Role of Information and technology in banking and finance .pptx
Equities Capital Independent Agent Opportunity
1. EquitiesCapital--
Independent Agent Introduction
Our goal is to enhance the ability to meet the financial needs of borrowers and financing
professionals while building long-lasting strategic alliances for continued ethical business
relationships.
founded 2008
Welcome
2. Seeking Independent Agents--
Equities Capital copyright 2008-2013
We are seeking a select few individuals who want to work on their own and market a unique
financial product.
Applicants should have good communication and presentation skills
Must be self-motivated and be a “self-starter”
Must have a strong desire to succeed
Previous marketing and sales experience preferred but not required
Finance background is also helpful but not required
We provide the knowledge and tools to help you succeed.
This position is not for everyone. But if you are an independent and self-motivated
individual this may be just the opportunity you are seeking.
3. Why Consider This Opportunity--
Part-time – full-time
Set your own hours
No face-to-face sales calls are required
Work by phone and the Internet
No restricted territories
No licensing is required
Marketing materials available
We do all the back-end paperwork and processing
Minimum commission on each transaction is $500
You will be an independent agent and paid by 1099
This is not a MLM operation
There is no cost to register or become an independent agent for us
We offer free training and marketing materials to help you become successful.
Equities Capital copyright 2008-2013
4. What We Do--
We simply offer securities-based loan programs.
This program allows the holders of stocks and other securities to be used as collateral to
obtain a loan that can be used for any purpose.
This type of lending has been around for over 50 years.
Since 2008 we have been offering this product and it is easy to explain and has a very
high income potential for you.
We are here to assist you with product information and marketing materials in order for
you to effectively promote this product.
Equities Capital copyright 2008-2013
5. Simple--
Stock loans are easy to understand and simple to explain to potential clients.
You do not need a loan officer or broker license or a financial advisor certification or any
other type of license in order to market this program.
You will be able to market in all 50 states. Even internationally.
All we need from you is information on the stocks they wish to pledge. (The stock
symbol(s) and number of shares .
Once we have that information we will quickly get a quote for your client.
If they wish to move forward a Loan Commitment is issued.
We move to contracts and funding.
We do the loan processing, closing and funding.
Funding of the loan can be as soon as 2 weeks.
You are paid at the time of funding.
Equities Capital copyright 2008-2013
6. Product Highlights & Benefits--
Low fixed and adjustable interest rates
No closing costs or lender fees (fixed rate loan only)
(low fee for the Lines of Credit)
No upfront fees
No credit qualifying
No income qualifying
Non-personal recourse loan. The only collateral are the pledged securities.
Funds may be used for any purpose including personal or business use.
Loans available for up to 80% of the securities value.
The borrower receives credit for dividends and upside market appreciation.
Quick Fundings - usually in a matter of days.
Equities Capital copyright 2008-2013
7. Loan Purposes--
How securities-based funding is utilized to solve a need for financing.
Refinance an existing home loan
Purchase investment properties
Buying foreclosed properties
New home construction
Buying or refinancing commercial loans
Investing
Business financing
Foreign nationals wishing to purchase real estate in the U.S.
No restrictions on the use of the funds. (Except that it cannot be used to purchase other
securities on “margin”).
Equities Capital copyright 2008-2013
8. Who Can Benefit From A Stock Loan--
Just about anyone who owns stocks or other securities that would like to utilize the
dormant asset to generate tax-free cash without income or credit qualifying.
This lending program may be utilized to solve a number of financial situations when
other types of financing just may not work.
Equities Capital copyright 2008-2013
9. Agent Compensation --
Our compensation package is set at .50 point to you on every closed transaction. It is
considered a marketing fee paid directly to you or your company.
On the securities loans there are no lenders fees, points, closing costs or any other fees
associated with the transaction.
On the securities line of credit there is a 1.50 point Origination Fee with .50 point paid to
you.
Most transactions are of the “loan” nature so you can market the product as a true “No-
Cost” loan.
Equities Capital copyright 2008-2013
11. Training--
Equities Capital copyright 2008-2013
We offer free training through our webinars (view at your leisure).
Articles about this product.
Also we have tried to put as much information about our programs on our website as
possible. We believe if you spent just a short amount or time reviewing our website you
will have a very full understanding of the products.
We believe about 1 to 2 hours of review of these materials will give all the knowledge you
need to be up and running.
And of course you always welcome to contact us.
12. Marketing Material--
Equities Capital copyright 2008-2013
We have flyers and forms in Word so you can “private label” them to your company
name.
1000+ word article that can also be branded to your company name.
Private Label Website Available.
We can also refer you to an email marketing company that offers guaranteed email
address for a number of different professionals to market to.
More material as it becomes available.
13. Private Label Website--
Equities Capital copyright 2008-2013
The private label website that we offer is a 26 page professionally designed securities-
based lending marketing website that is "private labeled" specifically to you and your
company.
A working sample may be viewed at www.privatelabeltemplate.com.
There is a one-time setup fee of $95.00 and a $25.00 monthly hosting fee.
The design/setup fee includes domain name purchase (of your choosing), domain
registration, branding of the website to your company name and uploading of your
website to the Internet.
We believe a website devoted exclusively to securities-based lending and "privately
labeled" to you and your company will be very helpful with your marketing campaign.
Purchase of the website is not a requirement of being an agent of our company. We
simply offer it as an aid in your marketing.
14. Who To Market To--
Equities Capital copyright 2008-2013
Potential clients and referral sources
Your existing database of clients, family and friends
Residential real estate agents
Commercial real estate agents
Agents in condo developments
Business owners
Business agents
Business consultants
Real estate developers
CPA’s
Real estate investors
15. Who To Market To--
Equities Capital copyright 2008-2013
MORE
Financial advisors
Aircraft dealers
Yacht dealers
Financial Investors
Motor Home dealers
Divorce attorneys
Loan officers at banks
High-end automobile dealers
Doctors and other medical professionals
Mortgage loan officers
16. Countries That We Do Business In--
You will be able to market this product in all
of these countries and locations
United States
Hong Kong
Singapore
Australia
Dubai
United Kingdom
Mexico
Brazil
Equities Capital copyright 2008-2013
Germany
Spain
France
Japan
South Africa
Indonesia
Thailand
Canada and
Turkey
17. How To Market--
Equities Capital copyright 2008-2013
Flyers to real estate agents in your area (residential and commercial).
Emails to your existing database of clients, family and friends.
Emails to database of real estate agents, CPA’s, etc.
Promotion on free websites such as craigslist, backpage, etc.
Promotion on business networking sites such as linkedin, etc.
Call on: agents in condo developments and subdivisions, business
consultants, CPA’s, divorce attorneys, loan officers at banks, mortgage loan officers, etc.
Submitting our article (branded to you) to local business papers.
Social Media
18. Overview--
Equities Capital copyright 2008-2013
No restricted territories
No need for any licensing
Set your own hours
You will not be required to offer any financial advice
You are an independent agent
Paid by 1099 (no taxes deducted from your pay)
Minimum $500 commission on each transaction
We provide the knowledge and tools to help you succeed
We do all the back-end paperwork and processing
Marketing materials available
Professional private label website available to you
There is no cost to register or be an independent agent for us
This is not a MLM plan
We can have you up and running within a week
19. About Us--
Equities Capital copyright 2008-2013
We have aligned ourselves with lenders that specialize in this type of funding and have
proven themselves over the years to provide the highest quality products along with
excellent professional customer service.
Since 2008 our goal is to enhance the ability to meet the financial needs of borrowers and
financing professionals while building long-lasting strategic alliances for continued ethical
business relationships.
20. How To Get Started--
Equities Capital copyright 2008-2013
Go to www.equitiescapital.com
Click on “agents” on the left side of the page
Click on “Agent Registration”
Complete the simple free registration to be on your way to being able to market this
wonderful program.
21. Thank You--
Equities Capital copyright 2008-2013
Our website
www.equitescapital.com
Click on “agents”
And then on
Agent Registration.
If you have any questions please contact us through our website.
Thank you and we look forward to working with you.