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The Customer Digital Experience –
Evolution or Revolution?
Antony Bream, UK Managing Director
CREALOGIX at a glance
2
About us
The CREALOGIX Group is an
independent Swiss software
house
and the Swiss market leader for
Digital Banking.
Our focus
Our focus is placed on
changed customer
needs for mobility,
security, personalised
advice and education
within a comprehensive
user experience.
Our locations
Switzerland
Germany
Austria
United Kingdom
Singapore
Facts
Founded in 1996
320 Employees
CHF 50 million Sales
CHF 100 million
Market Cap
© CREALOGIX 3
The Facts & Trends
© CREALOGIX 4
© CREALOGIX 5
© CREALOGIX 6
HSBC’s oldest customer
to download its
banking app is 108!
© CREALOGIX 7
© CREALOGIX 8
© CREALOGIX 9
© CREALOGIX 10
© CREALOGIX 11
© CREALOGIX 12
7 – 9am the busiest time for customers logging in Mon to Fri
© CREALOGIX 13
© CREALOGIX «The Leader for the Digital Bank» 14
Threats To The Banking Industry
© CREALOGIX 15
Threats to the Banking Industry
© CREALOGIX «The Leader for the Digital Bank» 16
But There Are Many Opportunities
© CREALOGIX 17
User Experience Compromise vs. Security
© CREALOGIX 18
© CREALOGIX «The Leader for the Digital Bank» 19
The evidence points to a Revolution
from the customer!
© CREALOGIX «The Leader for the Digital Bank» 20
Digitize or Die!
© CREALOGIX 21
© CREALOGIX «The Leader for the Digital Bank» 22
The Details in the Data!
© CREALOGIX 23
© CREALOGIX «The Leader for the Digital Bank» 24
Tailored to customers‘ requirements through targeted campaign
management
© CREALOGIX
Homepage
2
1
© CREALOGIX «The Leader for the Digital Bank» 26
© CREALOGIX «The Leader for the Digital Bank» 27
© CREALOGIX «The Leader for the Digital Bank» 28
Get OnBoarding Right!
© CREALOGIX 29
© CREALOGIX «The Leader for the Digital Bank» 30
The Implications of Getting it Right
“You can see that we’ve developed up to 16 million-plus customers. That’s 2
million more than when I was here last year, and we added 30,000-plus last week,”
BofA CEO Brian Moynihan
 The bank says its mobile “active” bank accounts surged by 15% last year to some
16.5 million.
 Wells Fargo of San Francisco reported nearly 25 million active online customers
last year, up 8 percent year-over-year. It had just over 14 million active mobile
customers, a jump of 19 percent. Last year, it reduced its total branch network by
16.
© CREALOGIX «The Leader for the Digital Bank» 31
So Where To Start?
© CREALOGIX 32
The Future
© CREALOGIX 33
The Customer Digital Experience –
Evolution or Revolution?
Antony Bream, UK Managing Director
+44 (0)7880 796403
antony.bream@crealogix.com

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