1. M. DakshinaMurty
Flat No: 103, Jyothi Mansions, Snehapuri Colony, Nacharam, Hyderabad-500076
Mobile: 91 9441426504
SENIOR BANKING PROFESSIONAL with over 26 years of experience with excellent
track record and outstanding credentials
Offering rich business acumen, unblemished record of service and result oriented
leadership in Banking Sector across a diverse range of functions
Certified Associate of Indian Institute of Banking & Finance (CAIIB), holds
Management qualification (MBA) with dual specialisation in “Finance” and “Retail
Possesses extensive experience in various areas of banking such as Credit
Management, Project Management, and Housing Finance, Loans against Property,
Retail Loans and Micro Finance.
Noted for Administrative acumen, eye for detail and achievement of results. An
effective Team Leader and having in depth knowledge of People Management.
Possess excellent Communication Skills and exceptional leadership qualities.
Experienced as a Teaching Faculty and handled topics such as Leadership,
Motivation, Organisational Behaviour etc., in the in-house training system of State
Bank of India.
Strategic Planning & Business Development
Credit Management / Retail Advances/ Housing Finance/ SME loans
Team Building & Management /Leadership/ Motivation
Administration / Operations Management
Excellent Communication and Effective Leadership
Consistent achiever of business targets throughout the career.
Compiled “Credit Management” compendium for SBI.
Started the first Housing Finance branch of SBI at Hyderabad, exclusively dedicated
for housing finance.
Recipient of 'Performance Excellency’ award continuously for the last 3 years
(2004-05, 2005-06, 2007-08) for business performance.
Handled big projects like “Total Branch Computerization” of all the branches of
SBI in Orissa.
Implemented ATM pilot project of SBI in Bhubaneswar.
2. Industry Experience
State Bank of India (1979 – May 2008):
Functioned as “Asst. General Manager” in SBI and handled entire gamut of
“Banking” and “Finance” functions, including Operations, Training, and
Administration and Business development.
Led a team of 40 branches constituting a Region and ensured accomplishment of
Vardhaman Bank ( Aug 2008 – Mar 2011):
Held the position of “Chief Executive Officer & Managing Director” and headed
that Bank. Functions include Business development, Branch expansion and
Management of Human Recourses.
Implemented “Core Banking Solution” for the Bank
Muthoot Fincorp Ltd., (August 2012-Dec 2015):
Held the assignment of “Regional Manager- Risk Management” and handled 4
states viz., Telangana, AP, Odisha and West Bengal comprising 620 branches.
Besides audit, functioned as Regional Manager- Operations for 6 months.
Devised and implemented many projects like Risk based Internal Audit.
IT COT Consultancy Services ( From July 2016 onwards)
Designation: Deputy Vice President.
Functions: Project Management, Loan Syndication, DPR/ TEFR/ TEV studies,
Valuation of Assets, NPA Recovery
Master’s Programme: MBA ( Distance Learning) - Grade-A ( 66%)
Specialisation: Finance & Retail Management
Professional Qualification: CAIIB, Specialisation: Banking & Finance
Graduation: B.Sc, Andhra University, Grade: IInd Class ( 56%)
Computer Proficiency: Proficient with MS Office.
Marital Status: ` Married
Date of Birth: 09-05-1948
Languages known: English, Telugu & Hindi