1. Chris Lane
429 Seekamp Kirkwood, MO 63122 (314) 825-2142 byrdini3@yahoo.com
MORTGAGE SPECIALIST/CLIENT SERVICES
Creative, Multitasker, Detail Oriented
SUMMARY
22.5 years of default banking experience. I am highly experienced in a multi-tasked goal oriented environment. Work with
minimal supervision. Extremely effective at communicating with clients, private investors and third party professionals.I have the
knowledge to make effective business decisions underchallenging conditions, given situations to achieve goals within aggressive
time frames. I have knowledge in all phases ofdefault mortgage. I have been working with vendors directly for past 14 years as an
Asset manager. I deal with real estate agents,title companies, closing companies/attorneys and foreclosure attorneys on a daily
basis. I clear VIOLATIONS for REO properties any time they are received. Have been handling and resolving violations for past
14 years.Handle vacant property registrations. Manage property maintenance on all REO properties. I assist clearing title
problems to get REO properties closed. Monitor wires to ensure successfulclosings. Manage all expenses for REO properties.
Managed Taxes, HOA’s and realtor reimbursements. Approved on iClear or submitted manual reimbursements. Researched past
due reimbursements on request.
CORE COMPETENCIES
Default Experience • Sales experience • Attorney invoicing experience • Vendor management experience • iClear • Detail
Oriented • High Level of Multi-Tasking • Problem Solving • Self Starter • Reliable • Dedicated • Committed
PROFESSIONAL EXPERIENCE
CitiMortgage, Inc.
Recovery Analyst II O’Fallon MO 6/2002 – 2/26/2016
Asset manager. Responsible for liquating bank owned properties.
Reconciled multiple values. Listed properties and approved/denied offers and contracts.
Review contracts for accuracy and submitted for executions. Processed executed contracts.
Responsible for making sure properties were maintained while in REO.
Handled HOA’s, taxes and violations for each property as needed.
Managed vast amounts of agent who handled our REO properties.
Managed all reimbursements for each REO property in inventory.
Made sure properties closed on time. Help clear title issues for timely closings.Extended and canceled contracts as needed.
CitiMortgage, Inc.
REO CLOSER. Ellisville MO 6/1999-6/2002
We did the day in day out closings for REO department. This prior to closing firms such as FAACS and Servicelink.
Prepped contracts for signatures. Order deeds,prepped for signatures. Submitted HUD-1 settlement statements for approval.
CitiMortgage,Inc.
Billing Coordinator: Ellisville MO 10/1997-5/1999
Attorney Management. Paying all attorney invoices for default and researchingall delinquent attorney invoices.
CitiMortgage,Inc.
Document Coordinator Work out and REO: Ellisville MO 9/1995-9-1997
Workout and REO were combined was coordinator did mail, reports as well as my previous duties of ordering hard
and collateral files and microfilm.
2. CitiMortgage,Inc.
Document Coordinator for Work out: Ellisville MO 8/1993-8/1995
Started as a coordinator (clerk.) In Workout dept. ordering hard, collateral, files micro film as support role.
EDUCATION
Graduated – Eureka Sr. High School, Eureka MO
22.5 years of on the job experience
OTHER:
1. REO Subject matter expert
2. REO Ambassadorin Partnership team member.
3. Asset manger Position trainer.