Enterprise Analysis and
Desk Research (115)
Presented By :-
Palash Lilhare (16MBA065)
Akash Gawande
(16MBA074)
Prachi Parekh (16MBA075)
Priya Beedkar (16MBA100)
Nisitha Sasidharan
Presented On :-
Under the Guidance of
Prof. Dr. Nilesh P.
Gokhale

EXECUTIVE SUMMARY
India's fourth largest private sector Bank
“Future Businesses of India”
“Full Service Commercial Bank”
Net Interest Income (NII) stood at Rs.
3325.28 crore
Registering growth of 32.44%
Yes Bank has partnered with various companies for delivering
quality products and services namely Cash Tech, Cisco
Systems, Intel, VSNL, Wipro

Yes Bank was
incorporated as a
Public Limited
Company on
November 21,2003
Headquartered in the
Lower Parel Innovation
District (LPID) of
Mumbai
29 states and 7 Union
Territories of India
High quality, Customer
Centric, Service Driven
Introduction

History
 Yes Bank, incorporated in 2004 by Rana Kapoor and Late Ashok
Kapur
 Incorporated as a Public Limited Company on November 21,2003
 Yes Bank obtained its certificate of Commencement of Business on
January 21, 2004
 The Bank completed its maiden IPO of 70 mn shares in July 2005
Raising INR 315 cr of capital
 Its authorized share capital is Rs. 8,000,000,000 and its paid up

• To be the ‘Finest Quality Bank
in India’ by 2020VISION
• To establish a high quality,
customer centric, service driven,
private Indian Bank catering to
the ‘Future Businesses of India’.
MISSION
• the confidence of coming out as
winners
• hard work, perseverance and
self-belief
VALUES

Awards &
Recognitions

CSR Activities
Activity Beneficiaries
Healthcare 39,397 received assistance through 196 health
camps
Access to safe and clean drinking water Provided access to safe and clean drinking water
to 45,000 people through household
Filters and 17,500
people through community water systems
Supplementary education 4,085 students enrolled through 116 Community
Knowledge Centers
Household and community toilets 724 toilets commissioned to provide access to
41,000 people

Mergers - Acquisitions - Joint
Venture
YES Bank and Shinsei Bank of Japan on
November 24th 2010
“This alliance will enable us to further enhance our
investment banking services and facilitate overall
bilateral cooperation through strategic
interventions,” Kapoor Said.
Shinsei Bank President and CEO, Shigeki Toma,
said, “Over the past two years, we have developed
strong collaborative relationships with Indian
financial institutions and especially with YES Bank,
in the domain of Japan-India cross-border M&As.”

Mr. DiwanArun Nanda
(Independent Director)
Ms. Radha Singh
(Non Executive Part-time Chairperson)
Mr. M. R.Srinivasan
(Non-Executive Non-Independent
Director)
Lt General (Dr.) MukeshSabharwal
(Retd.)
(Independent Director)
Mr. BrahmDutt
(Independent Director)
FOUNDER,
MANAGING DIRECTOR,
& CEO
Mr. RANA KAPOOR
Directors
Mr. Ajaikumar
(Non-Executive Non-Independent
Director)
Mr. Ashok Chawla
(Independent Director)
Mr. Saurabh Srivastava
(Independent Director)
Mr. BrahmDutt
(Independent Director)
Mr. Vasant V Gujarathi
(Independent Director)

CORPORATE
PARTNERSAGS Transact Technologies ATM Deployment partners
ATOM Technologies Mobile Banking Services
Atos Wordline Merchant acquiring
Bill Desk (Indiaideas.com) Online Bill Payment Facility
Bajaj Allianz General Insurance
Bharti Airtel Telecom Connectivity
CISCO Technology Innovation and Infrastructure
CMC Back Office IT Solutions
FIS Debit Card & Switching Services
IBM Technology Hardware
Intel Technologies Wireless Fidelity (Wi - Fi) Branch Banking Solutions
MasterCard International International Debit Cards and Prepaid Cards
Max Life Insurance Co Ltd Life Insurance
Microsoft Enterprise Agreement for Servers, Desktops and other products
Murex Integrated Risk Management and Treasury Solution
NABARD / NABCONS Strategic Advisory for Food and Agribusiness Sector
PortWise Internet Banking Security Solutions
Prizm Payments Services ATM Deployment Partners
Wincor Nixdorf Self Service Solutions: Automated Teller Machines (ATM) and
Financial Kiosks
Wipro Total Technology Outsourcing
Yodlee Inc Online Personal Finance Management

“Major Product Lines”
Corporate
and
Institutiona
l Banking
Retail
Banking
Investmen
t Banking
Innovatio
n &
Technolog
y
Corporat
e
Finance
Human
Capital
Growth
Transparenc
y
Trus
t
Responsibl
e
Banking

Competitors
Yes Bank HDFC Bank ICICI Bank Kotak Mahindra Axis Bank
Mar '16 Mar '16 Mar '16 Mar '16 Mar '15
Capital and Liabilities:
Total Share Capital 420.53 505.64 1,163.17 917.19 474.10
Equity Share Capital 420.53 505.64 1,163.17 917.19 474.10
Share Application Money 0.00 0.00 6.70 3.41 0.00
Preference Share Capital 0.00 0.00 0.00 0.00 0.00
Reserves 13,366.07 72,172.13 85,748.24 23,041.87 44,202.41
Revaluation Reserves 0.00 0.00 2,817.47 0.00 0.00
Net Worth 13,786.60 72,677.77 89,735.58 23,962.47 44,676.51
Deposits 111,719.53 546,424.19 421,425.71 138,643.02 322,441.94
Borrowings 31,658.98 53,018.47 174,807.38 20,975.34 79,758.27
Total Debt 143,378.51 599,442.66 596,233.09 159,618.36 402,200.21
Other Liabilities & Provisions 8,098.30 36,725.13 34,726.44 8,678.96 15,055.67
Total Liabilities 165,263.41 708,845.56 720,695.11 192,259.79 461,932.39
Yes Bank HDFC Bank ICICI Bank Kotak Mahindra Axis Bank
Mar '16 Mar '16 Mar '16 Mar '16 Mar '15
Assets
Cash & Balances with RBI 5,776.16 30,058.31 27,106.09 6,903.43 19,818.84
Balance with Banks, Money at Call 2,442.26 8,860.53 32,762.65 3,976.28 16,280.19
Advances 98,209.93 464,593.96 435,263.94 118,665.30 281,083.03
Investments 48,838.47 163,885.77 160,411.80 51,260.22 132,342.83
Gross Block 411.95 3,343.16 7,576.92 1,551.59 2,413.05
Accumulated Depreciation 0.00 0.00 0.00 0.00 0.00
Net Block 411.95 3,343.16 7,576.92 1,551.59 2,413.05
Capital Work In Progress 58.77 0.00 0.00 0.00 101.26
Other Assets 9,525.88 38,103.84 57,573.70 9,902.97 9,893.19
Total Assets 165,263.42 708,845.57 720,695.10 192,259.79 461,932.39
Contingent Liabilities 332,798.07 876,808.11 922,453.51 257,574.33 640,183.59
Bills for collection 0.00 0.00 0.00 0.00 0.00
Book Value (Rs) 327.84 287.47 149.47 130.61 188.47

Profit Before Tax & Profit After
Tax

Listing on Stock Exchange
Last Price Rs. 1,291.30
Volume Rs. 212,300
Turnover Rs. 271,032,795
Index CNX 100
Market Bombay Stock Exchange
Ticker 532648
Market Cap Rs. 545,292,641
52 Week High Rs. 1,440.90
52 Week Low Rs. 644.65
Price to Earnings (P/E) Rs. 21.56
Earnings per Share (EPS) Rs. 60.16
Dividend Yield 4 (March 31, 2012)
Bookvalue Rs. 3,272,600
Enterprise Value
Quote updated on October 18, 2016

CORPORATE
GOVERNANCE
 As the fifth largest private sector Bank, YES BANK is
establishing the highest standards of Corporate Governance
across the organisation
 Articulating a multi-stakeholder mode
 Yes Bank has implemented a Code of Conduct and Ethics
for the Board of Directors and Senior Management.
 The Bank has formulated a Whistle Blower Policy in line
with the best international governance practices.

Future
Plan
Yes bank
targets 2.5%
market share
by 2020, retail
big thrust
CASA is a
challenge
April 2020, YES
BANK intend to
grow retail
businesses to
45 %

Conclusio
n
 Highly competent top management team
 Willing to meet new challenges
 Establish a high quality, customer centric,
service driven
 Key pillars of Growth, Trust, Technology,
Human Capital, Transparency, Responsible
Banking

Bibliography

http://moneycontrol.com/india/stockpricequote/ba
nk
 privatesector/yesbank/YB
 http://yesbank.com
 Wikipedia
 zaubacrop.com
 www.topstockresearch.com
 Economic Times (News Paper)
 Business Standard (News Paper)