1. The Affordable Care Act and Your Business

2. ©2015 Heartland Payment Systems
What is the Affordable Care Act (ACA)?
The ACA requires you to provide
your employees with a qualified
level of insurance coverage.
This requirement is enforced
by the number of full-time
equivalent employees.
Full-time equivalent employees
are those who work 30 hours per
week or more. However, part-time
employees are also part of the
calculation as a fraction and are
included in the overall total.
30h/w

3. ©2015 Heartland Payment Systems
The ACA’s Impact on Your Business
If you have less
than 49 employees,
you are not impacted
by the ACA
ACA enforcement
for companies with 100+
employees began on
January 1, 2015
100+
Companies with
50–99 employees will
need to be compliant
by January 1, 2016
49 50 99

4. ©2015 Heartland Payment Systems
ACA
Heartland Can Help You Navigate the ACA
Meeting the ACA requirements
can be a daunting task. Heartland’s
solutions can help you understand the
complexities, avoid noncompliance
fines and reduce administrative work.

5. ©2015 Heartland Payment Systems
Reporting Tools for You
Heartland offers flexible reporting
options that provide:
• Data that can be used to
track the number of full-time
equivalent employees for
your business
• Assistance in determining which
category you must comply with
under the Employer Mandate
of the ACA
• Information so you can work
with your benefits provider to
comply with appropriate filing
and year-end benefits filing
according to the ACA

6. ©2015 Heartland Payment Systems
More ACA Guidance
In addition to reporting,
Heartland also offers:
• Guidance on current
ACA requirements
• Training videos that review
ACA details
• Documents, updates and
FAQs covering all areas of
Health Care Reform
• Notice of exchange documents
that you can provide to new hires
• Email alerts as laws change
on a state or federal level
• A communication portal
to post information about
open enrollment and
insurance coverage

7. ©2015 Heartland Payment Systems
To learn more about
how Heartland can help you
navigate the ACA, contact your local
Heartland sales representative.

8. ©2015 Heartland Payment Systems
Appendix
Report Sample