Panama is a country with many attractions that make it a popular tourist and retirement destination. It has a variety of natural attractions like rainforests, beaches, and biodiversity close to an infrastructure resembling that of developed countries. Panama has no hurricanes or major earthquakes. It uses the US dollar and has a low cost of living. Various publications have recognized Panama as one of the best places to retire due to its safety, climate, infrastructure and economic stability. Panama also celebrates carnival before Easter in many towns across the country.

1. fo
LIVING IN
REPUBLICA DE PANAMA
Panama is such an amazing country
and surprises everyone who visits.
If you are planning on coming to
Panama be prepared to be
overwhelmed.

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&
Soluciones de tecnologías de LEGAL SERVICES
la información
Panama has a great variety of world-class
Are you looking for a visa
attractions all in close proximity.
for Panama or to work in
Panamá?
VGSC INVESTMENT &
LEGAL SERVICES is a
company with high
success rate in migration
services, specializing in
helping people with their
complete migration to
Panamá.
Exotic tropical rainforests, beautiful mountain Panama is close.
All of our migration agents refuges, Caribbean-style beaches, seven living As part of Central America, Panama is just a
are highly skilled, Indian cultures, a Miami-style capital city, short plane ride away. Eight major US cities
historical sites, golf, diving, rafting, sport fishing, offer direct daily flights to Panama City: Los
qualified and experienced.
not to mention that 8th wonder of the world and Angeles, New York, Newark, Miami, Houston,
engineering marvel- The Panama Canal. And it's all Dallas, Atlanta and Orlando.
We provide a host of in a country just 50 miles wide, the size of South
Carolina. Panama is tourist friendly.
secondary services aimed
English is spoken as a second language. The
at assisting our clients to Panama is safe. Panamanian people are amongst the
relocate to Panamá. Panama has the highest rating for tourist safety friendliest in the world. They are known for
from the Pinkerton Intelligence Agency. In a their peaceful, get-along and fun loving
These include help with
Newsweek magazine article on tourism safely nature. As a result of the 90 year presence of
finding house in Panamá, worldwide, Panama received same tourism safety Americans in the Canal Zone, Panamanians
renting and buying a rating as the USA. Foreign residents in Panama will understand and appreciate Americans-
house in Panama and a
tell you how safe they feel living in Panama thousands have worked with Americans as
compared to any other country in Central America. well as studied in the United States.
range of financial services
to help maximize your Panama has the US dollar as its currency.
assets and investments. Panama's currency is the US dollar. That's
right! What a great convenience. In Panama,
If you're looking for a
there's no need for currency exchange. No
Panamanian Visa, our need to be a mathematical genius to figure
migration agents can offer Panama has a First World infrastructure. out what that meal just cost or how much to
tip the bellboy. Your bank accounts and
you a first class
Panama has a first-world infrastructure starting investments are also all of course in US
professional service dollars.
with a safe cosmopolitan Miami- style capital city
during your migration to with high speed internet, first rate hotels, fine
Panamá. dining and beautiful shopping malls. The highway
infrastructure, medical care, telecommunications
and business services are excellent-comparable to
the USA as noted in the ARRP's Modern Maturity
magazine. Panama also has the second largest
Free Trade Zone in the world and a banking sector
with 100 banks.

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Panama has world-class medical care
and a healthy environment.
VGSC INVESTMENT &
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We VGSC INVESTMENT &
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specialists in Asset
Protection, Commercial
Laws, Corporations,
Foundations, Panama
offshore Bank Accounts, Many Panamanian doctors are speak English Panama has a wide selection of beaches and
Migration services and and are American-trained. Several hospitals island venues and activities.
have medical services on a par with US With two coasts, one thousand islands and
Investment Legal Advice.
hospitals. Sanitary conditions are excellent- Caribbean-style beaches, there is much to
VGSC INVESTMENT & there is almost none of that tourism scrouge- choose from for beach vacations from the all-
LEGAL SERVICES is a "Montezuma's Revenge". You can even drink inclusive resorts to exotic island retreats.
young and responsible firm
the tap water- a rarity in Latin America. An
amazing abundance of fresh and inexpensive
dedicated to promote legal fruits and vegetables makes healthy living a
and migration solutions to pleasure.
our customers
Panama is the best place for nature travel,
Our fundamental objective
ecotourism and eco-adventure today. Panama is world-class for adventure.
is to give continuous advice
International experts rave about river running
to our clients and protect in Panama which includes rafting, kayaking and
their asset make their motorized river boats. There are rivers in
Panama where you can ride 20 sets of rapids in
money worth.
one afternoon. Canyoning, trekking, rapelling
You will find every and surfing offer similar world-class
advantage, advice and tip. experiences for the hard and soft adventure
seeker.
Our goal is to serve and Panama has the easiest-to-get-to exotic nature
satisfied all our clients’ in the world. Its position as a narrow land
bridge connecting two continents has endowed
needs.
it with some of the worlds’ most pristine and
Contact : bio-diverse rainforests in national parks
T (507) 397-3630 covering 5 million acres. A key indicator of its
bio-diversity: Panama has 944 recorded bird
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species, more than the U.S. and Canada Panama has world class fishing, diving,
C (507) 6713-7306 combined. Furthermore, all that great nature is snorkeling and sailing.
C (507) 6759-2771 very accessible, with some of the best locations One place in Panama, Pinas Bay, holds 170
less than an hour from Panama City. There is a world fishing records. There are five world class
E-MAIL:
local saying that while in other countries you diving areas: Coiba National Marine Park, the
info@vgsclegalservices.com have 20 tourists looking at one bird, in Panama Pearl Islands, Bocas del Toro archipelago,
www.vgsclegalservices.com you have one tourist looking at 20 birds Portobello and for historical diving the Panama
Canal.

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Panama Has no Hurricanes nor major
destructive earthquakes.
Panama has become one
of the 15 best world
destinations for
retirement, only recently
have the advantages of this
country been made popular
among retirees in North
America and Europe:
Panama has long been the
prime choice for retirees,
second-home buyers, and
property investors alike. Panama is blessed by nature-unlike the rest of Panama City Nightlife
her Central American neighbors, Panama has Panama city is inmensely active in regards to
Panama was the winner for nightlife. There are tons of restaurants, bars
no hurricanes-amazingly it’s in a special climate
six years in a row of area that is totally hurricane-proof. It also has and clubs where people go out to have a drink,
International Living no major earthquakes. Your Panama vacation relax, listen to music and dance. You will find
will never be re-scheduled due to natural that panamanians love to dress well, impress
magazine’s Annual Global
events. Your property investment will always and be impressed when going out. Casinos
Retirement Index. Modern be safe from hurricanes and earthquakes. throughtout the city constantly host events to
Maturity, Conde Nast keep people coming, and they do come.
Traveler, AARP Magazine
Panama is Survivor Country.
How exotic and interesting is Panama? 14
and MSN.com all praised countries have filmed their Survivor programs
Panama as the best place in the islands of Bocas del Toro and the Pearl
to retire. The New York
Islands. CBS's Survivor series for Fall 2003 and
Winter 2004 took place in Panama’s Pearl
Times recently compared Concerts, conventions, pro boxing fights,
Islands.
Boquete, Panama to inaugurations, coupled with the great influx of
Americans seeking retirement, Colombians,
California’s famed Napa
Venezuelans and many other nationalities are
Valley. increasing the activity at which Panama City
British researchers have celebrates as the never before seen real estate
released a survey called
boom is taking the country to economic levels
that have not been seen before.
the “Happy Planet Index”.
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E-MAIL:
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Panama, is one of the most important
international finance and insurance
Due
position,
to its
the
geographical
Isthmus of
centers in Latin America
Panama became one of the
first financial and
commercial Centers of the
Americas. An outstanding
series of advantages
invites entrepreneurs and
investors to establish their
offices her.
The Panama Canal, one of
the most important
waterways of the world. Panama, a city of over 1 million people, it is Clubs don't close until the manager says he is
A network of modern
one of the most important international closing and you might find yourself seeing the
container ports, railroads
finance and insurance centers in Latin America, sunrise as you leave a bar or club. It all takes
and of course a center for the maritime place in three sectors of the city: The downtown
and airports, which
industry. This fact has also helped Panama business district, Casco Viejo, the historic Spanish
supports a fast exchange of
become a "tazita de oro" in Central America Colonial sector and on Amador Causeway which
merchandise from and to
these days. is connecting four islands in Panama Bay. When
the most important ports of
Panama has become one of the 15 best world in Panama go out and dance the night away
the world
destinations for retirement, only recently have anywhere.
A Free Trade Zone with a the advantages of this country been made The Casinos area just behind the Hotels and bank
large storage capacity, popular among retirees in North America and area is an awesome place to hang out and dance
which allows re-export of Europe. and there other new clubs that cutting edge and
merchandise to Latin Panama has long been the prime choice for rival those in New York and Miami so ask around
America and the Caribbean retirees, second-home buyers, and property and you'll get the right answer.
A modern system of investors alike. Today you can still find
telecommunications and apartments in sought-after areas of Panama
connection points for high- City for $80,000 and live well on $1,200 per
speed, broadband, optic- month.
fiber cables, which Panama was the winner for six years in a row
connects the Americas with
of International Living magazine’s Annual
the world
Global Retirement Index. Modern Maturity,
Conde Nast Traveler, AARP Magazine and
For more information about our MSN.com all praised Panama as the best place
services please contact us: to retire. The New York Times recently
compared Boquete, Panama to California’s
T (507) 397-3630
famed Napa Valley.
F (507) 397-3632 British researchers have released a survey Like at any other country stay safe and always
C (507) 6713-7306 called the “Happy Planet Index”. Designed to obey your instincts.
measure life satisfaction, life expectancy and
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ecological footprint, Panama ranked fifth in the
E-MAIL: world. (For comparison, the U.S. came in at
info@vgsclegalservices.com #150, and the U.K. at #108!)
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6. VGSC INVESTMENT
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Carnival in Panama is a celebration that takes place
in just about every town of the country
 Low cost of labor and
healthcare
 Large number of U.S.
trained healthcare
specialists
 Bilingual assistance
readily available in
urban centers.
 Substantial discounts
in restaurants, travel
and healthcare for all
Even though this is a yearly celebration, an You might be familiar with carnival of Rio de
retirees
often asked question even by locals is: "When Janeiro, and Mardi Gras in New Orleans. Well the
 A dollar economy and
is the carnival this year?" That's because the carnival in Panama is also celebrated on the
low inflation protect
celebration is always 40 days before the same dates and it is celebrated in one way or
fixed incomes
christian holly week. The most famous of all another by the whole country.
 Access to stateside
towns is Las Tablas in the province of Los
publications and
Santos which is also located in the Azuero
media
peninsula. Panama city, the capital of the
 Real estate at prices
country, and Penonome are also places to
below those of
celebrate it in all its glamour.
stateside and other
Caribbean
destinations
 Financing by banks
for retirees with
stable incomes
 English is widely
spoken.
 Low crime levels
 Large expat and
Carnival in Azuero is by far the most exhuberant
immigrant
and most popular celebration where in Las
communities from
Tablas, in particular, two streets in the same
throughout the world
town battle it out to outdo eachother on parades
during the day and night for the 5 days that the
T (507) 397-3630
carnival lasts. Calle Arriba (High Street) and Calle
F (507) 397-3632 Abajo (Low Street) put out excellent shows with
C (507) 6713-7306 very expensive thrones and dresses for each of
C (507) 6759-2771 their queens that rival those in Rio de Janeiro.
E-MAIL: This carnival is one you will never forget if you
attend. In Azuero, Chitre, Guarare, and La Villa de
info@vgsclegalservices.com The celebration is a huge party, yes that's
Los Santos are also known for celebrations but
www.vgsclegalservices.com exactly what it is. In fact it is the most famous
cannot compare to the one in Las Tablas.
of all parties in Panama.

7. VGSC INVESTMENT
&
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En Panama City also celebrates the carnival
by closing main arteries of the city for parades
THE PARADE
There is a parade with the Queens
and the traditional "mojadera"
rolling by that come through while
people standing on top of the water
trucks spray the water over tons of
people.
MOJADERA
Eighteen-wheelers with water
tanks show up and pump water out People throw water at each other which a Saturday morning comes with the start of the
of it to throw it at the crowds
characteristic of every carnival celebration "mojadera" at 10am. By that time the eighteen
throughout the country. Eighteen-wheelers wheelers with are lined up around the town's
celebrating the parades. This, you
with water tanks show up and pump water out central park and the crowds are already showing
might think, is weird but if you of it to throw it at the crowds celebrating the up. An occasional short pants, a shirt you might
attend this carnival, you will soon parades. This, you might think, is weird but if not be wearing again, cheap snickers, sunglasses
you attend this carnival, you will soon find out and a cap or hat is all you need to wear. You
find out that it is actually nice
that it is actually nice because Panama is hot don't need to worry about how clean you look
because Panama is hot and the and the carnival takes place during the summer after the party because everyone will be wet,
carnival takes place during the (dry season in Panama takes place in maybe dirty from colors people use to color
February...yes February!) a good splash of other people's cloths among other things.
summer.
water is very welcomed to beat the heat of the Dancing, drinking, hanging out while you get wet
radiant sun. is mostly what is going to happen all day until
FRIDAY NIGHT 5pm. There is a parade with the Queens rolling
by that come through while people standing on
Friday night kicks off the party with
top of the water trucks spray the water over tons
the formal presentation and of people. After 5pm, everyone except the
crowning of the queens and a drunks start heading out to go home to change
parade follows.
into nice clothes to go have dinner and then go
back to the central park to enjoy the night
The Las Tablas carnival days is organized in the parade, followed by more of what happened on
following way. Friday night kicks off the party Friday night. This is basically repeated through
with the formal presentation and crowning of
For more information about our
Tuesday.
the queens and a parade follows. Everyone is
services please contact us: dressed nice and the all attend the parade
T (507) 397-3630
celebration and the crowning. Following the
parade there is a fireworks show which lasts
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tor about 30 minutes. Afterwards, everyone is
C (507) 6713-7306 free to either hang out at the park or go to
C (507) 6759-2771 various parties organized around town.
Drinking is of course allowed on the streets but
E-MAIL:
drunks disturbing the peace are quickly round
info@vgsclegalservices.com up by police and locked up until the end of
www.vgsclegalservices.com carnival because the government courts are
shut down. The party doesn't stop until about
5am.

8. VGSC INVESTMENT
&
LEGAL SERVICES
Every carnival day is themed as follows
HOTELS
In Panama City, there are very
many hotels and it might be
easier to find accomodations that
if you decide to go to Las Tablas
or any other city.
PROPIETARIOS
No hay restricción en cuanto a la
nacionalidad o el número de
propietarios, pudiendo ser
nacionales o extranjeros.
Friday is the Opening, Saturday is the
International Day, Sunday is Pollera day,
Monday is costume day, Tuesday is Queens day
and on the hours before 5am on sunday is the
"entierro de la sardina"(the sardine burial).
Well, the question is answer with two short
words: Plan ahead. In reality you need to plan
ahead well in advance if you want to
participate in any of the carnivals. Understand
that the whole country is participating and ALL
hotels are going to be booked to capacity just
like you would expect any city in the world
preparing for any carnival. Reserve your hotel
months in advance you can stay at a nice one.
In Panama City, there are very many hotels and
it might be easier to find accomodations that if
T (507) 397-3630 you decide to go to Las Tablas or any other city.
F (507) 397-3632
C (507) 6713-7306
Make friends in Panama and try to go in a
group to any of the cities in the country. That
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will be the best way you will reassure yourself
E-MAIL: to have a blast while staying safe.
info@vgsclegalservices.com
www.vgsclegalservices.com

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Voted top five destinations by the
American Association of Retired Person
The American Association
of Retired Persons
(AARP), and voted
Number One
With this as an incentive, as well
as tax breaks, residency
programs and discounts on
airfares and dining; why would
people not opt for retirement in
Panama? The Republic of
Panama has offered a great life
for people who have retired, and
More and more people today are choosing to People have found that retirement in Panama
has attracted thousands of has offered unbeatable price differences
move abroad when they retire, in search for a
people from the United States. It better and more relaxed life. With an increase compared to the United States. Medical Services
was recently voted one of the top in the cost of living, as well as poor social only cost 30% of what they do in America, which
security and pension plans, many people is reason alone to move over once retired. As a
five destinations by the American
cannot afford to stay in their country of retired person, you will automatically get a
Association of Retired Persons residence, and they opt to move away to a discount on all dental bills, eye exams, doctors’
(AARP), and voted Number One place where they can afford a better way of bills, medicines and hospital services. This can be
life. Wont you? very important as you start getting older, and will
by International Living.
offer you a little bit of added security and take a
load off your mind.
For more information about our
services please contact us: Many places abroad have a cost of living so
T (507) 397-3630 low, that it is often compared to what prices
may have been like about a hundred years ago.
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With this as an incentive, as well as tax breaks,
C (507) 6713-7306 residency programs and discounts on airfares
C (507) 6759-2771 and dining; why would people not opt for There are a great range of incentives offered for
E-MAIL:
retirement in Panama? The Republic of retirement in Panama, including some great
Panama has offered a great life for people who discounts on entertainment. On weekends, you
info@vgsclegalservices.com have retired, and has attracted thousands of will receive a 30% discount on hotels, and during
www.vgsclegalservices.com people from the United States. It was recently the week you will only have to pay half price. You
voted one of the top five destinations by the will be able to travel all over the country, and
American Association of Retired Persons enjoy your retirement with these fantastic offers
(AARP), and voted Number One by Panama have for you.
International Living.

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Retirement in Panama offers a whole lot
of great days out, and activities that you
RETIREMENT IN PANAMA can enjoy with your friends and family
If you decide to make your
retirement in Panama, you will
receive some great discounts
Para obtener más información
acerca de cualquiera de nuestros
productos o servicios
Even visiting banks or any other
public institutions is hassle free,
with separate and shorter lines
for retired people. Prices are
cheaper, and you will be able to
In Panamá You will also get discounts on tickets Panama takes good care of retired people,
afford things that you may never offering some fantastic discounts and tax
to the movies, sports games and cultural
have considered before such as events which you can enjoy throughout the exemptions.
a maid or a gardener to help you year. Retirement in Panama offers a whole lot
of great days out, and activities that you can
out in and around your home.
enjoy with your friends and family.
With fantastic offers on flights, If you decide to make your retirement in
holidays, hotel rooms and Panama, you will receive some great discounts
on utility bills and mortgage bills. If you are
events, retirement will be fun and
importing your furniture over from another
something for everyone to look country, you will be tax exempt for all items to
forward to! the value of US$10,000. There is also an import
tax exemption on your car, as well as on other
household goods.
For more information about our
services please contact us:
T (507) 397-3630 Even visiting banks or any other public
F (507) 397-3632 institutions is hassle free, with separate and
shorter lines for retired people. Prices are
C (507) 6713-7306
cheaper, and you will be able to afford things
C (507) 6759-2771 that you may never have considered before such
E-MAIL: as a maid or a gardener to help you out in and
info@vgsclegalservices.com
around your home. With fantastic offers on
flights, holidays, hotel rooms and events,
www.vgsclegalservices.com retirement will be fun and something for
www.vgsclegalservices.com everyone to look forward to!

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That’s right. Panama. The little country with
the big heart where the Panama Canal is,
PANAMA IS, WHERE THE where the cost of living is affordable
COST OF LIVING IS
AFFORDABLE
Panama! Safe, beautiful,
accessible. Panama is an
extraordinarily beautiful country
with a marvelously diverse
ecology. Whether you prefer
tropical beaches, open farm
spaces, cool forested highlands,
gated communities or private
coffee estates, Panama has
That’s right. Panama. The little country with •Panama City is a modern capital city with
them all at still affordable prices. international banking facilities, first-rate hotels
the big heart where the Panama Canal is,
where the cost of living is affordable, and restaurants and shopping on a par with the
For more information about our infrastructure is US style, health care is US. Truly a multi-cultural crossroads, Panama
excellent (and inexpensive), the political City is definitely first world.
services please contact us:
environment is stable and LIVING THE GOOD •Panama is one of the few remaining countries
T (507) 397-3630 LIFE is still possible! to offer true banking privacy. Your investments
F (507) 397-3632 Panama! Safe, beautiful, accessible. Panama is are safe and secure here…and private.
an extraordinarily beautiful country with a •Panama has reliable communications and road
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marvelously diverse ecology. Whether you infrastructure. High speed internet is available in
C (507) 6759-2771 prefer tropical beaches, open farm spaces, cool even remote areas. Public transportation—by
E-MAIL: forested highlands, gated communities or bus, air or taxi—connects all parts of the country.
private coffee estates, Panama has them all— •International flights arrive and leave daily
info@vgsclegalservices.com
at still affordable prices. between the US, Canada, Europe and South
www.vgsclegalservices.com Modern Maturity Magazine (AARP), Fortune America.
Magazine, the LA Times, International Living •Health care facilities are top notch. Health
and the Wall Street Journal all consistently rank insurance is a fraction of the cost in the US.
Panama as a leading choice worldwide for Prescription drugs are significantly less expensive
retiring baby-boomers and investors. than in the US. The water is safe to drink. There
Consider this: is no malaria.
•Since the early 20th century Panama has been •Geographically, Panama is the size of South
a true international crossroads. Carolina, but with a population of only 3 million.
•People from the US, Canada, South America, There is lots of room to grow here…and the
Europe and Asia are increasingly moving to this expatriate population has been rapidly growing
multi-cultural country, where diversity is as more and more Americans, Canadians and
celebrated. Europeans have tested the waters and made the
•English is the official second language and the decision to invest in and move to Panama.
currency is the US dollar (though Euros are
welcome).
•Panama is one of the safest countries in the
world with the highest rating for tourist safety
from the prestigious Pinkerton Intelligence
Agency.

12. VGSC INVESTMENT
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If not here…where? If not NOW…when?
PANAMA IS, WHERE THE
COST OF LIVING IS
AFFORDABLE
Panama! Safe, beautiful,
accessible. Panama is an
extraordinarily beautiful country
with a marvelously diverse
ecology. Whether you prefer
tropical beaches, open farm
spaces, cool forested highlands,
gated communities or private
Do you want fabulous beachfront property, Want to climb a sleeping volcano and view the
coffee estates, Panama has where the monkeys call out from the jungle, Caribbean and the Pacific Ocean simultaneously?
them all—at still affordable the whales migrate past, and life is muy Looking to take life easy or to have a thrilling
prices.
tranquilo? adventure?
Or are the green mountains calling your name, Panama has it all…. Let VGSC INVESTMENT &
so that you can glimpse the rare Royal Quetzal LEGAL SERVICES help you make your dreams
Panama has it all…. Let VGSC bird while drinking Arabica coffee grown in come true…live life large.
INVESTMENT & LEGAL your own back yard? VGSC can help you with the HOW and the
Like to scuba dive or snorkel through fabulous WHERE. The only question for you is, WHEN?
SERVICES help you make your
coral reefs? If not here…where? If not NOW…when?
dreams come true…live life
large.
For more information about our
services please contact us:
T (507) 397-3630
F (507) 397-3632
C (507) 6713-7306
C (507) 6759-2771
E-MAIL:
info@vgsclegalservices.com
www.vgsclegalservices.com

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Panama Immigration and Panama Residency
Visas.
 Self economic Visa
MIGRATION VISAS  Retired Pension Visa
 Investor Visa
- Retired or Pensioned Program  Reforestation Visa
- Retiree Rentier  Student Visa
- Self Economic Solvency  Worker Visa
- Large Business Investor
- Reforestation Investor
- Immediate Passport Program
- Self Economic Solvency Visa
- Agricultural Investor Program
- Tax Free Processing Zone
Investor
The Panamanian government created several Many times, investors find that a Panamanian
- Reforestation Visa (New) residency visa is just an "extra benefit" to the
Panama immigration laws which, depending on
- Retired or Pensioned Program the particular type of Panama residency visa Panama investments that they are making. The
- City of Knowledge Work Visa applied for, enables foreigners to obtain legal fact that there are different Panama immigration
temporary or permanent residency in Panama, visas and Panama residency programs suited for
- Missionary Visa
Panama work permits, and in some cases, investors is an incentive for relocating to Panama
- Student Visa Panama citizenship and / or Panama passports. and obtaining Panama citizenship and a
- Multiple Entry and Exit Visa Most of these Panama immigration laws have Panamanian passport. Relocating to Panama and
been created to promote foreign investment in getting Panama legal residency can be easier by
Panama which benefits the local environment using our experienced Panama immigration
or local economy of Panama. lawyers.
Our Panama immigration law firm specializes in
all of the Panama immigration programs and
Panama visas.
T (507) 397-3630 We have listed several of the Panama
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residency visas as well as other Panama visas
such as work visas in Panama. Some of these
C (507) 6713-7306 Panama immigration visa programs offer
C (507) 6759-2771 Panama temporary residency permits, or
E-MAIL:
Panama permanent residency permits, some
offer Panama citizenship, and Panama
info@vgsclegalservices.com
passports and others may not. Some of these
www.vgsclegalservices.com Panama immigration programs only offer
Panama temporary resident visas, or Panama
work permits.
Many international investors and companies
find excellent opportunities for Panama
investments in reforestation, manufacturing
plants, assembly plants, distribution facilities
for import/export, software creation facilities,
call centers, and a variety of other business
activities.

14. VGSC INVESTMENT
&
LEGAL SERVICES
Obtaining a second residency in Panama is useful
for those who wish to improve their quality of life
MIGRATION VISAS
- Retired or Pensioned Program
- Retiree Rentier
- Self Economic Solvency
- Large Business Investor
- Reforestation Investor
- Immediate Passport Program
- Self Economic Solvency Visa
- Agricultural Investor Program
Have a second home in Panama, a tropical Panama is a developing nation, but living here
- Tax Free Processing Zone country where one can peacefully live in means anything but living in the Third World.
Investor Panama, or visit Panama on a part-time basis. Panama is full of the comforts and luxuries that
- Have a "safe haven" in Panama to escape to many search for overseas but can rarely find in
- Reforestation Visa (New)
in the event of war or any type of political or combination with an affordable cost of living. In
- Retired or Pensioned Program civil unrest that may threaten ones’ family. fact, most people can significantly improve their
- City of Knowledge Work Visa - Actually live in Panama permanently, perhaps quality of life by living in Panama, and they do so
after retirement and obtain a Panamanian without having to live in an unsafe country with
- Missionary Visa
residency visa. poor infrastructure.
- Student Visa - Relocating to Panama to a tropical, stable, Panama is a surprisingly safe country, where you
- Multiple Entry and Exit Visa safe country where it is very economical to live may actually live safer than you might in large
in comparison with most other developed U.S. cities.
countries such as the US, Canada, Europe, etc. The developed infrastructure of Panama is
- Relocate to a more "tax friendly" country astounding to those who arrive anticipating
where foreign earned income, foreign earned Third-World conditions. Panama City boasts a
capital gains, and bank interest income are not tremendous skyline of high-rise buildings,
taxed nor need to be declared. including chrome and steel modern office
- Relocate to a country where frivolous lawsuits complexes, massive hotels, and enormous
For more information about our are not recognized by the courts, and one can apartment buildings. Panama City is an important
services please contact us: protect their assets through a corporate hub for international banking and commerce, so
structure, without the risks of "piercing the if you are looking to invest or start a business
T (507) 397-3630
corporate veil". while living in Panama, you will have plenty of
F (507) 397-3632 - Relocate to a country where one can do resources at your disposal. Culturally, living in
C (507) 6713-7306 business operations economically, and without Panama means five-star restaurants, theater,
heavy restrictions, regulations, or taxes that symphonies, ballet, and boutiques.
C (507) 6759-2771
hinder the growth of the business. Yes, the infrastructure in Panama is well
E-MAIL: - Relocate to a country where real estate is still developed: The telephone service is quite
info@vgsclegalservices.com affordable for purchasing homes in the city or advanced, so international calls are always easy
www.vgsclegalservices.com
land at the beaches, mountains, lakes, etc. to make; high-speed Internet is widespread; and
- Relocating to Panama and purchasing a Panama City's international airport is completely
second residence in Panama or taking modern, offering daily flights to many
advantage of the Panama immigration international destinations.
programs, Panama resident visas, and choosing Panama is so welcoming to foreigners partly
Panama citizenship with a Panamanian because it is already a very diverse society.
passport if you wish.

15. VGSC INVESTMENT
&
LEGAL SERVICES
Panama Self Economic Solvency Visa
MIGRATION VISAS
- Retired or Pensioned Program
- Retiree Rentier
- Self Economic Solvency
- Large Business Investor
- Reforestation Investor
- Immediate Passport Program VGSC INVESTMENT & LEGAL SERVICES offers Panama Investment Option # 2:
- Self Economic Solvency Visa
the obtaining a Panama Self Economic Solvency Panama Investment: Invest a minimum of
Visa. US$300,000 (Three Hundred Thousand US
- Agricultural Investor Program
Law N° 16, of June 30,1960 created this Dollars) in titled Panama real property. This
- Tax Free Processing Zone program to offer international investors the must be equity, as mortgages do not count.
Investor
opportunity to obtain Panama legal residency, Stipulations: (1) The titled Panama real property
Panama citizenship by making certain Panama can either be in the personal name of the
- Reforestation Visa (New)
investments. primary applicant or in the name of a Panama
- Retired or Pensioned Program Currently, the Panama Self Economic Solvency Private Interest Foundation; as long as the
- City of Knowledge Work Visa Visa offers three (3) different Panama primary applicant is either the Founder or a
investment options to qualify for Panama Beneficiary (it may not be in the name of a
- Missionary Visa
residency: Panama corporation or trust). (2) The primary
- Student Visa applicant must also prove that he or she has
- Multiple Entry and Exit Visa Panama Investment Option #1: sufficient income to support him or herself.
Panama Investment: Invest a minimum of Dependents: For each additional dependent that
US$300,000 (Three Hundred Thousand US applies for residency under this Panama
Dollars) in a three (3) year time deposit (or immigration program, the primary applicant
"certificate of deposit" or "CD") at any Panama must prove that he or she has enough income to
bank. support the living costs of each dependent.
Stipulations: (1) The Panama bank time deposit Panama Investment Option # 3:
For more information about our (CD) account must be in the personal name of The third option is a mixture of a 3-year Panama
services please contact us:
the primary applicant (it may not be in the bank CD with Panama real estate purchases
name of a Panama corporation, Panama equity (excluding mortgages) with both totaling a
T (507) 397-3630
foundation, or trust). The interest earned from minimum of $300,000.
F (507) 397-3632 the Panama bank time deposit (CD), will be
C (507) 6713-7306 deposited monthly into any savings account at Requirements to Qualify for a Self Economic
the Panama bank that you designate (the Solvency Visa
C (507) 6759-2771
Panama savings account may be a personal
E-MAIL: account, or a corporate account). The interest Foreigners that invest the minimum sum of
info@vgsclegalservices.com income is NOT taxed by the Panamanian Three Hundred Thousand dollars ($300,000) in
government, nor is it subject to any tax Panama real estate or a Panama bank time
www.vgsclegalservices.com
reporting requirements. deposit or a combination of both will be able to
Dependents: For each additional dependent qualify for this visa. If the foreigner has
that applies for residency under the primary dependents, the applicant needs to invest an
applicant, the primary applicant must prove additional Two Thousand Dollars ($2,000) for
that he or she has sufficient income to support each dependant.
the general costs of living of each dependent.

16. VGSC INVESTMENT
&
LEGAL SERVICES
Panama Retired or Pensioned Program
(Visa Pensionado)
MIGRATION VISAS
- Retired or Pensioned Program
- Retiree Rentier
- Self Economic Solvency
- Large Business Investor
- Reforestation Investor
- Immediate Passport Program VGSC INVESTMENT & LEGAL SERVICES provides Discounts: As a qualified Panama "pensionado"
- Self Economic Solvency Visa
retirees and persons with pensions with a (retiree), you will be entitled to:
Panama Pensioned Visa, also called the
- Agricultural Investor Program
Panama Pensionado Visa. - 50% off entertainment anywhere in the country
- Tax Free Processing Zone (movies, theatres, concerts, sporting events, etc.)
Investor
The Panama Retired or Pensioned Program - 30% off bus, boat & train fares
allows foreigners to obtain legal residency in - 25% off airline tickets
- Reforestation Visa (New)
Panama under the condition that they are - 50% off hotel stays from Monday through
- Retired or Pensioned Program retired or pensioned. According to the Panama Thursday
- City of Knowledge Work Visa Immigration Department, there is no minimum - 30% off hotel stays from Friday through Sunday
or maximum age required to qualify you only - 25% off at restaurants
- Missionary Visa
need to provide the requirements documents. - 15% off at fast food restaurants
- Student Visa - 15% off hospital bills (if no insurance applies)
- Multiple Entry and Exit Visa The applicants' retirement income (or pension - 10% off prescription medicines
income) must be at least a LIFE TIME US$1,000 - 20% off medical consultations
per month. Another option is to purchase at - 15% off dental & eye exams
least $100,000 in Panama real estate, which - 20% off professional & technical services
reduces the lifetime monthly income to $750. - 50% off closing costs for home loans
- 25% off residential power up to 600 kw
The applicants' income must be proven by - 25% off residential phone service charges
providing documentation such as a letter from - 25% off residential water bills of up to US$30
For more information about our the institution or company that pays the
services please contact us:
retirement or pension income. This Tax Exemptions: As a qualified Panama
certification must be notarized and "pensionado" (retiree), you will be entitled to:
T (507) 397-3630
authenticated by the Panamanian Consulate - A one-time exemption of duties on the
F (507) 397-3632 nearest you (or by apostile). importation of household goods up to US$10,000
C (507) 6713-7306 in total value
- 100% duty exemption on the importation or
C (507) 6759-2771
purchase of an automobile.
E-MAIL:
info@vgsclegalservices.com
www.vgsclegalservices.com

17. VGSC INVESTMENT
&
LEGAL SERVICES
MOST POPULAR MIGRATION VISA
MIGRATION VISAS Visa Type Requirements Advantages
Public pension fund Permanent
The Panamanian government Proof of lifetime pension for minimum of Residency + large
$1000/month + $250/month per dependant number of
Retired or
has created several laws which, discounts and tax
Pensioned Program
exemptions
depending on the particular type (Visa Pension) Private pension plan
of visa applied for, enable Proof of lifetime pension for minimum of No Citizenship
$1000/month + $250/month per dependant eligibility
foreigners to obtain legal
Obtain an
temporary or permanent immediate
residency, work permits and Panamanian
Provide a 5-year time deposit (CD) at the Banco Passport
citizenship and/or passports in Retiree Rentier Nacional de Panama which must earn a minimum of
$2000/month in interest income No Citizenship or
Panama. Permanent
Most of these laws have been Residency
eligibility
created to promote foreign
Option 1 Obtain a 2 years
investment in the country which Min. of $300,000 investment in 3-year time deposit Temporary
(CD) at a licensed Panamanian Bank + $2000 per Immigrant Visa
benefits the local environment or dependant
local economy of Panama. After 2 years you
Option 2 may obtain a
People wishing to immigrate to Self Economic Min. of $300,000 investment in a titled property in Permanent
Solvency Panama + $2000 per dependant Residency Visa
Panama have several options.
Non-residents can apply for one Option 3 After 5 years you
Combination of option 1 and 2. The total amount is may obtain a
of several visas. The following is
for $300,000 Panamanian
intended as a brief summary of
Citizenship and
Passport
the most popular residency visas
Obtain Permanent
offered to foreigners. Residency Visa
after 2 years
Invest a min. of $160,000 in an established or new
Large Business business in Panama and employ at least 5
After 5 years you
For more information about our Investor Program Panamanians paying them min. wage + social
may obtain a
security benefits + $2000 per dependant
services please contact us: Panamanian
Citizenship and
T (507) 397-3630
Passport
F (507) 397-3632
C (507) 6713-7306
Agricultural Large business investment of at least $60,000 in a
Investor agricultural project + $2000 per dependant
C (507) 6759-2771
E-MAIL: Obtain Permanent
Residency Visa
info@vgsclegalservices.com after 2 years
www.vgsclegalservices.com Reforestation Large business investment of at least $80,000 in a
After 5 years you
Investor reforestation project + $2000 per dependant
may obtain a
Panamanian
Citizenship and
Passport