1. 18 December, 2017
Abdul Ghani
+1- 630-827-3391
DearSir
Good Day
After a 25 + years career as CFO, Group CFO, Financial Controller and Financial Adviser, I have
set many examples of great leadership. I have a proven track record of higher level of
contribution toward the organization's most important goals. I am a roll up the sleeves, hands on
person.
I have a strong passion and ability to work in turnaround / crisis / exponential growth situations,
helping businesses succeed, saving and creating jobs, influencing people’s lives in a positive
way.
During my international roles, I have worked with people of diverse nationalities and cultures.
I have always worked as a business partner, helping in setting strategic direction of business,
maintained excellent relations with all stakeholders; made tremendous contribution to top and
bottom line performance.
I am conscientious in my personal and professional life. Take pride in myself and my work, and
derive considerable satisfaction from doing an assignment well. I am highly passionate about my
job responsibilities. Cope well with high-stress situations and can manage a variety of projects
simultaneously. My specific proficiencies include management of treasury functions, accounting
and finance, turnaround situations, strategy implementation, leadership and government /
institutional relations. I am seeking a position that offers challenge, responsibility and
opportunity.
Though my resume is detailed and comprehensive, it cannot fully demonstrate the manner in
which I have achieved success. Character, personality, and the ability to work in a team
environment can be demonstrated in a personal meeting. I would welcome an interview at your
earliest convenience.
I can be the right fit because I have fire in the belly to perform in an impeccable manner, exceed
expectations, and always go an extra mile.
Sincerely,
Abdul Ghani
2. Abdul Ghani
Partridge DR
Carol Stream, Illinois
Home : +1-630-827-3391
E mail : agjdn2016@gmail.com
CAREER OBJECTIVE
Senior role in a reputable organization where my rich international experience, proven expertise and
outstanding skills can add value and be beneficial for overall growth and development.
CAREER SUMMARY
Executive with 25+ years of experience as Chief Financial Officer, Group CFO, Financial Controller and
Financial Adviser. Background includes reducing uncertainty through risk management; analyzing,
measuring, and creating value; performing due diligence and managing vital turnarounds; Governmental
reports preparing, financial statements, and footnotes; scheduling and organizing external audits; tax
scheduling; developing capital and operating budgets; analyzing rates of return on capital expenditures;
and preparing quarterly financial reviews for the board of directors.
Strong treasury management skills Management of Cash Flow
Credit / Liability Management Insurance / Risk Management
Turnaround / Crisis management Transactions banking / International Trade Finance
Tax management / Transfer pricing Financial Analysis and Planning
Firm grasp of IFRS Forensic Audit / Fraud investigation
Highly proficient in cost / management accounting
EMPLOYMENT EXPERIENCE
Part Time Controller
10 October 2016 – till date
Emarat Holding – Chicago
Working capital management.
Management reporting.
Cost / expenses analysis.
Cost control.
Chief Financial Officer
18 August 2014 - 30 September, 2016.
Casual Sportswear, Karachi, Pakistan - $60 million turnover - manufacturing denim jeans for
European customers, Zara, Tesco, H&M, Mango etc
3. • Helped navigate financial turnaround of the company.
• Improved upon system of internal controls / check and balances.
• Created cost efficiencies by right sizing the company.
• Achieved reduction in manufacturing costs by 1/3rd, ( $6.0 million per annum), without
decreasing productivity.
• Left the company, after setting a healthy financial direction to make the operation viable.
Chief Financial Officer
June 2010 to September,2013
EAM Maliban Textiles, Jordan - $80 - 100 million turnover (imports/exports) – manufacturing apparel for
Banana Republic, Talbots, Express,Ann Taylor etc.
• Directs corporate financial management team.
• Conducts operational due diligence for the company.
• Develops valuable business relationships with key clients/constituents.
• Reduced raw materials holding by gearing up marketing, plant and logistics activities to achieve just
in time inventories, in an international business setting where all raw materials are imported from
different geographic locations.
• Provided leadership to improve quality of profits, by selecting the right product mix, providing
adequate working capital support. Significantly reduced cost of capital. Ensured plant operation at
full capacity, by supporting financing / logistics operations. These initiatives resulted in complete
financial turnaround of the company, from multimillion dollar loss position to profitability.
• Achieved $500,000/- annual interest savings by reduction in interest rates / freed $4.0 million
working capital, by reducing inventory levels, improving collections and extending supplier payable
terms.
• Achieved 10% reduction in company overheads, by negotiating prices of various services and
supplies.
• Reorganized accounting department, ensured standards of performance and qualification for financial
personnel, made recommendations concerning business policy, resource allocation, and strategic
planning activities to improve bottom-line financial performance, and implemented control and
reporting systems to adequately monitor and provide financial insight into business operations.
• Significantly reduced raw materials holding in an international business setting where all raw
materials are imported from different geographic locations
FinancialAdviser (Short term assignment) 2009
Ivory Garments Factory, Jordan
• Assisted with preparation of the budget and implemented financial policies and procedures.
• Established and maintained cash controls.
• Monitored cash reserves and investments and prepared financial feasibility for bank.
• Reviewed internal controls, reporting systems, overall performance of finance department.
• Analyzed monthly financial statements, quarterly reports and provided valuable information on
variances.
• Carried out review of banking, insurance and various local services for adequacy and cost
effectiveness.
• Administered employee files and records in order to ensure accurate payment of benefits and
allowances.
• Advised management about measures to improve business performance / reduce costs.
• Provided guidance with regard to protection of assets/improving insurance coverage/reduction in cost
of funds/improving quality and timing of management reports/training needs of people etc.
4. Financial Consultant 2007
Almoayed Group WLL, Bahrain ( Information and Communications Technology Company)
(Short term assignment for operational audit / systems set up / recommendations for their Pakistan
operations in Karachi, Lahore and Islamabad. The efforts resulted in material value addition for the
group)
• Evaluated and reported to senior management special issues related to account risks, industry risk,
and country risk.
• Analyzed the risks and credit worthiness of accounts with moderate to high exposure.
• Interfaced with the sales departments to provide value added information for the accomplishment of
their business goals.
• Created a base for effective funds management and set up system of accounting/internal controls.
• Assessed companies through ratio, trend and payment analysis.
• Set up departmental structure/ MIS reports to remove day to day bottlenecks / ensure effective checks
and balances.
• Made it possible to achieve satisfactory ground level monitoring / controls, facilitating a positive
conclusion to proceed with proposed expansion in Pakistan.
Financial Consultant (various trading / retail companies clients in Bahrain ) 2007
• Short term assignments in Bahrain, requiring, internal audit / systems set up / management reports
/ financial forecasts / arrangement of banking facilities etc., with various trading / manufacturing
companies.
Group CFO 1998 to
2007
Gulf Baraka Apparel WLL, Bahrain – manufacturing apparel for GAP, Target, Sears, etc. - $160 million
exports / imports
• Supervised relationships with auditors, insurance brokers, banking institutions, computer vendors,
and corporate legal counsel.
• Interacted with auditors, attorneys, insurance representatives, financial institution representatives and
analysts.
• Implemented new budgeting and forecasting processes.
• Established guidelines and procedures for bill payment, purchases, credit and collections, and any
other financial obligations.
• Developed a model for accounting policies and procedures, as well as handling and disbursing
company money.
• Controlled policies and procedures for spending, purchasing, or hiring, fiscal document security and control.
• Kept inflationary increases in overheads in check, by constant negotiation with vendors, and
developing economical back up supply sources.
• Administered banking and loan agreements and the maintenance of capital sources for managing
accrued debts.
• Managed complete financial affairs of all group companies / third party manufacturers, in Bahrain,
Qatar,UAE, Kenya,US and Hong Kong.
5. • Arranged short to midterm bank loans to cater for capital expenditure required for expansion of
operations.
• Arranged for the group adequate liquidity required during rapid volume growth from one factory to
five factories, (plus outsourced production to five factories), and growth in exports revenue from $20
to $100 million, within a span of less than two years, from year 1998 – 2000. Cultivated banking
relations from two to six banks, increasing banking facilities from $ 1.50 million to $15.0 million.
• Guided in selecting and maintaining right product mix / decisions about own manufacture /
outsourcing options, on a continuing basis.
• Developed a cash flow forecasting system, which assisted management in operating under restrictive
loan covenants.
• Presented the business plans to existing shareholders, new investors, and investment bankers to gather
support for the strategy.
• Played a key role in negotiating amicable settlement with employees / lenders when company went
into liquidation, in year 2007.
CFO/Finance Manager / CostAccountant / StaffAccountant
1974 - 1997
Sterling Winthrop Pakistan (PanadolCompany)
EDUCATION AND CREDENTIALS
• MBA, Finance ( Completed course work)
1997
Southeastern University Washington DC, Karachi, Pakistan
• Bachelor's, Commerce
1978
KarachiUniversity, Karachi, Pakistan
COURSES
• Cost Accounting, Institute of Business Administration, 1978
• Corporate Finance, Pakistan Institute of Management, 1981
• Computer Appreciation Course for Managers,Institute of Cost and Management Accounting 1979
• Various in house management development courses / workshops.
COMPUTER SKILLS
• People Soft – (Oracle) / High awareness about ERP softwares / Familiar with CargoWise software
• Quick Books, Peach Tree, Knowledge of SAP
• Microsoft Office:(Word, Excel)
• Internet Navigation & E-mail
