1. Individual
Cyber Safe
Insurance
Policy

2. What is Individual Cyber Safe Insurance Policy?
Bajaj Allianz’s Individual Cyber Safe Insurance Policy is first of its kind
insurance policy launched in the Indian insurance sector that covers
individuals against potential cyber threats and risks.
People nowadays unknowingly get exposed to various cyber-attacks while
browsing the internet, doing digital transactions and accessing social media.
Thus, it is essential that you have a backup plan, i.e., purchase Bajaj
Allianz’s cyber insurance policy so that you get optimum protection in case
you become the victim of a cyber-attack.

3. What are the coverages under Individual Cyber
Safe Insurance Policy?
Bajaj Allianz’s Individual Cyber Safe Insurance Policy provides coverage
against 10 major cyber-threats:
Identity Theft Phishing
Social Media Liability Email Spoofing
Cyber Stalking Media Liability Claims
Malware Attack Cyber Extortion
IT Theft Loss Privacy & Data Breach by Third Party

4. Key Features of Individual Cyber Safe Insurance
Policy
• Any individual above the age of 18 years can buy Bajaj Allianz’s Individual
Cyber Safe Insurance Policy.
• This is an annual policy and can be renewed subsequently.
• Sum Insured options for this policy range from INR 1 lakh to INR 1 crore.
• Legal costs (defense and prosecution costs) as well as other nominal
costs are covered under this policy.
• This policy offers optimal protection at affordable premium rates.
• Additional benefits such as the expenses of counselling services and IT
consultant services are offered with this policy.

5. Exclusions in Individual Cyber Safe Insurance
Policy
• Dishonest and improper conduct
• Bodily Injury / Property damage
• Unsolicited Communication
• Unauthorized Collection of data
• Immoral / Obscene Services

6. Premium Rates in Individual Cyber Safe
Insurance Policy
SI (Sum
Insured)
1
Lakh
3
Lakh
5
Lakh
10
Lakh
15
Lakh
20
Lakh
25
Lakh
50
Lakh
75
Lakh
100
Lakh
Premium 662 1395 1823 2848 3696 4187 4545 6156 7589 8933
*The SI and Premium rates are indicated in INR.

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