Employment Statement:
I would like to take this opportunity to express myself and to have
the ability to use my managerial experience (More than 25 years of
experience in Middle East, Gulf and Africa in accounting, finance,
reporting, analysis, banks, planning, management and forecasting,…)
to support business owners, CEOs and finance departments to deliver
vision & strategies to drive growth, sustainable profits & enhance
liquidity.
I have university degree with grade “A+” since 1996 and I am
energetic, friendly and enthusiastic in nature, I’m able to work
individually and as part of a team as well.
I am a person who is balanced between strengths and weaknesses.
What separates me from the rest is my positive attitude and I believe
that my education and experience that form my background qualify
me to be the best applicant for this position by creating efficient and
productive team work and healthy environment.
Part of
CURRICULUM VITAE
ABDEL KARIM FNEICHE

Curriculum Vitae, Abdel Karim Fneiche Page 2
my practical acquired skills during my career experience:
Management, banks relation and facilities (LD, LC, LG, OD, PN…), HR,
operation, SOPs, rules and regulations…etc
Franchise, import export, distribution, vessels, art production,
hospitality, HACCP, restaurants, catering, commodities, FMCG,
manufacturing…etc
Finally, I look forward to meet you and to discuss my credentials,
education and work experiences.
Kind Regards
1. Personal Data:
Date of birth: 17/01/1973
Nationality: Lebanese
Marital status: Married
Address: Lebanon – Beirut – Ramlet Albayda
Tel: 01-550246 / 03-820882
E-mail: karimfneiche@gmail.com
2. Work Experience:

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2.1 – IGH Holding – Hospitality (2014 - May 2015):
Chief Financial Officer (CFO)
International Group for 5 Stars Hotels Investment, Development
and
Management - Lebanon & Iraq
Reference: Owner Mr. Ahmad Ismail / 03-705 705
Duties & Responsibilities:
1. Direct and oversee all aspects of the Finance & Accounting
functions of the organization
2. Oversee the accounting policies, procedures and internal
controls for the hotel, including but not limited to revenue
recognition, cash management and controls, expense
approval authorities, depreciation schedules, etc
3. Oversee the reporting to tax authorities, Board of Directors
and holding company
4. Set up a budgeting process for the hotel, and work with the
GM and Chief Accountant and other HODs to prepare
budgets, report results, analyze variance and initiate
corrective actions
5. Analyze organization operations, and to identify
opportunities for improvement, cost reduction, and systems
enhancement
6. Establish and maintain strong relationships with senior
executives so as to identify their needs and seek full range of
business solutions

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7. Provide executive management with advice on the financial
implications of business activities
8. Provide recommendations to strategically enhance financial
performance and business opportunities
2.2 – Golden Royal Eagle Holding & GRE Offshore (2012-2014):
Chief Financial Officer (CFO)
Import Export, Int’l Trading & Distribution: Commodities,
Cosmetics, FMCG
Lebanon, Angola, Mozambique, Congo & Paraguay
Reference: Owner & CEO Mr. Fadi Nesr / 03-777 268
2.2.1-Duties & Responsibilities:
1. Oversee and coordinate all aspects of financial planning
(annual budgets, long term financial plans)
2. Prepare and review consolidated annual budgets and longer-
term financial objectives for reasonableness and credibility
3. Review monthly results and implement monthly variance
reporting as compared to budget
4. Prepare and review financial statements, business activity
reports, financial position forecasting and other reports
required (Profitability Reports, Items Contribution Margin,
Stock Level etc…
5. Analyze financial reports and financial situation with
preparing the financial ratios such as DSO, DPO, DIO, Cash

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Conversion Cycle (CCC), Liquidity ratios, Profitability ratios
etc…
6. Review with Group tax and treasury departments the
finance/tax plans of the countries
7. Act as a business advisor to the Chief Commercial Officer by
reviewing and making recommendations on the financial
implications for new ventures, including acquisitions, assets,
significant product launches, new projects/ proposals, new
strategic directions
8. Define Value Capture Model for maximizing cash and profit
generation in business/sales execution
9. Develop standards & rules & controls for fulfilling the
controllership role in entities
10. Help build compliant and accurate statutory reporting in
line with country/entity accounting principles
11. Implement internal controllership procedures for
auditing/ensuring compliance to controllership rules
12. Provide decisions support advises to Chief Commercial
Officer
2.2.2- Execution-Managing Operations and Reporting:

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1. Ensure company policies are properly implemented in a
timely fashion throughout the entity
2. Monitor and report financial performance goals, including
reviewing and recommending appropriate plans and actions
(Entities and central Commercial Group)
3. Monitor cash flow management at entity level and
consolidated
4. Monitor Profit contribution from entities and from overall
Commercial Group to the company
5. Analyze Financial impact of sales forecast and provide
feedback
6. Analyze (monthly reporting), accounting and control of the
country/area assigned
7. Drive on site entity business procedures audit & escalate
audit reports to group with proposed action plans
8. Ensure that company information systems adequately
support the business operations
2.3 - Diet Secrets Lebanon (2005-2011):
Finance and Administrative Manager
Nutriclinic, Restaurant, Shops, Catering and Diet Food Program
Reference: Owner Mrs. Joumana Hassan / 03-883 338
2.3.1-Financial Duties & Responsibilities:
1. Oversee the overall organization budgeting preparation,
management and monitoring processes

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2. Perform financial analysis, reporting and management
activities
3. Ensure that the financial reports are prepared and delivered
on time
4. Review financial data for accuracy, correctness and
completeness
5. Monitor and manage all expense within the allotted budget
6. Establish key financial strategies to enhance business
profitability
7. Ensure financial team follows company policies and
regulations
8. Develop standard accounting procedures to improve financial
operations efficiency
9. Review annual budgets and recommend any changes if
needed
10. Ensure accurate calculation and distribution of salaries and
other benefits to employees
11. Establish accurate forecasts regarding expenses and
revenues and manage regular reporting requirements
12. Monitor competitor activity and stay updated about latest
industry trends
2.3.2-Administrative Duties & Responsibilities:

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1. Responsible for all administration aspects of the association
headquarters, staffing, facilities, database management, etc
2. Assist in budget development and implementation and
management of Administration Division, Support Services
Department and Employment Services Department
3. Strategic Planning and development of business plans and
operational plans annually tied to the association strategic
plan and the annual budget
4. Manage and assist the Human Resource department including
employee policy, performance appraisal, grievance
procedures, discipline, policy and procedure
2.4 - Karimex Offshore – Beirut Head Office (2002-2004):
Regional Chief Accounting
Import Export & Vessels Management – Lebanon, Jordan,
Bulgaria
Reference: Owner & CEO Mr. Ziad Karabibar / 03-996 988
2.5 - Relax in Int’l sal (1996-2001):
Chief Accounting and Production Manager

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Art Production – Lebanon, Gulf & Arab Countries
2.6 – IYAF Cabinet – Beirut Head Office (1992-1995):
Bookkeeper, Accountant, Internal & External Auditor
Accounting, Auditing and Financial Advisory
3. Practical Skills:
3.1 - Core Competencies:
3.1.1 – Accounting & Finance (Key Tasks):
 Book Keeping
 Store and Inventory Control
 Daily Transactions (JV, RV, PV…)
 Accounts Reconciliation (Banks, RA, PA…)
 Trial Balance
 Balance Sheet (Consolidated BS for Holding &
Subsidiaries)
 Profit and Loss Statement
 Cash Flow Statement
 Banks (Over Draft, LC, LD, LG, PN…)
 Banks Facilities & Financing Control
 Sales Reports Analysis
 Financial Reports Analysis (Adopt IFRS, IAS, GAAP)

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 Cost Control
 Internal & External Audit
 Tax Reports (VAT, Salaries Tax…)
 CNSS Reports
 Other Duties
3.1.2 – Operation & Administration (Key Tasks):
 Negotiation & procurement (Price, Quality,
Quantities…)
 Wide Knowledge HACCP & ISO
 Staff Development And Training
 Job Description, Performance Appraisal
 Operation Manual, Policies and Procedures
 Complains, Feedback and Problems Solving
 Internal Rules and Regulations
 Reporting System and Information Flow
 Excellent Analytical Skills
 Professional Communication Skills
3.2 – High Level Management Skills:
 Strategic & Tactical Planning (Long & Short Term)
 Business Plan & Feasibility Study
 Business Development

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 Forecasting and Budgeting
 Strong & High Level Negotiation Skills
 Dealing With Financial Institutions (Banks,
Insurance…)
 Media and Marketing Skills
 Operation and Production Skills
 Human Resource Skills
 Organizational Restructuring
 Establishment Of Companies
 Franchise Agreement and Establishment Of Franchise
Companies In Lebanon and Arab Countries
4. Education:
4.1- Nouvelle Ecole Des Frères – Hadath
4.2 - Diploma Accounting & Management - 1992
Professional Modern Center (PMC)
4.3 - Bachelor Finance & Accounting – 1996

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Beirut Arabic University (BAU) “Faculty of Finance & Accounting”
Grade “A+” Academic assessment details mentioned hereunder:
 Cost Accounting………………. Very Good
 Tax Accounting……………….. Very Good
 Government Accounting…….....Excellent
 Managerial Accounting………. Very Good
 Auditing………………………. Very Good
 Business Economics…………….Excellent
 Economic……………………… Very Good
 Analytical Economic……..……. Very Good
 Managerial Finance………….. Excellent
 Analytical Finance……………. Excellent
 Accounting & Finance………….Excellent
 Statistics……………………… Excellent

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5. Computer Skills:
 Excellent & Advanced skills in computer
especially :
Microsoft office (word, excel, power point…),
Internet.
 ERP: advanced knowledge in ERP business
management software.
 ORANGE Compudata: Accounting, Inventory,
Cash Flow, Assets Registration Module and
Payroll Management System.
 EDM: Accounting & Inventory Management
System.
 IBS Intelligence Business Solution: POS,
Accounting, Inventory, Payroll, Assets
Registration Module and Cash Flow Management
System.
 OMEGA: POS Management System.
 PIMS: POS, Accounting, Inventory, Assets
Registration Module and Payroll Management
System.
 NORIA: POS, Accounting & Inventory
Management System
 PMS For Hotels: POS, Accounting, Inventory,
Payroll & Hotel Management System

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6. Languages:
Fluent Arabic, English & French
7. Personal Qualifications:
Fast learner, self motivated and career oriented, work under pressure
and within tight time frames, adapt easily to an irregular lifestyle,
flexible interaction with various cultures and background, excellent
interpersonal and communication skills.
8. References:
References are available upon request.