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disability   life   vision   medical   dental
Who we are.
                 BEST Life has been providing affordable group
                 benefits to small and large employers for more than
                 four decades. Headquartered in California and with
                 offices in Idaho, we have built a legacy based on
                 superior service and flexible plan designs serving 39
                 states.
d en t al
m e di cal
vis io n
lif e
d isa bil it y
Every employer is different. We understand that. That’s
why our plans are designed to maximize flexibility. It’s all
about tailoring to the specific needs of each employer.
What’s more, we pride ourselves on our superior customer
service, rapid claims payment and the quality health plans
that have remained BEST Life trademarks.




We have the agility and power to move quickly and easily.
That’s one of our strengths. You’re more than just a
number to us. We pay claims in a matter of days – not
weeks. And when you call, you get a live person committed
to your success. Every time. No exceptions. That’s the
superior customer service we’re known for.




It’s that simple. It’s our family helping your families.
What we do.
                All employer needs are different. That’s why we pride
                ourselves on our ability to provide customized plan
                designs to meet those unique needs. We offer a
                complete and flexible portfolio of health and life
                plans for both large and small employers. Our brokers
                come to expect it. And we deliver.
d en t al
m ed ica l
visio n
lif e
d isab il ity
Medical
We offer HSA-compatible High Deductible Health Plans (HDHP) with
access to large national or regional PPO networks. Plus, members gain
instant access to a wraparound network – one of the largest in the
nation – that gives them extra assistance when they are outside their
primary network service area.


Dental
We maintain a variety of affordable plans to fit many budgets. We offer
both Dental PPO and Indemnity plans for businesses with two or more
lives. You’ll find great rates, vast networks and the same superior
customer service.


Vision
Offer employees the freedom of choice to see any provider with our
Indemnity Vision plan. Or access our PPO plan network of more than
40,000 EyeMed Vision Care® providers. All members also gain automatic
access to the EyeMed discount program and the QualSight® LASIK
network for additional savings.


Life
Our Group Term Life policies are customizable for employer-sponsored
or voluntary groups with two or more employees enrolling. With AD&D
and accelerated death benefit options, we provide multiple levels of
coverage that are just right for your groups.


Short Term Disability
We provide that financial safety net as employees recover from a non-
work-related injury or illness. And creating your own plan is easy. By
selecting the benefits you want, you can provide your groups with even
more choices and flexibility.




        Often when you bundle medical insurance together with ancillary lines,
        you get great rates on medical but then pay for it in higher ancillary
        rates. For additional savings, bundle your ancillary lines separately and
        ensure your groups are getting the best possible rates.




We also offer Administration Services Only, Third Party Administration
and Medical Stop Loss programs.

Products vary by state. Contact your sales representative for availability in your market.
P   LOYERS ASSOC
                                                                                        EM                 I




                                                                                                                 AT
                                                                              T
                                                                           BES




                                                                                                                    ION
                                                                                                                           970
                                                                          S er vin g




                                                                                                                          ce 1
                                                                                                                 sin
                                                                               Am
                                                                                       e ri                           s
                                                                                              can                se
                                                                                                    B u sin es


Membership benefits.
In addition to our flexible and affordable plans, members
automatically get additional discounts and benefits through
BEST Employers Association (BEA). BEA currently serves more than
92,000 members nationwide.


Jenny Craig
Save on Jenny! Members and their adult household dependents
get their choice of a FREE 30-Day Program or 25% off a premium
program.
Does not include the cost of food and shipping. Restrictions may apply.




EyeMed Vision Care®
Discounts on eye exams, eyewear and eye correction surgery.


QualSight® LASIK
Receive 40-50% off the national average charge for LASIK
surgery.


Sears Commercial
Discounts on brand name appliances, exercise equipment,
televisions and more.


Avis®
Discounts on car rentals at any Avis location.


Global Medical Conexions
For dental and medical treatment not covered by insurance.
Members can obtain non-covered medical services at up to 70%
less than the US retail hospital price when performed in another
country.


Hartville Pet Health Insurance
Members save 5% on eligible plans.
Available in California, Indiana, Nevada, Texas and Utah.
fast
fl exi bl e
agi l e
si mpl e
BEST Life and Health Insurance Company
2505 McCabe Way
Irvine, CA 92614
800.237.8543
info@bestlife.com
www.bestlife.com

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BEST Life Corporate brochure

  • 1. disability life vision medical dental
  • 2. Who we are. BEST Life has been providing affordable group benefits to small and large employers for more than four decades. Headquartered in California and with offices in Idaho, we have built a legacy based on superior service and flexible plan designs serving 39 states. d en t al m e di cal vis io n lif e d isa bil it y
  • 3. Every employer is different. We understand that. That’s why our plans are designed to maximize flexibility. It’s all about tailoring to the specific needs of each employer. What’s more, we pride ourselves on our superior customer service, rapid claims payment and the quality health plans that have remained BEST Life trademarks. We have the agility and power to move quickly and easily. That’s one of our strengths. You’re more than just a number to us. We pay claims in a matter of days – not weeks. And when you call, you get a live person committed to your success. Every time. No exceptions. That’s the superior customer service we’re known for. It’s that simple. It’s our family helping your families.
  • 4. What we do. All employer needs are different. That’s why we pride ourselves on our ability to provide customized plan designs to meet those unique needs. We offer a complete and flexible portfolio of health and life plans for both large and small employers. Our brokers come to expect it. And we deliver. d en t al m ed ica l visio n lif e d isab il ity
  • 5. Medical We offer HSA-compatible High Deductible Health Plans (HDHP) with access to large national or regional PPO networks. Plus, members gain instant access to a wraparound network – one of the largest in the nation – that gives them extra assistance when they are outside their primary network service area. Dental We maintain a variety of affordable plans to fit many budgets. We offer both Dental PPO and Indemnity plans for businesses with two or more lives. You’ll find great rates, vast networks and the same superior customer service. Vision Offer employees the freedom of choice to see any provider with our Indemnity Vision plan. Or access our PPO plan network of more than 40,000 EyeMed Vision Care® providers. All members also gain automatic access to the EyeMed discount program and the QualSight® LASIK network for additional savings. Life Our Group Term Life policies are customizable for employer-sponsored or voluntary groups with two or more employees enrolling. With AD&D and accelerated death benefit options, we provide multiple levels of coverage that are just right for your groups. Short Term Disability We provide that financial safety net as employees recover from a non- work-related injury or illness. And creating your own plan is easy. By selecting the benefits you want, you can provide your groups with even more choices and flexibility. Often when you bundle medical insurance together with ancillary lines, you get great rates on medical but then pay for it in higher ancillary rates. For additional savings, bundle your ancillary lines separately and ensure your groups are getting the best possible rates. We also offer Administration Services Only, Third Party Administration and Medical Stop Loss programs. Products vary by state. Contact your sales representative for availability in your market.
  • 6. P LOYERS ASSOC EM I AT T BES ION 970 S er vin g ce 1 sin Am e ri s can se B u sin es Membership benefits. In addition to our flexible and affordable plans, members automatically get additional discounts and benefits through BEST Employers Association (BEA). BEA currently serves more than 92,000 members nationwide. Jenny Craig Save on Jenny! Members and their adult household dependents get their choice of a FREE 30-Day Program or 25% off a premium program. Does not include the cost of food and shipping. Restrictions may apply. EyeMed Vision Care® Discounts on eye exams, eyewear and eye correction surgery. QualSight® LASIK Receive 40-50% off the national average charge for LASIK surgery. Sears Commercial Discounts on brand name appliances, exercise equipment, televisions and more. Avis® Discounts on car rentals at any Avis location. Global Medical Conexions For dental and medical treatment not covered by insurance. Members can obtain non-covered medical services at up to 70% less than the US retail hospital price when performed in another country. Hartville Pet Health Insurance Members save 5% on eligible plans. Available in California, Indiana, Nevada, Texas and Utah.
  • 7. fast fl exi bl e agi l e si mpl e
  • 8. BEST Life and Health Insurance Company 2505 McCabe Way Irvine, CA 92614 800.237.8543 info@bestlife.com www.bestlife.com