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<ul><li>Consult A Doctor </li></ul>

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About Consult A Doctor Consult A Doctor is a next-generation telemedicine company that provides 24/7 access to a network of US-based, board certified physicians for telephone or secure email consultations.

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Consult A Doctor’s Mission Consult A Doctor’s mission is to lower health care costs while expanding access to health care and allowing people to live healthier and more productive lives.

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Did you know? <ul><li>Studies have shown that upwards of 70% of doctor office visits are unnecessary. </li></ul><ul><ul><li>These visits - which are informational in nature and/or for routine and common issues - could have been handled by telephone or email. </li></ul></ul><ul><li>Research has also shown that 66% of emergency room visits are not true emergencies. </li></ul><ul><li>These unnecessary visits amount to $ 31B a year. </li></ul>

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How does the service work? Consult A Doctor provides telephonic and secure email medical consultations: Consultations can range from quick and simple answers to basic health-related questions to more in-depth medical consultations resulting in diagnosis and treatment recommendations.

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Four Levels of Access <ul><li>On Call : Telephone consult within minutes; informational in nature, general medical advice, and Q&A. </li></ul><ul><li>Priority : In-depth telephone consult within an hour; diagnosis and treatment (including prescription medication if necessary). </li></ul><ul><li>By Appointment : In-depth telephone consult at a time convenient to the patient; diagnosis and treatment (including prescription medication if necessary). </li></ul><ul><li>E-Consult : Online consult at any time via Consult A Doctor’s secure messaging system; informational in nature, general medical advice, and Q&A. </li></ul>

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Members also have access to an online personal health manager (MyPHM): MyPHM <ul><li>“ My Consult Center” dashboard </li></ul><ul><li>Electronic medical record, which can be provided to a member’s physician for continuity of care </li></ul><ul><li>Online health tools including </li></ul><ul><ul><li>a health information reference library </li></ul></ul><ul><ul><li>a symptom checker </li></ul></ul><ul><ul><li>an Rx reminder tool </li></ul></ul>

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Symptom Checker Evaluate symptoms and recommend treatment options. <ul><ul><ul><li>Risk Assessments Interactive health tools identify health risks and promote wellness. </li></ul></ul></ul>Health Alerts Newsletters with the latest articles, news, and links tailored to your condition. <ul><ul><ul><li>Consult Center Schedule appointments with doctors via phone or secure email </li></ul></ul></ul>MyPHM

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Our Physicians… <ul><li>A national network of U.S.-based, licensed primary care physicians. </li></ul><ul><li>Physician credentialing involves the review and verification of: </li></ul><ul><ul><li>Education </li></ul></ul><ul><ul><li>State licensing </li></ul></ul><ul><ul><li>Board certification </li></ul></ul><ul><ul><li>Background – disciplinary/malpractice history </li></ul></ul><ul><ul><li>Malpractice/liability insurance </li></ul></ul><ul><li>99% of the physicians have a private medical practice </li></ul>

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What Makes Consult A Doctor Unique? <ul><li>Access via telephone AND secure e-mail </li></ul><ul><li>Multiple ways to access and use the service </li></ul><ul><li>Able to diagnose and recommend treatment plan </li></ul><ul><li>Able to prescribe (non-controlled) medication, if deemed necessary </li></ul><ul><li>Able to have prescription filled by pharmacy of choice </li></ul><ul><li>A comprehensive personal health manager </li></ul>

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Member Benefits? <ul><li>Access to a network of doctors whenever and wherever it is needed </li></ul><ul><ul><li>24/7 </li></ul></ul><ul><ul><li>While at home, work, or on the road </li></ul></ul><ul><li>Convenience – save time and aggravation </li></ul><ul><ul><li>No waiting days or weeks for an appointment </li></ul></ul><ul><li>Reduce time off from work </li></ul><ul><li>Reduce costs – no additional doctor bills </li></ul><ul><li>Coverage for the entire family </li></ul><ul><li>100% approval – no one is turned down </li></ul><ul><li>No limitations on usage </li></ul><ul><li>Enables a more proactive and preventative approach to health and wellness </li></ul>

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<ul><li>Measurable reduction in healthcare costs by eliminating unnecessary doctor and hospital visits </li></ul><ul><li>Expanded healthcare access for your employees (and their families) </li></ul><ul><ul><li>During or outside of business hours </li></ul></ul><ul><ul><li>While at or away from the office </li></ul></ul><ul><li>Reduced sick-leave absenteeism </li></ul><ul><li>Increased Productivity </li></ul><ul><li>Healthier and happier workforce </li></ul>Employer/Group Benefits?

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<ul><li>There are two fees for group members: </li></ul><ul><li>Per Employee/Eligible Member per Month (PEPM) - covers all dependents </li></ul><ul><li>Incident fee for the in-depth consultations </li></ul><ul><li>The PEPM will be based on a number of factors: </li></ul><ul><li>Group size </li></ul><ul><li>Plan type selected and whether it is standard or customized </li></ul>Cost

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PLEASE NOTE: These are individual, consumer plan prices, not group prices. Individual Membership Plans

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A win-win partnership… <ul><li>Help organizations to lower their health care costs </li></ul><ul><li>Provide greater access to quality and affordable healthcare </li></ul><ul><li>Enable people to live healthier and more productive lives </li></ul>Based on shared common goals: