novation
process and into the BAU of the new Clearing House (ICE Clear Europe) from the London Clearing House
during 2008 – delivered on time, on budget
 Coordinated the creation of 44 new member accounts for the project and transition of the London based
derivatives market of NYSE Liffe Clearing to ICE Clear Europe
 Performed the critical reversal ofthe Clearing House Treasury Novation/’Go Live’ process due to the crash
of Lehman Brothers in September 2008
 Migrated accounts, cash and stock holdings between custodians and systems after mergers between
Clerical Medical and Rothschild Asset Management and Cazenove Capital Private Wealth Management
and Schroder Investment Management
 Visited clients to conduct face to face Customer Service meetings to assist with account set up and any
queries before, during and after the LCH migration

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PROCEDURE & PROCESS IMPROVEMENT & ORGANISATION
 Designed and developed spreadsheet’s and procedures for testing and to ensure improvement of
efficiency, processes and compliance before, during and after transition
 Analysed and improved processes and controls leading to time and cost savings
 Streamlined procedure notes to ensure internal and regulatory compliance
 Implemented and organised all archiving and ensured compliance with client money regulations
 Maintained and monitored all static data including signatory lists and account opening documentation
 Implemented all new procedure notes for FSA and Bank of England regulatory requirements
 Organised meetings at both interdepartmental and management level, took and distributed minutes
 Responsible for Business Continuity and executed six monthly testing at the Disaster Recovery site
 Managed the overnight stay and evening mealtimes for homeless people on a voluntary basis whilst
seeking full time employment within Financial Services after my role was made redundant at ICE
REGULATION, COMPLIANCE & AUDIT
 Familiarity with regulations, compliance and audit procedures including SOX and KYC guidelines, Money
Laundering, EMIR & Dodd Frank, IRS tax forms W8-Ben and W9
 Analysed and reported overdrafts, breaches, charges, un-invested balances and interest to management
and regulators arranged to clear items
 Responsible for the creation, development and revision of checklists for regulators and auditors
 Liaised with Internal and External auditors and accountants, including PWC, Deloitte & KPMG
 Responsible for communication and meetings with regulators - FSA, Bank of England, SEC, CFTC
 Ensured adherence to Client Money Segregation rules
MONITORING, ANALYSIS & REPORTING
 Monitored daily profit and loss on trading accounts, analysed and resolved any irregularities
 Monitored Clientand House accounts to ensure correct segregation, maximum profits and minimum costs
 Executed set up of reports in JPM Access and Citidirect e-banking systems
 Prepared daily, weekly, monthly, and annual reporting – including Board Papers and NAV reports
LEADERSHIP, COACHING, MENTORING & COMMUNICATION
 Managed five staff members across two branches, responsible for their annual performance reviews, goal
setting and monthly updates, training and development
 Built and maintained strong working relationships with external providers, banks, members, clients and
intermediaries
 Responsible for bank relationships and accountopening (incl. SLAs, KYC and RFPs) and set up processes
 Liaised closely with dealers/fund managers to optimise cash positions and interestand minimise overdrafts
SETTLEMENTS & MIDDLE/BACK OFFICE
 Administered Money Market and FX settlements; checking, confirming and making payments
 Liaised with CSDs (Fed, DTC, Clearstream, Euroclear) to expedite settlement of T-Bills and Bonds
 Issued and amended Letters of Credit
 Supervised the cash control operation and ensured all cash was banked within agreed time frames and
ensured cash holding limits were not exceeded
 Fast and accurate inputting of payments, invoices, purchase ledger and GL postings (KDPH 14,000)
 Processed the CREST settlement run and posted items to Client and House accounts
 Owned the Class Action litigation proceeds reimbursement claims process, investigated and resolved
issues and arranged payment of funds

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RECONCILIATIONS, CASH CONTROL & ACCOUNT ADMINISTRATION
 Reconciled cash (in all currencies including exotics), stock, gold bullion (allocated and unallocated) and
investigated outstanding items
 Opened new accounts in line with KYC guidelines
 Oversaw the operation ofall financial matters within various WestEnd and City ofLondon branches dealing
with both personal and business clients, issuing high volumes of bank drafts and Telegraphic Transfers as
an authorised signatory
 Dealt with the daily office banking and control of cash in Sterling/FX and all FX sales and purchases,
processing high volumes of cash (equivalent of $100 million) within the London Head Office
 Calculated the annual budgets for the two branches I managed
CAREER HISTORY
BNP Paribas CIB Treasury Funding & Liquidity Analyst (Contract) May 2015 - Present
Next 15 Treasury Manager (Contract) March 2015 - May 2015
Amlin plc Treasury Analyst (Contract) Dec 2014 - March 2015
Schroder Investment Management Reconciliations Analyst (Contract) April 2014 – Dec 2014
WLS Deputy Lead Volunteer and Cook (Unpaid) Nov 2013 – Mar 2014
(Whilst seeking full time work within Financial Services)
Intercontinental Exchange Treasury & Banking Services Manager May 2008 - Sept 2013
ADM Investor Services Intl Ltd Treasury Officer April 2006 - May 2008
Schroder Investment Management Cash Pool Monitoring Clerk June 2005 – April 2006
Clerical Medical/Insight Investment Treasury Analyst January 2002 – June 2005
Man Financial Ltd Treasury Assistant April 2000 - January 2002
Cogent Investment Operations Treasury Settlements Officer October 1999 - April 2000
Lloyds Bank Securities Services Cash Management/Accounts Clerk June 1997 - October 1999
Mitsubishi Bank Ltd Corporate Services Assistant (FX & MM) January 1994 - May 1994
Thomas Cook Ltd Customer Service Manager May 1994 - June 1997
& Senior Cashier (FX and Sterling) March 1990 - January 1994
QUALIFICATIONS & COMPUTER SKILLS
Certificate in International Cash Management - Cert ICM (ACT) October 2007
BSc (Hons) Social Science 2.1 (Open University) February 2000 – December 2005
Certificate in Social Science & Diploma in Geography (Open University) December 2002 & December 2003
Certificate in Investment Administration Level 3 (formerly known as IAQ) (CISI) March 2006
6 CSE Grade 1s including English and Maths & RSA Stage I Typewriting - Distinction
Proficient in Microsoft Office, Excel, Word, Outlook, Access, PowerPoint; Mac OS
Familiar with all the major e-banking systems including JPM Access, Citidirect, Bankline, CHAPS, EUCLID,
SWIFT Alliance, Hiportfolio, Rolfe & Nolan, GMI, Paladign, CREST, VAX, SDS, Opus, ECS, ISG, OmniRIM,
SunGard AvantGard Integrity TMS, SunGard IntelliMatch, CARS, SSR (Smartstream)
Bloomberg, BACS, EXTEL, CLS, eBTS, SCD
SWIFT message types I am most familiar with are:
MT103,202,204,210,292,300,502,535,36,540,541,542,543,700,760,767,900,910,940,950,n99
INTERESTS
Foreign travel, reading, history, swimming and playing bridge