3. SHOW’S ABOUT TO START!
• Are EMV and APPLE PAY friends or foe?
• What would MERCATOR say?
• So, I picked a MOBILE WALLET; now what?
But before we head off to new INSIGHTS, a couple of thoughts.
4. EMV
• It’s coming; get over it.
• It’s not Y2K so we’ll see lingering impacts and non-compliance results for a decade.
• No, there’s no business case.
• Yes, some issuers and merchants will skate through EMV but why take the risk?
• Yes, we’re still hammering out the final details on routing and the role of mobile players.
5. WALLETS, WALLETS, WALLETS
• Yes, they’re important.
• No, there will not be a lone survivor.
• Yes, customer experiences will be enhanced.
• Yes, customers will get confused and
frustrated.
• Yes, one or more wallets will be hacked.
• Yes, you can still write a check.
7. HOW DO THESE RECONCILE?
The Internet of Things will lead to $1
Trillion in new opportunities by 2020!
-Motley Fool
The Internet was, is, and will forever
be, a sewer!
-John MacAllister
8. WE ARE NEVER ALONE!
CO-OPTHINK.ORG
GHOSTERY
SPOTS FOUR
INTERLOPERS
9. FINAL THOUGHTS
• Firing the IT MANAGER won’t solve the problem.
• SECURITY is part of everyone’s job description.
• INTERNAL THREATS are just as painful as those from the outside.
• We will always play CATCH-UP, not follow the leader.
• Doing EVERYTHING we can to make the value of the data stolen worthless may change criminal
behavior.